R
Seller's Agent in 2025
Rebecca Roman
Redfin
102 Cerro St Encinitas, CA 92024
Central Encinitas NeighborhoodEstimated Value: $2,089,000 - $2,206,000
6
Beds
5
Baths
3,107
Sq Ft
$691/Sq Ft
Est. Value
Highlights
- Spa
- Open Floorplan
- Wood Flooring
- Ocean Knoll Elementary School Rated A
- Cathedral Ceiling
- Beamed Ceilings
About This Home
As of October 2025Discover this exceptional, fully remodeled, multi-functional property offering flexibility, comfort, and impressive income potential. Set on a private, fully fenced lot surrounded by mature hedges, this versatile home includes a spacious 4-bedroom, 3-bath main residence (2,157 sq ft) and a fully permitted 2-bedroom, 2-bath Accessory Dwelling Unit (ADU) with private entry (950 sq ft) that was built in 2021. The propert has generated approximately $170K annually through short-term rental use of the main house —providing a unique opportunity for supplemental income or multigenerational living. The main home features a split-level design with an open living, dining, and kitchen area on the entry level, and a large family/game room with backyard access, half bath, and direct entry to the attached 3-car garage on the ground level. Upstairs you'll find all bedrooms and full bathrooms. Enjoy hardwood flooring, a newer roof, central A/C, laundry in the garage, and abundant storage. The yard for the main home is ideal for entertaining and relaxation with a hot tub, outdoor shower, grassy play areas, and complete privacy. The ADU boasts vaulted ceilings, luxury vinyl plank flooring, in-unit laundry, three mini-split systems, and a thoughtful layout with bedrooms on opposite ends for added privacy. With its private entrance and self-contained design, the ADU functions as an ideal rental or guest space. Fully-remodeled from 2018-2020 providing years of future enjoyment.
Last Agent to Sell the Property
Rebecca Roman
Redfin License #01891586 Listed on: 08/14/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1980
Lot Details
- 8,900 Sq Ft Lot
- Property is Fully Fenced
- Manual Sprinklers System
- Property is zoned R-1:SINGLE
Parking
- 3 Car Attached Garage
Home Design
- Concrete Roof
- Stucco
Interior Spaces
- 3,107 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Beamed Ceilings
- Cathedral Ceiling
- Ceiling Fan
- Family Room
- Living Room
- Dining Area
- Gas Dryer Hookup
Kitchen
- Oven or Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Linoleum
- Tile
Bedrooms and Bathrooms
- 6 Bedrooms
- Walk-In Closet
- Bathtub with Shower
- Shower Only
Pool
- Spa
Additional Homes
- Number of ADU Units: 1
- Accessory Dwelling Unit (ADU)
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Encinitas Subdivision
- The community has rules related to covenants, conditions, and restrictions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 14, 2025
Closed on
Oct 31, 2025
Sold by
Bought by
Seller's Agent
Rebecca Roman
Redfin
Buyer's Agent
Jesse Ibanez
The Greenhouse Group Inc
List Price
$2,095,000
Sold Price
$2,045,000
Premium/Discount to List
-$50,000
-2.39%
Views
85
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$101,641
Avg. Annual Appreciation
8.72%
Original Mortgage
$2,045,000
Outstanding Balance
$2,045,000
Interest Rate
6.26%
Mortgage Type
VA
Estimated Equity
$101,641
Purchase Details
Listed on
Jul 13, 2017
Closed on
Sep 6, 2017
Sold by
Bought by
Seller's Agent
Clare Kelemen
First Team Real Estate
Buyer's Agent
Clare Kelemen
First Team Real Estate
List Price
$835,000
Sold Price
$800,000
Premium/Discount to List
-$35,000
-4.19%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.22%
Original Mortgage
$753,237
Interest Rate
3.92%
Mortgage Type
VA
Purchase Details
Closed on
May 12, 2017
Sold by
Bought by
Purchase Details
Closed on
Sep 28, 2005
Sold by
Bought by
Purchase Details
Closed on
Aug 12, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,000
Interest Rate
5.46%
Mortgage Type
Unknown
Purchase Details
Closed on
Aug 16, 2001
Sold by
Bought by
Purchase Details
Closed on
Jun 26, 1989
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $2,045,000 | Title Forward | ||
| $800,000 | Lawyers Title | ||
| -- | None Available | ||
| -- | -- | ||
| -- | Commonwealth | ||
| -- | Commonwealth Land Title Co | ||
| -- | -- | ||
| $239,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $2,045,000 | ||
| Previous Owner | $753,237 | ||
| Previous Owner | $138,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $2,045,000 | -2.4% | $658 / Sq Ft | |
| 09/16/2025 09/16/25 | Pending | -- | -- | -- | |
| 08/14/2025 08/14/25 | For Sale | $2,095,000 | +161.9% | $674 / Sq Ft | |
| 09/12/2017 09/12/17 | Sold | $800,000 | -4.2% | $371 / Sq Ft | View Prior Sale |
| 08/07/2017 08/07/17 | Pending | -- | -- | -- | |
| 07/13/2017 07/13/17 | For Sale | $835,000 | -- | $387 / Sq Ft |
Source: San Diego MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,598 | $1,107,262 | $721,688 | $385,574 |
| 2024 | $10,598 | $1,085,552 | $707,538 | $378,014 |
| 2023 | $10,331 | $1,064,267 | $693,665 | $370,602 |
| 2022 | $10,162 | $1,043,400 | $680,064 | $363,336 |
| 2021 | $9,980 | $1,022,942 | $666,730 | $356,212 |
| 2020 | $7,932 | $832,320 | $645,048 | $187,272 |
| 2019 | $7,618 | $816,000 | $632,400 | $183,600 |
| 2018 | $8,859 | $800,000 | $620,000 | $180,000 |
| 2017 | $4,562 | $386,423 | $161,679 | $224,744 |
| 2016 | $4,428 | $378,847 | $158,509 | $220,338 |
| 2015 | $4,340 | $373,158 | $156,129 | $217,029 |
| 2014 | $4,232 | $365,849 | $153,071 | $212,778 |
Source: Public Records
Agents Affiliated with this Home
-
Rebecca Roman
-
Jesse Ibanez
Buyer's Agent in 2025
Jesse Ibanez
The Greenhouse Group Inc
(858) 337-2796
6 in this area
252 Total Sales
-
Craig Sutliff
Buyer Co-Listing Agent in 2025
Craig Sutliff
The Greenhouse Group Inc
(619) 857-4954
3 in this area
116 Total Sales
-
C
Seller's Agent in 2017
Clare Kelemen
First Team Real Estate
Map
Source: San Diego MLS
MLS Number: 250036021
APN: 259-330-01
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