Seller's Agent in 2025
James Trimble
Greater Downtown Realty dba Keller Williams Realty
(423) 240-2572
38 in this area
467 Total Sales
1012 Albany St Chattanooga, TN 37405
North Chattanooga Neighborhood
3
Beds
3.5
Baths
2,297
Sq Ft
6,970
Sq Ft Lot
Highlights
- Open Floorplan
- Great Room with Fireplace
- No HOA
- Deck
- High Ceiling
- 2 Car Attached Garage
About This Home
As of December 2025Looking for a move-in ready home in North Chattanooga zoned for Normal Park schools? Welcome to 1012 Albany Street, a rare find just minutes from downtown Chattanooga with an attached 2-car garage! This 3-bed, 3.5-bath home features a private bathroom and walk-in closet in every bedroom, plus a luxurious primary suite with a fireplace and sitting area. The main level offers an open-concept layout with a chef's kitchen, upgraded appliances, and a dining area that flows onto a large treetop deck—perfect for entertaining. Need a dedicated home office or guest suite? The lower-level bedroom provides ideal separation for work-from-home flexibility.
Last Agent to Sell the Property
Greater Downtown Realty dba Keller Williams Realty Brokerage Phone: 4232402572 License #356770,314654 Listed on: 11/03/2025
Last Buyer's Agent
Greater Downtown Realty dba Keller Williams Realty License #279522,294185
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,547
Year Built
- Built in 2007
Lot Details
- 6,970 Sq Ft Lot
- Lot Dimensions are 35x144.7
Parking
- 2 Car Attached Garage
Home Design
- Brick Exterior Construction
Interior Spaces
- 2,297 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- High Ceiling
- Gas Fireplace
- Great Room with Fireplace
- 2 Fireplaces
- Finished Basement
- Partial Basement
Kitchen
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Double Vanity
Outdoor Features
- Deck
- Patio
Schools
- Normal Park Museum Magnet Elementary And Middle School
- Red Bank High School
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- North Chatt Map No 1 Subdivision
Listing and Financial Details
- Assessor Parcel Number 136A B 008
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 10, 2020
Closed on
Feb 22, 2021
Sold by
Ferguson Matthew T and Mcmanus Sara E
Bought by
Hardin Mark Andrew and Hardin Meredith
Seller's Agent
James Trimble
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
James Trimble
Greater Downtown Realty dba Keller Williams Realty
List Price
$489,000
Sold Price
$475,000
Premium/Discount to List
-$14,000
-2.86%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$169,210
Avg. Annual Appreciation
6.16%
Original Mortgage
$425,000
Outstanding Balance
$377,504
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$266,706
Purchase Details
Listed on
Oct 5, 2014
Closed on
Sep 25, 2014
Sold by
Stuermer Paul and Stuermer Sabra
Bought by
Ferguson Matthew T and Mcmanus Sara E
Seller's Agent
Jenny Frost-Noblit
Live It! Realty
Buyer's Agent
Judy Austin
Live It! Realty
List Price
$390,000
Sold Price
$390,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.14%
Original Mortgage
$312,000
Interest Rate
4.17%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 9, 2008
Sold by
Long Lonnie Brian and Long Melissa
Bought by
Stuermer Paul and Stuermer Sabra
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,800
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 5, 2007
Sold by
Conway Earl J
Bought by
Long Lonnie Brian
Purchase Details
Closed on
Apr 19, 2005
Sold by
Aaa Bonding Co Inc
Bought by
Conway Earl J
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $475,000 | Chattanooga Ttl Downtown Llc | |
| Warranty Deed | $390,000 | Pioneer Title Agency Inc | |
| Warranty Deed | $348,500 | A-1 Title & Escrow | |
| Warranty Deed | $14,500 | None Available | |
| Warranty Deed | $14,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $425,000 | New Conventional | |
| Previous Owner | $312,000 | New Conventional | |
| Previous Owner | $278,800 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/05/2025 12/05/25 | Sold | $620,000 | -1.4% | $270 / Sq Ft | |
| 11/03/2025 11/03/25 | For Sale | $629,000 | +32.4% | $274 / Sq Ft | |
| 02/22/2021 02/22/21 | Sold | $475,000 | -2.9% | $200 / Sq Ft | View Prior Sale |
| 01/22/2021 01/22/21 | Pending | -- | -- | -- | |
| 11/10/2020 11/10/20 | For Sale | $489,000 | +25.4% | $206 / Sq Ft | |
| 10/08/2014 10/08/14 | Sold | $390,000 | 0.0% | $168 / Sq Ft | View Prior Sale |
| 10/08/2014 10/08/14 | Pending | -- | -- | -- | |
| 10/04/2014 10/04/14 | For Sale | $390,000 | -- | $168 / Sq Ft |
Source: Realtracs
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,098 | $204,400 | $0 | $0 |
| 2024 | $3,264 | $145,900 | $0 | $0 |
| 2023 | $3,264 | $145,900 | $0 | $0 |
| 2022 | $3,264 | $145,900 | $0 | $0 |
| 2021 | $3,264 | $145,900 | $0 | $0 |
| 2020 | $2,729 | $98,675 | $0 | $0 |
| 2019 | $2,729 | $98,675 | $0 | $0 |
| 2018 | $2,373 | $98,675 | $0 | $0 |
| 2017 | $2,729 | $98,675 | $0 | $0 |
| 2016 | $1,730 | $0 | $0 | $0 |
| 2015 | $3,290 | $62,575 | $0 | $0 |
| 2014 | $3,290 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
James Trimble
-
Katherine Smith
Buyer's Agent in 2025
Katherine Smith
Greater Downtown Realty dba Keller Williams Realty
(423) 228-0229
18 in this area
292 Total Sales
-
Jenny Frost-Noblit
J
Seller's Agent in 2014
Jenny Frost-Noblit
Live It! Realty
(423) 314-3146
2 in this area
12 Total Sales
-
Judy Austin
J
Buyer's Agent in 2014
Judy Austin
Live It! Realty
(423) 322-3032
5 in this area
132 Total Sales
Map
Source: Realtracs
MLS Number: 3038793
APN: 136A-B-008
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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