$405,000
SOLD JUN 20, 2025
4 Beds
3.5 Baths
1,770 Sq Ft
7,013 Sq Ft Lot

Recently Sold

$229 Per Sq Ft

1% Below List Price

3 Days on Market

Highlights

  • Garage Apartment
  • Living Room with Fireplace
  • No HOA
  • Community Lake
  • Wood Flooring
  • Tennis Courts

About This Home

As of June 2025

ACCEPTING BACKUP OFFERS!! SCHEDULE YOUR SHOWING TODAY!!
Charming Home in the Heart of Historic St. Cloud!
Beautifully restored 3-bedroom, 2.5-bath craftsman-style home, nestled in the heart of downtown St. Cloud. Originally built in the 1920s, this residence is full of character and timeless charm, thoughtfully updated to maintain its vintage appeal while offering modern comforts.
From the moment you arrive, the inviting front porch sets the tone—perfect for enjoying your morning coffee or an evening beverage. Step inside to discover original refinished wood floors, detailed craftsmanship, and beautiful built-in features that evoke a sense of history and warmth.
The living room welcomes you with a cozy fireplace, while the adjacent dining room boasts chair rail accents and custom built-ins. The updated kitchen features stainless steel appliances, upgraded cabinetry, and a stylish tile backsplash. Just beyond, you’ll find a spacious laundry room and a newly updated half bath, as well as a nice bedroom on the main level. The front room currently serves as a home office, with a closet thoughtfully placed on the other side of the fireplace for added convenience and storage.
Upstairs, the primary suite offers a peaceful retreat and private bath. A second bedroom is located at the rear of the home, providing a flexible space to suit your needs.
Out back, follow the paver stone path to a fully remodeled 396 sq ft garage apartment, complete with an updated kitchen, bathroom, and living area—ideal for guests, a rental, or a private studio. A paver patio and storage shed complete the backyard oasis.
Located just steps from restaurants, boutiques, a movie theater, and local art classes, this home offers the best of small-town charm with walkable access to Lakefront Park, Cannery Park, the St. Cloud Marina, and the annual Arts & Crafts Festival. It's also a short drive to Ralph V. Chisholm Regional Park and East Lake Tohopekaliga.

Don’t miss your chance to own this unique gem—schedule your private showing today!

Last Agent to Sell the Property

Kevin Kendrick

EXP REALTY LLC License #3234759 Listed on: 05/08/2025

EXP REALTY LLC

Last Buyer's Agent

Claudia 'Cleo' Cabrera

ROYAL REALTY REAL ESTATE, LLC License #3484227

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,037

Year Built

  • Built in 1920

Lot Details

  • 7,013 Sq Ft Lot
  • West Facing Home
  • Vinyl Fence
  • Property is zoned SR3

Parking

  • Garage Apartment

Home Design

  • Pillar, Post or Pier Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,770 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Chair Railings
  • Ceiling Fan
  • Decorative Fireplace
  • Awning
  • Shades
  • Drapes & Rods
  • Blinds
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Enclosed Patio or Porch
  • Shed
  • Rain Gutters

Additional Homes

  • 396 SF Accessory Dwelling Unit

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Heating Available
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • Saint Cloud Downtwon Subdivision
  • Community Lake

Recreation

  • Tennis Courts
  • Community Playground
  • Park
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,037

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Frame
  • Fireplace: Yes
  • Living Area: 1770
  • Lot Size Acres: 0.16
  • New Construction: No
  • Year Built: 1920
  • Building Area Total: 1770
  • Lot Size Sq Ft: 7013
  • Directions to Property: Take Narcoossee Rd South. Take a R onto 10th St; L onto Old Hickory Tree Rd; R onto 192; Then Take R onto Florida Ave. Home is on your right.
  • Status: Sold
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Orlando
  • Escrow Postal Code: 32827
  • Escrow State: FL
  • Escrow Street Name: Tavistock Lakes Blvd
  • Escrow Street Number: 6900
  • List Office Head Office Key Nume: 1041803
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 228.81
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 1
  • Water Access YN: 0
  • Amenities Additional Fees: Buyer and Agent to verify HOA restrictions, amenities, fees, & approval process.
  • AG Exemption YN: 0
  • Barn Features: None
  • MFR_InLawSuiteYN: 1
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Lake
  • MFR_InLawSuiteDescription: 1 Bathroom,Detached (ADU),Kitchen,Private Entrance,Studio
  • MFR_InLawSuiteUnderAirSqFt: 396.00
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Decorative, Living Room
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Chair Rail, Living Room/Dining Room Combo
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Foundation Details: Pillar/Post/Pier
  • Total Bedrooms: 4
  • Levels: Two
  • Spa Yn: No
  • Stories: 2
  • Window Features: Blinds, Drapes, Shades
  • Street Number Modifier: 1017
  • Additional Rooms: Garage Apartment
  • Living Area Meters: 164.44
  • Room Count: 10

Exterior Features

  • Direction Faces: West
  • Other Structures: Shed(s)
  • Exterior Features: Awning(s), Rain Gutters
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Front Porch, Porch, Rear Porch
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2013-06-18
  • Flood Zone Panel: 12097C0257G

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Other

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Connected, Water Connected
  • Cooling: Other
  • Heating: Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: None, Park, Playground, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Park, Playground, Trail(s)
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Pet Restrictions: Buyer and Agent to verify HOA pet restrictions and approval process.

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR3
  • Parcel Number: 01-26-30-0001-0164-0170
  • Additional Parcels: No
  • Fencing: Vinyl
  • Horse Amenities: None
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 652

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer and Agent to verify HOA restrictions, amenities, fees, & approval process.

Tax Info

  • Tax Annual Amount: 2037
  • Tax Block: 164
  • Tax Book Number: B-34
  • Tax Lot: 17

Multi Family

  • Approval Process: Buyer and Agent to verify HOA restrictions, amenities, fees, & approval process.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Jun 20, 2025
Sold by
Workum Suzanne Elise and Workum David
Bought by
Salvo Anthony and Salvo Darlene T
Seller's Agent
Kevin Kendrick
EXP REALTY LLC
Buyer's Agent
Claudia 'Cleo' Cabrera
ROYAL REALTY REAL ESTATE, LLC
List Price
$410,000
Sold Price
$405,000
Premium/Discount to List
-$5,000
-1.22%
Views
35

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-45.35%

Purchase Details

Listed on
May 23, 2019
Closed on
Apr 16, 2019
Sold by
Bose Balraj Chandra and Balraj Hamandrawattee
Bought by
Workum Aimee and Workum Suzanne
Seller's Agent
Amanda Aleman
THE PROPERTY PROS REAL ESTATE, INC
Buyer's Agent
Amanda Aleman
THE PROPERTY PROS REAL ESTATE, INC
List Price
$160,000
Sold Price
$160,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.50%
Original Mortgage
$164,957
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
May 26, 2004
Sold by
Mears Jack D and Mears Barbara A
Bought by
Balraj Chandra Bose and Balraj Hamandrawattee

Purchase Details

Closed on
Feb 25, 2003
Sold by
Harlan Charles E and Harlan Stanley A
Bought by
Mears Jack D and Mears Barbara A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,000
Interest Rate
5.74%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $405,000 None Listed On Document
Warranty Deed $168,000 Stewart Title Company
Warranty Deed $105,000 --
Warranty Deed $95,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $171,700 New Conventional
Previous Owner $164,957 FHA
Previous Owner $76,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2025 06/20/25 Sold $405,000 -1.2% $229 / Sq Ft
05/11/2025 05/11/25 Pending -- -- --
05/08/2025 05/08/25 For Sale $410,000 +156.3% $232 / Sq Ft
05/23/2019 05/23/19 Sold $160,000 0.0% $116 / Sq Ft
05/23/2019 05/23/19 Pending -- -- --
05/23/2019 05/23/19 For Sale $160,000 -- $116 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,979 $156,610 -- --
2023 $1,979 $152,049 $0 $0
2022 $1,901 $147,621 $0 $0
2021 $1,871 $143,322 $0 $0
2020 $1,787 $137,900 $25,900 $112,000
2019 $1,625 $86,800 $22,800 $64,000
2018 $1,506 $81,000 $22,500 $58,500
2017 $1,381 $71,300 $17,200 $54,100
2016 $1,264 $64,500 $13,500 $51,000
2015 -- $58,900 $13,500 $45,400
2014 -- $54,400 $12,600 $41,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6302173

Stellar MLS

APN: 01-26-30-0001-0164-0170