Seller's Agent in 2026
Cindy Gaffney
RE/MAX
(319) 239-1236
22 in this area
52 Total Sales
1016 W 3rd St Cedar Falls, IA 50613
3
Beds
1
Bath
1,807
Sq Ft
9,583
Sq Ft Lot
Highlights
- Covered Patio or Porch
- 2 Car Detached Garage
- Forced Air Heating and Cooling System
- Holmes Junior High School Rated A-
- Garden
- Ceiling Fan
About This Home
As of January 2026Charming Cottage-Style Home Filled With Character & Modern Updates Step inside and fall in love with the warmth and personality of this beautifully maintained 3-bedroom cottage home. Sunlight streams through an abundance of windows, highlighting the refinished hardwood floors that extend throughout the entire main level and give the home a timeless, cohesive feel. The remodeled kitchen blends modern convenience with classic charm—thoughtfully updated while still complementing the character of the home. The main floor features two generously sized bedrooms, both offering great natural light and easy access to the full bath. Upstairs, you'll find an enormous third bedroom, complete with extensive built-in storage—a rare and highly functional feature that maximizes space. The walkout lower level offers abundance of storage and flexible space perfect for a workshop, crafting, fitness area, or expansion of future living space. You'll appreciate the easy access to the sizable back yard, two detached garages and a covered patio area. From the glass door knobs to the architectural details throughout, this home is truly filled with character—yet thoughtfully updated where it counts. A rare opportunity to own a cottage-style home that blends vintage charm with modern comfort.
Last Agent to Sell the Property
RE/MAX Concepts - Cedar Falls License #S58522000 Listed on: 11/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,719
Year Built
- Built in 1937
Lot Details
- 9,768 Sq Ft Lot
- Lot Dimensions are 74x132
- Property fronts an interstate
- Garden
Parking
- 2 Car Detached Garage
Home Design
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,807 Sq Ft Home
- Ceiling Fan
- Panel Doors
- Partially Finished Basement
- Walk-Out Basement
Kitchen
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Laundry on lower level
- Washer and Gas Dryer Hookup
Outdoor Features
- Covered Patio or Porch
Schools
- Hansen Elementary School
- Holmes Junior High
- Cedar Falls High School
Utilities
- Forced Air Heating and Cooling System
- Window Unit Cooling System
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 891411283002
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 23, 2025
Closed on
Jan 2, 2026
Sold by
Boyd Erin
Bought by
Sagasta Marisa and Sagasta Raymond
Seller's Agent
Cindy Gaffney
RE/MAX Concepts - Cedar Falls
Buyer's Agent
Selvedina Nuhanovic
Vine Valley Real Estate
List Price
$197,000
Sold Price
$198,000
Premium/Discount to List
$1,000
0.51%
Views
25
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.96%
Original Mortgage
$39,600
Outstanding Balance
$39,600
Interest Rate
6.26%
Estimated Equity
$162,771
Purchase Details
Listed on
Nov 14, 2018
Closed on
Feb 8, 2019
Sold by
West Sharon A
Bought by
Boyd Erin
Seller's Agent
Melissa Hardman
Oakridge Real Estate
List Price
$139,900
Sold Price
$130,000
Premium/Discount to List
-$9,900
-7.08%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.29%
Original Mortgage
$104,000
Interest Rate
4.4%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Title Services Corporation | |
| Warranty Deed | $130,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $39,600 | No Value Available | |
| Open | $158,400 | New Conventional | |
| Previous Owner | $104,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/02/2026 01/02/26 | Sold | $198,000 | +0.5% | $110 / Sq Ft | |
| 11/25/2025 11/25/25 | Pending | -- | -- | -- | |
| 11/23/2025 11/23/25 | For Sale | $197,000 | +51.5% | $109 / Sq Ft | |
| 02/08/2019 02/08/19 | Sold | $130,000 | 0.0% | $72 / Sq Ft | View Prior Sale |
| 01/01/2019 01/01/19 | Off Market | $130,000 | -- | -- | |
| 11/14/2018 11/14/18 | For Sale | $139,900 | -- | $78 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,554 | $200,990 | $50,760 | $150,230 |
| 2024 | $2,554 | $177,380 | $32,630 | $144,750 |
| 2023 | $2,354 | $177,380 | $32,630 | $144,750 |
| 2022 | $2,382 | $139,820 | $32,630 | $107,190 |
| 2021 | $2,214 | $139,820 | $32,630 | $107,190 |
| 2020 | $2,138 | $129,360 | $23,570 | $105,790 |
| 2019 | $2,138 | $129,360 | $23,570 | $105,790 |
| 2018 | $2,230 | $129,360 | $23,570 | $105,790 |
| 2017 | $2,282 | $129,360 | $23,570 | $105,790 |
| 2016 | $2,132 | $129,360 | $23,570 | $105,790 |
| 2015 | $2,132 | $129,360 | $23,570 | $105,790 |
| 2014 | $2,070 | $124,560 | $23,570 | $100,990 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Gaffney
-
Selvedina Nuhanovic
Buyer's Agent in 2026
Selvedina Nuhanovic
Vine Valley Real Estate
(319) 830-4650
5 in this area
78 Total Sales
-
M
Seller's Agent in 2019
Melissa Hardman
Oakridge Real Estate
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20255713
APN: 8914-11-283-002
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Based on information submitted to the MLS GRID
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