$905,000
SOLD AUG 18, 2025
3 Beds
1.5 Baths
1,892 Sq Ft
6,752 Sq Ft Lot

Recently Sold

$478 Per Sq Ft

6% Above List Price

6 Days on Market

Highlights

  • Custom Closet System
  • Colonial Architecture
  • Property is near public transit
  • Bancroft Elementary School Rated A-
  • Covered Deck
  • Wood Flooring

About This Home

As of August 2025

Welcome to 102 Chestnut Street - a beautifully maintained 3-bedroom, 1.5-bath New England Colonial nestled in one of the most coveted neighborhoods in downtown Andover! This home offers the perfect balance of timeless charm & modern comfort, just steps from parks, shops, restaurants, and the commuter rail. Filled with natural light, the interior features hardwood floors in many rooms, a cozy living room, elegant dining room, and an updated kitchen with laundry and ample cabinet space. A spacious family room and half bath complete the first floor. Upstairs, find 3 nicely-sized bedrooms, a full bath, and walk-up attic with generous storage. Outside, enjoy a beautifully landscaped yard with gardens, a private patio, and off-street parking - your own peaceful retreat in a vibrant neighborhood. With seasonal farmers markets, Andover Day, summer concerts, and more just seconds away, this home offers both serenity and connection in the heart of town! Showings run all weekend!

Last Agent to Sell the Property

Ray Durling

Leading Edge Real Estate Listed on: 06/04/2025

Last Buyer's Agent

Kate O'Connell

Realty One Group Nest

Realty One Group Nest

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,169

Year Built

  • Built in 1901

Lot Details

  • 6,752 Sq Ft Lot
  • Corner Lot
  • Level Lot
  • Garden
  • Property is zoned SRA

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,892 Sq Ft Home
  • Coffered Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Entrance Foyer
  • Dining Area
  • Attic

Kitchen

  • Stove
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Custom Closet System
  • Bathtub Includes Tile Surround
  • Linen Closet In Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Sump Pump

Parking

  • 2 Car Parking Spaces
  • Driveway
  • Paved Parking
  • Open Parking
  • Off-Street Parking

Eco-Friendly Details

  • Energy-Efficient Thermostat

Outdoor Features

  • Bulkhead
  • Covered Deck
  • Covered Patio or Porch
  • Outdoor Storage
  • Rain Gutters

Location

  • Property is near public transit
  • Property is near schools

Schools

  • Bancroft Elementary School
  • Doherty Middle School
  • Andover High School

Utilities

  • Ductless Heating Or Cooling System
  • 4 Cooling Zones
  • 5 Heating Zones
  • Heating System Uses Oil
  • Heating System Uses Steam
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1836462

Community Details

Overview

  • No Home Owners Association
  • Downtown : ) Subdivision

Amenities

  • Shops

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,169

Year Built

Built in 1901

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Colonial
  • Year Built: 1901
  • Subdivision Name: Downtown :-)
  • Year Built Details: Actual
  • Year Round: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Vinyl, Carpet, Hardwood, Flooring - Hardwood
  • Interior Amenities: Coffered Ceiling(s), Closet, Entrance Foyer, Walk-up Attic
  • Fireplace YN: No
  • Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Range Hood
  • Total Bedrooms: 3
  • Room Bedroom2 Level: Second
  • Room Bedroom2 Features: Closet, Flooring - Hardwood
  • Room Bedroom3 Features: Flooring - Hardwood
  • Room Bedroom3 Level: Second
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Room Master Bedroom Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Room Master Bedroom Level: Second
  • Bathroom 1 Features: Bathroom - Half, Flooring - Laminate, Countertops - Stone/Granite/Solid
  • Bathroom 1 Level: First
  • Bathroom 2 Level: Second
  • Bathroom 2 Features: Bathroom - Full, Bathroom - Tiled With Tub, Closet - Linen, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Room Dining Room Features: Coffered Ceiling(s), Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet
  • Room Dining Room Level: First
  • Room Family Room Level: First
  • Room Family Room Features: Coffered Ceiling(s), Flooring - Hardwood
  • Room Kitchen Level: First
  • Room Kitchen Features: Flooring - Vinyl, Dining Area, Dryer Hookup - Electric, Exterior Access, Recessed Lighting, Stainless Steel Appliances, Washer Hookup, Gas Stove
  • Laundry Features: First Floor, Gas Dryer Hookup, Washer Hookup
  • Room Living Room Level: First
  • Room Living Room Features: Coffered Ceiling(s), Flooring - Hardwood
  • Basement: Full, Interior Entry, Bulkhead, Sump Pump, Unfinished
  • Above Grade Finished Sq Ft: 1892
  • Living Area: 1892
  • Spa YN: No
  • MAIN LO: AN4643
  • MAIN SO: AN6420
  • Insulation: Full

Exterior Features

  • Exterior Features: Deck - Wood, Patio, Covered Patio/Deck, Rain Gutters, Storage, Garden
  • Construction Materials: Frame
  • Foundation Details: Stone
  • Home Warranty YN: No
  • Patio And Porch Features: Deck - Wood, Patio, Covered
  • Road Frontage Type: Public
  • Roof: Shingle
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage YN: No
  • Open Parking YN: Yes
  • Parking Features: Paved Drive, Off Street, Paved
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Utilities: for Gas Range, for Gas Dryer, Washer Hookup
  • Cooling: Ductless
  • Heating: Steam, Oil, Ductless
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 5
  • COOLING ZONES: 4

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Public Transportation, Shopping, Park, Highway Access, House of Worship, Private School, Public School, T-Station
  • Senior Community YN: No

Lot Info

  • Parcel Number: 1836462
  • Zoning: SRA
  • Farm Land Area Units: Square Feet
  • Lot Features: Corner Lot, Level
  • Lot Size Acres: 0.16
  • Lot Size Sq Ft: 6752
  • Lot Size Units: Acres
  • Property Attached YN: No

Green Features

  • Green Energy Efficient: Thermostat

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 10169

Multi Family

  • Basement Included Sq Ft: No

MLS Schools

  • High School: Andover
  • Elementary School: Bancroft
  • Middle Or Junior School: Doherty

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2025
Closed on
Aug 18, 2025
Sold by
Simmonds Christopher M and Simmonds Karen
Bought by
Desmond Margaret
Seller's Agent
Ray Durling
Leading Edge Real Estate
Buyer's Agent
Kate O'Connell
Realty One Group Nest
List Price
$849,900
Sold Price
$905,000
Premium/Discount to List
$55,100
6.48%
Views
49
Current Estimated Value
$898,613

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,387
Avg. Annual Appreciation
-2.33%
Original Mortgage
$655,000
Outstanding Balance
$653,082
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$245,531

Purchase Details

Listed on
Apr 11, 2014
Closed on
Jun 26, 2014
Sold by
102 Chestnut Street Rt and Mcgivern
Bought by
Simmonds Christopher M and Simmonds Karen
Seller's Agent
Mary O'Donoghue
William Raveis R.E. & Home Services
Buyer's Agent
E. J. Perdigao
Coldwell Banker Realty - Andovers/Readings Regional
List Price
$469,900
Sold Price
$480,000
Premium/Discount to List
$10,100
2.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.85%
Original Mortgage
$435,000
Interest Rate
4.19%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 5, 2004
Sold by
Mcgivern Thomas P and Mcgivern Mary A
Bought by
102 Chestnut St Rt and Mcgivern
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $905,000 --
Deed $905,000 --
Quit Claim Deed $480,000 --
Quit Claim Deed $480,000 --
Quit Claim Deed $480,000 --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $655,000 New Conventional
Closed $655,000 New Conventional
Previous Owner $435,000 FHA
Previous Owner $93,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/18/2025 08/18/25 Sold $905,000 +6.5% $478 / Sq Ft
06/10/2025 06/10/25 Pending -- -- --
06/04/2025 06/04/25 For Sale $849,900 +77.1% $449 / Sq Ft
06/26/2014 06/26/14 Sold $480,000 0.0% $254 / Sq Ft View Prior Sale
04/28/2014 04/28/14 Pending -- -- --
04/14/2014 04/14/14 Off Market $480,000 -- --
04/11/2014 04/11/14 For Sale $469,900 -- $248 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,169 $789,500 $461,800 $327,700
2023 $9,690 $709,400 $416,000 $293,400
2022 $9,255 $633,900 $368,200 $265,700
2021 $8,830 $577,500 $334,700 $242,800
2020 $8,461 $563,700 $326,500 $237,200
2019 $8,313 $544,400 $313,800 $230,600
2018 $7,928 $506,900 $296,000 $210,900
2017 $7,575 $499,000 $290,100 $208,900
2016 $7,395 $499,000 $290,100 $208,900
2015 $7,114 $475,200 $279,000 $196,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73385182

MLS Property Information Network (MLS PIN)

APN: ANDO-000022-000004