NOT LISTED FOR SALE

1016 Cline Ridge Rd Winchester, TN 37398

Winchester Area

Estimated Value: $591,000 - $734,473

2 Beds
2 Baths
2,304 Sq Ft
$285/Sq Ft Est. Value

Sale Details

Date Sold: September 9, 2025

Last sale price $576,000 $250 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $3,864 / mo

3 Days on Market

Highlights

  • Lake View
  • Dock Permitted
  • Wood Flooring
  • Deck
  • Wooded Lot
  • No HOA

About This Home

As of September 2025

*** MULTIPLE OFFERS RECEIVED, PLEASE SUBMIT HIGHEST AND BEST BY 10 AM on 8/18/25***Nestled on just over half an acre, this 2-bedroom, 2-bath rustic cabin offers the perfect blend of privacy, charm, and lake life. With private access to the water and verbal approval for a brand-new dock (renderings included in the photo section—buyers to verify), this property is a rare opportunity for both lake lovers and investors. The home boasts sturdy construction and great bones, but will need some renovations—particularly the deck, HVAC, and water heater. Whether you choose to restore its rustic character or build your dream home from the ground up, the lot and location provide a beautiful canvas. Short-term rentals are allowed, making this an attractive option for those seeking an income-producing property or a vacation retreat. A unique property with endless potential. Bring your vision and make it your own! Selling AS-IS

Last Agent to Sell the Property

Chasity Davis

Southern Middle Realty Brokerage Phone: 6157202934 License #357748 Listed on: 08/15/2025

Last Buyer's Agent

Courtney Laxton

Compass RE License #353683

Compass RE
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,095

Year Built

  • Built in 1988

Lot Details

  • 27,007 Sq Ft Lot
  • Sloped Lot
  • Wooded Lot

Parking

  • Unpaved Parking

Home Design

  • Metal Roof
  • Log Siding

Interior Spaces

  • 2,304 Sq Ft Home
  • Property has 2 Levels
  • Wood Flooring
  • Lake Views
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Washer and Electric Dryer Hookup

Kitchen

  • Electric Oven
  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Dock Permitted
  • Deck
  • Covered Patio or Porch

Schools

  • Broadview Elementary School
  • South Middle School
  • Franklin Co High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Narrows Cabin Sites Subdivision

Listing and Financial Details

  • Assessor Parcel Number 062G B 04100 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,095

Year Built

Built in 1988

Lot Details

0.62 Acres

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1988
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Electric Oven, Electric Range, Dishwasher, Refrigerator
  • Fireplace: No
  • Flooring: Wood
  • Total Bedrooms: 2
  • Full Bathrooms: 2
  • Has Basement: Finished, Full
  • Above Grade Finished Sq Ft: 2304
  • Building Area Units: Square Feet
  • Living Area: 2304
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Dock Permit
  • Construction Type: Log
  • Foundation Details: Other
  • Other Structures: Storage
  • Patio And Porch Features: Porch, Covered, Deck
  • Pool Private: No
  • Roof: Metal
  • Topography: Sloped,Views,Wooded
  • View: Lake
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Unpaved

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Sloped, Views, Wooded
  • Lot Size Acres: 0.62
  • Lot Size: 112 X294 IRR
  • Lot Size Units: Acres
  • Parcel #: 062G B 04100 000
  • Property Attached Yn: No

Rental Info

  • Pets Allowed: Yes

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 3095

MLS Schools

  • Elementary School: Broadview Elementary
  • High School: Franklin Co High School
  • Middle Or Junior School: South Middle School

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 7, 2026
Sold by
Bought by
Current Estimated Value
$655,868

Purchase Details

Listed on
Aug 15, 2025
Closed on
Sep 9, 2025
Sold by
Bought by
Seller's Agent
Chasity Davis
Southern Middle Realty
Buyer's Agent
Courtney Laxton
Compass RE
List Price
$625,000
Sold Price
$576,000
Premium/Discount to List
-$49,000
-7.84%
Views
9

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.98%
Original Mortgage
$518,400
Interest Rate
6.72%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 21, 2024
Closed on
Apr 8, 2024
Sold by
Bought by
Seller's Agent
Pamela Lane
Home and Country Realty, LLC
Buyer's Agent
Pamela Lane
Home and Country Realty, LLC
List Price
$540,000
Sold Price
$469,000
Premium/Discount to List
-$71,000
-13.15%
Views
31

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.57%
Original Mortgage
$419,600
Interest Rate
6.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 3, 2019
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$484,300
Interest Rate
3.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 1, 1995
Sold by
Bought by

Purchase Details

Closed on
Oct 24, 1991
Bought by

Purchase Details

Closed on
Jun 23, 1984
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
$576,000 Advance Title
$469,000 None Listed On Document
$660,000 None Available
$137,500 --
$92,400 --
$7,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $518,400
Previous Owner $419,600
Previous Owner $484,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/09/2025 09/09/25 Sold $576,000 -7.8% $250 / Sq Ft
08/15/2025 08/15/25 For Sale $625,000 +33.3% $271 / Sq Ft
04/08/2024 04/08/24 Sold $469,000 -13.1% $204 / Sq Ft View Prior Sale
03/03/2024 03/03/24 Pending -- -- --
02/21/2024 02/21/24 For Sale $540,000 -- $234 / Sq Ft
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,113 $156,025 $118,750 $37,275
2024 $3,095 $155,100 $118,750 $36,350
2023 $3,095 $155,100 $118,750 $36,350
2022 $2,909 $155,100 $118,750 $36,350
2021 $2,617 $155,100 $118,750 $36,350
2020 $2,617 $90,900 $67,500 $23,400
2019 $2,617 $90,900 $67,500 $23,400
2018 $2,430 $90,900 $67,500 $23,400
2017 $2,430 $90,900 $67,500 $23,400
2016 $2,375 $88,825 $67,500 $21,325
2015 $2,375 $88,825 $67,500 $21,325
2014 $2,375 $88,818 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: RTC2973251

Realtracs

APN: 062G-B-041.00

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