$565,000

1013 Harbor Ln La Joya, TX 78560

Estimated payment $3,964/month

4 Beds
3 Baths
3,200 Sq Ft
$177 Price per Sq Ft

Highlights

  • Docks
  • Spa
  • Gated Community
  • Fishing Pier
  • Sitting Area In Primary Bedroom
  • Built-In Refrigerator

About This Home

MINUTES TO THE CITY * MILES FROM ORDINARY
This isn't just a lakehouse—it's what happens when someone built a dream home & held nothing back. 4 bds, 3 bth, 2 living areas. Open floor plan that flows like it was choreographed.
But here's where it gets even BETTER: Pozzi windows framing water views. Porcelain tile underfoot. Custom cabinetry & doors that make builders jealous. California faucets. Wooden shutters. Tankless water heater because waiting for hot water is for peasants.
Master bath? MicroSilk® hydrotherapy tub w/ oxygen-rich micro-bubbles. Translation: You're not just bathing—you're floating in a spa-grade recovery pod after the daily grind.
Outside, 3 lots give you room to breathe. Gazebo for sunsets. Structured seawall because this property was built to last generations, not just weekends.
Outdoor entertaining isn't a suggestion—it's the entire point.
Cheat code. Lakefront serenity. City convenience. Zero compromise.
What's your move? Lock it down before it's gone.

Listing Agent

Israel Esquivel

Exp Realty Llc Listed on: 03/03/2026

Exp Realty Llc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,847

Year Built

  • Built in 2001

Lot Details

  • 0.37 Acre Lot
  • Waterfront
  • Mature Trees

HOA Fees

  • $75 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Metal Roof
  • Masonite
  • Stone

Interior Spaces

  • 3,200 Sq Ft Home
  • 1-Story Property
  • Fireplace
  • Double Pane Windows
  • Plantation Shutters
  • Custom Window Coverings
  • Entrance Foyer
  • Home Office
  • Porcelain Tile

Kitchen

  • Electric Cooktop
  • Microwave
  • Built-In Refrigerator
  • Dishwasher
  • Wine Cooler
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Sitting Area In Primary Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Jettted Tub and Separate Shower in Primary Bathroom
  • Spa Bath

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Outdoor Features

  • Spa
  • Fishing Pier
  • Docks
  • Deck
  • Gazebo

Schools

  • Tabasco Elementary School
  • Zavala Middle School
  • La Joya High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number T300000000001000

Community Details

Overview

  • The Coves Association
  • The Coves Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,847

Year Built

Built in 2001

Lot Details

0.37 Acres

HOA Fees

$75 per month

Parking

2

Listing Details

  • Directions: Heading west on Bus 83/Interstate 2 from McAllen toward La Joya. Upon entering the area of La Joya from Bus 83/Interstate 2, head south on S Main St. (This is the intersection where you'll find Dennys & Walmart on the north side.) Head south all the way to Military Rd. then head west on Military. Head west for roughly ¾ of a mile and after a pronounced curve...slow down...Harbor Lane gated entrance will be on the north side of the road. Continue on Harbor Lane and home will be to the East side just prior to reaching the end of the Harbor Lane cul de sac.
  • Year Built: 2001
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Waterfront
  • Lot Size Acres: 0.3699
  • Road Surface Type: Paved
  • Subdivision Name: The Coves
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Efficiency: Attic Fans
  • Building Stories: 1
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Roof: Metal
  • Spa Features: Bath
  • Private Spa: Yes
  • Appliances: Tankless Water Heater, Water Heater (In Garage), Smooth Electric Cooktop, Dishwasher, Disposal, Microwave, Built-In Refrigerator, Wine Cooler
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Flooring: Porcelain Tile
  • Living Area: 3200
  • Window Features: Energy Features (Double Pane Windows), Custom Drapes, Plantation Shutters
  • Master Bedroom Features: Double Vanity, Separate Shower, Sitting Area, Walk-In Closet(s), Whirlpool Jets

Exterior Features

  • Exterior Features: Dock, Manual Gate
  • Interior Amenities: Entrance Foyer, Countertops (Granite), Fireplace, Office/Study, Walk-In Closet(s)
  • Fencing: None
  • Lot Features: Boat Dock, Fishing Pier, Mature Trees
  • Waterfront Features: Waterfront
  • Waterfront: Yes
  • Home Warranty: Yes
  • Construction Type: Masonite, Stone
  • Foundation Details: Slab
  • Other Structures: Gazebo
  • Patio And Porch Features: Deck
  • Pool YN: No
  • Golf Cart: No

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Parking Features: Attached

Utilities

  • Laundry Features: Laundry Room, Washer/Dryer Connection
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: City Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated, Sidewalks
  • Amenities: Property Owners' Assoc.
  • Association Fee: 225
  • Association Fee Frequency: Quarterly
  • Association Name: The Coves
  • Association: Yes

Schools

  • Elementary School: Tabasco
  • High School: La Joya H.S.
  • Junior High Dist: McAllen ISD
  • Middle Or Junior School: Zavala

Lot Info

  • Lot Size Sq Ft: 16112.844
  • Parcel #: T300000000001000

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 11847

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,240 $498,100 $96,665 $401,435
2024 $10,240 $465,000 $96,665 $368,335
2023 $10,124 $422,789 $0 $0
2022 $8,680 $328,104 $68,471 $259,633
2021 $7,444 $280,713 $68,471 $212,242
2020 $6,815 $252,521 $68,471 $184,050
2019 $6,451 $240,273 $60,416 $179,857
2018 $6,424 $242,370 $60,416 $181,954
2017 $6,105 $228,251 $45,110 $183,141
2016 $6,161 $230,347 $45,110 $185,237
2015 $5,668 $230,347 $45,110 $185,237
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/03/2026 03/03/26 For Sale $565,000 +16.5% $177 / Sq Ft
09/08/2022 09/08/22 Price Changed $485,000 -14.6% $152 / Sq Ft
09/07/2022 09/07/22 Sold -- -- -- View Prior Sale
08/08/2022 08/08/22 Pending -- -- --
04/15/2022 04/15/22 For Sale $568,000 0.0% $178 / Sq Ft
03/24/2022 03/24/22 Pending -- -- --
03/02/2022 03/02/22 Price Changed $568,000 -4.5% $178 / Sq Ft
01/07/2022 01/07/22 Price Changed $595,000 -4.8% $186 / Sq Ft
09/17/2021 09/17/21 For Sale $625,000 -- $195 / Sq Ft
Source: Greater McAllen Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed -- Corporation Service
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $305,000 New Conventional
Source: Public Records

Source: Greater McAllen Association of REALTORS®

MLS Number: 497233

Greater McAllen Association of REALTORS®

APN: T3000-00-000-0010-00

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