$369,900
SOLD MAR 12, 2025

1014 Side Saddle Trail Lusby, MD 20657

3 Beds
2.5 Baths
1,856 Sq Ft
0.25 Acres

Recently Sold

$199 Per Sq Ft

41 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Formal Dining Room
  • Colonial Architecture
  • Den
  • Family Room Off Kitchen

About This Home

As of March 2025

Welcome to this charming colonial home located in the peaceful neighborhood of Chesapeake Ranch Estates, in the community of Lusby. This well-maintained property offers a perfect blend of comfort and convenience, with a spacious floor plan and practical layout that will check off many "must-have" items on any buyer's list.
The inviting living room, separate dining area, and well-equipped country-style kitchen create a warm and welcoming atmosphere, perfect for relaxation and entertaining. Adjacent to the kitchen, there is a versatile multipurpose room that can serve as a home office or a flexible space to suit your needs. Whether you need a guest room, office, playroom, or study area, the possibilities are endless.
This home features beautiful hardwood floors throughout most of the main level, with the bonus room's hardwood floors being installed in August 2021. The master bedroom boasts not just one, but two closets, providing ample storage space for your wardrobe and belongings. The two additional bedrooms offer versatility and plenty of space.
The doors, including the front, back, and side doors, were replaced in August 2021, giving the home a fresh and updated look. The heating and cooling systems were newly installed in January 2023, ensuring optimal comfort throughout the year. The crawl space was renovated in September 2020, providing improved functionality and peace of mind.
Outside, the 0.25-acre lot showcases a picturesque front yard, which can be enjoyed from the partial wrap-around porch, rear yard, recently sealed back deck, and side yards. The shed roof was replaced in January 2023, adding to the overall durability and aesthetics of the property. This allows you to savor the beauty of nature surrounding the property.
Don't miss the opportunity to make this move-in-ready home yours and experience the tranquility that this "Ranch Club" property offers. It truly provides the perfect balance of comfort and practicality. Schedule a viewing today and imagine the possibilities that await you in this charming home.

Please contact for any additional information or questions.

Upgrades and facts overview:
- New carpet throughout the home.
- Heating and cooling systems installed in January 2023.
- Hardwood floors in the bonus room installed in August 2021.
- Rest of the hardwood floors installed in September 2020.
- Crawl space renovated in September 2020.

Last Agent to Sell the Property

Kaitlyn Boas

(571) 338-2557 katieboasrealtor@gmail.com Infinitas Realty Group Listed on: 01/02/2025

Infinitas Realty Group

Last Buyer's Agent

Aisha Holmes

(240) 712-4742 admin@thekeyscollectivegroup.com Samson Properties License #659087

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,180

Year Built

  • Built in 1993

Lot Details

  • 0.25 Acre Lot
  • Level Lot
  • Open Lot
  • Cleared Lot
  • Back, Front, and Side Yard

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • 1,856 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Den
  • Carpet

Kitchen

  • Country Kitchen
  • Stove
  • Range Hood
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer Hookup

Outdoor Features

  • Deck
  • Shed
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • Chesapeake Ranch Estates Subdivision

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 0501155423

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,180

Year Built

Built in 1993

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1993
  • Automatically Close On Close Date: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Icemaker, Range Hood, Refrigerator, Stove, Water Heater
  • Interior Amenities: Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Country, Primary Bath(s), Walk-In Closet(s)
  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Den, Laundry, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: No
  • Laundry Type: Has Laundry, Hookup, Main Floor
  • Total Sq Ft: 1856
  • Living Area Sq Ft: 1856
  • Price Per Sq Ft: 199.30
  • Above Grade Finished Sq Ft: 1856
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 500.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Features: Cleared, Front Yard, Level, Open, Rear Yard, Sideyard(s)
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3180.00
  • Assessor Parcel Number: 0501155423
  • Tax Lot: 10
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 2, 2025
Closed on
Mar 11, 2025
Sold by
Mckinnon Sky and Destefano Skye
Bought by
Spence Latoya Denise and Brooks Diamond K
Seller's Agent
Kaitlyn Boas
Infinitas Realty Group
Buyer's Agent
Aisha Holmes
Samson Properties
List Price
$369,900
Sold Price
$369,900
Views
74
Current Estimated Value
$377,776

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,876
Avg. Annual Appreciation
3.40%
Original Mortgage
$18,159
Outstanding Balance
$18,066
Interest Rate
6.89%
Estimated Equity
$359,710

Purchase Details

Listed on
Aug 14, 2020
Closed on
Sep 23, 2020
Sold by
Harrell Joshua D
Bought by
Mckinnon Skye
Seller's Agent
Perry Hayden
CENTURY 21 New Millennium
Buyer's Agent
Kaitlyn Boas
Infinitas Realty Group
List Price
$255,000
Sold Price
$264,000
Premium/Discount to List
$9,000
3.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.84%
Original Mortgage
$266,666
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 30, 2017
Closed on
Jan 12, 2018
Sold by
Killius Robert and Killius Lynn
Bought by
Harrell Joshua D
Seller's Agent
Cheryl Bare
CENTURY 21 New Millennium
Buyer's Agent
Perry Hayden
CENTURY 21 New Millennium
List Price
$219,900
Sold Price
$227,820
Premium/Discount to List
$7,920
3.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.61%
Original Mortgage
$235,338
Interest Rate
3.94%
Mortgage Type
VA

Purchase Details

Closed on
Aug 25, 2003
Sold by
Watts Daniel A and Watts Ann M
Bought by
Killius Robert and Killius Lynn

Purchase Details

Closed on
Apr 25, 1994
Sold by
Home Bldrs Inc
Bought by
Watts Daniel A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
7.6%

Purchase Details

Closed on
Jun 4, 1992
Sold by
Mooneyham Mooneyham E and Mooneyham Doris J
Bought by
Home Builders Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$6,000
Interest Rate
8.6%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $369,900 Lakeside Title
Deed $369,900 Lakeside Title
Deed $264,000 Aspect Title And Escrow Llc
Deed $227,820 None Available
Deed $174,000 --
Deed $120,000 --
Deed $8,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $18,159 No Value Available
Closed $18,159 No Value Available
Open $363,199 FHA
Closed $363,199 FHA
Previous Owner $266,666 New Conventional
Previous Owner $235,338 VA
Previous Owner $120,000 No Value Available
Previous Owner $6,000 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/12/2025 03/12/25 Sold $369,900 0.0% $199 / Sq Ft
01/02/2025 01/02/25 For Sale $369,900 +40.1% $199 / Sq Ft
09/23/2020 09/23/20 Sold $264,000 +3.5% $142 / Sq Ft View Prior Sale
08/16/2020 08/16/20 Pending -- -- --
08/14/2020 08/14/20 For Sale $255,000 +11.9% $137 / Sq Ft
01/12/2018 01/12/18 Sold $227,820 0.0% $123 / Sq Ft View Prior Sale
12/19/2017 12/19/17 Price Changed $227,820 +3.6% $123 / Sq Ft
12/09/2017 12/09/17 Pending -- -- --
11/30/2017 11/30/17 For Sale $219,900 -- $118 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,202 $281,800 $0 $0
2024 $3,202 $256,700 $0 $0
2023 $2,406 $231,600 $55,200 $176,400
2022 $2,759 $224,567 $0 $0
2021 $5,519 $217,533 $0 $0
2020 $2,618 $210,500 $55,200 $155,300
2019 $2,160 $205,900 $0 $0
2018 $2,112 $201,300 $0 $0
2017 $2,466 $196,700 $0 $0
2016 -- $196,700 $0 $0
2015 $2,756 $196,700 $0 $0
2014 $2,756 $199,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2019230

Bright MLS

APN: 01-155423