NOT LISTED FOR SALE

102 S Water St Chestertown, MD 21620

Estimated Value: $926,000 - $1,477,000

4 Beds
3.5 Baths
2,301 Sq Ft
$559/Sq Ft Est. Value

Last Sold January 20, 2017

Last sale price $970,000 $422 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $8,160/month

130 Days on Market

Highlights

  • Water Views
  • Home fronts navigable water
  • Cabana
  • Guest House
  • Water Access
  • 3-minute walk to Wilmer Park

About This Home

As of January 2017

Amazing newly renovated home overlooking the Chester River in Chestertown's Historic District. With true attention to detail this home offers beautiful light and open spaces. There is a professionally landscaped garden with pool and pool house which could also be a guest house. An easy walk to downtown shops and restaurants. The house has two master suites and is both elegant and comfortable.

Last Agent to Sell the Property

Lisa Hoon

Cross Street Realtors LLC Listed on: 06/21/2016

Last Buyer's Agent

Richard Keaveney

Cross Street Realtors LLC License #662142

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,329

Year Built

  • Built in 1900 | Remodeled in 2012

Lot Details

  • 8,100 Sq Ft Lot
  • Home fronts navigable water
  • Privacy Fence
  • Back Yard Fenced
  • Landscaped
  • Planted Vegetation
  • Premium Lot
  • Sprinkler System
  • Historic Home
  • Property is in very good condition
  • Property is zoned R-3

Home Design

  • Victorian Architecture
  • Wood Siding
  • Shingle Siding

Interior Spaces

  • 2,301 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Fireplace Mantel
  • Gas Fireplace
  • Window Treatments
  • Dining Area
  • Wood Flooring
  • Water Views
  • Flood Lights

Kitchen

  • Gourmet Kitchen
  • Gas Oven or Range
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • 3.5 Bathrooms

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Connecting Stairway
  • Side Exterior Basement Entry

Parking

  • Parking Space Number Location: 2
  • Off-Street Parking

Pool

  • Cabana
  • In Ground Pool

Outdoor Features

  • Water Access
  • River Nearby
  • Stream or River on Lot
  • Deck
  • Patio
  • Office or Studio

Additional Homes

  • Guest House

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Electric Water Heater
  • Public Septic

Community Details

  • No Home Owners Association
  • Water Street Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1504010493

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,329

Year Built

Built in 1900 | Remodeled in 2012

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Victorian
  • Ownership: Fee Simple
  • Historic Designation ID: HISTORIC
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1900
  • Year Renovated: 2012
  • Remarks Public: Amazing newly renovated home overlooking the Chester River in Chestertown's Historic District. With true attention to detail this home offers beautiful light and open spaces. There is a professionally landscaped garden with pool and pool house which could also be a guest house. An easy walk to downtown shops and restaurants. The house has two master suites and is both elegant and comfortable.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Oven/Range - Gas, Refrigerator, Washer, Dryer, Dishwasher, Exhaust Fan
  • Interior Amenities: Dining Area, Kitchen - Gourmet, Built-Ins, Crown Moldings, Window Treatments, Upgraded Countertops, Primary Bath(s), Wood Floors, Floor Plan - Open
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Entry Location: Foyer
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Outside Entrance, Side Entrance, Connecting Stairway, Unfinished
  • Living Area Units: Square Feet
  • Total Sq Ft: 2301
  • Living Area Sq Ft: 2301
  • Price Per Sq Ft: 475.88
  • Above Grade Finished Sq Ft: 2301
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 102

Beds/Baths

  • Bedrooms: 4
  • Lower Level 1 Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Upper Level 2 Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Cabana/Pool House, Guest House, Office/Studio
  • Construction Materials: Shingle Siding, Wood Siding
  • Construction Completed: No
  • Exterior Features: Flood Lights, Sidewalks, Street Lights, Underground Lawn Sprinkler
  • Pool Features: In Ground
  • View: Water
  • Water Access: Yes
  • Water Body Name: CHESTER RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Space Number Assigned: 2
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Septic, Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: KENT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139164602

Lot Info

  • Fencing: Rear, Privacy
  • Improvement Assessed Value: 247700.00
  • Land Assessed Value: 306100.00
  • Lot Features: Landscaping, Premium, Vegetation Planting, Private
  • Lot Size Acres: 0.19
  • Lot Size Area: 8100
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8100.00
  • Outdoor Living Structures: Patio(s), Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2016
  • Zoning: R-3
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 8329.15
  • Assessor Parcel Number: 1504010493
  • Tax Total Finished Sq Ft: 2301
  • County Tax Payment Frequency: Annually
  • Tax Year: 2015
  • Close Date: 01/20/2017

Multi Family

  • Dock Slip Conveyance: None Available
  • Mean Low Water Feet: 4

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2016
Closed on
Jan 20, 2017
Sold by
Sarvis Aubrey and Hoon Philip W
Bought by
Keaveney Richard D and Brown James T
Seller's Agent
Lisa Hoon
Cross Street Realtors LLC
Buyer's Agent
Richard Keaveney
Cross Street Realtors LLC
List Price
$1,095,000
Sold Price
$970,000
Premium/Discount to List
-$125,000
-11.42%
Current Estimated Value
$1,285,630

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$315,630
Avg. Annual Appreciation
3.32%
Original Mortgage
$424,000
Interest Rate
4.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 21, 2010
Sold by
Elmendorf Steven A
Bought by
Sarvis Aubrey

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
4.44%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 17, 2007
Sold by
Elmendorf Steve A
Bought by
Elmendorf Steve A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$910,000
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 15, 2007
Sold by
Elmendorf Steve A
Bought by
Elmendorf Steve A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$910,000
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 2, 2004
Sold by
Vinet Richard A and Vinet Veronica
Bought by
Elmendorf Steve A and Clay Gordon M
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Keaveney Richard D $970,000 None Available
Sarvis Aubrey $825,000 --
Elmendorf Steve A -- --
Elmendorf Steve A -- --
Elmendorf Steve A $795,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Keaveney Richard D $260,000
Closed Keaveney Richard D $350,000
Closed Keaveney Richard D $424,000
Closed Keaveney Richard D $250,000
Previous Owner Sarvis Aubrey $250,000
Previous Owner Sarvis Aubrey $400,000
Previous Owner Elmendorf Steven A $315,600
Previous Owner Elmendorf Steve A $910,000
Previous Owner Elmendorf Steve A $910,000
Previous Owner Elmendorf Steve A $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/20/2017 01/20/17 Sold $970,000 -11.4% $422 / Sq Ft
10/29/2016 10/29/16 Pending -- -- --
06/21/2016 06/21/16 For Sale $1,095,000 -- $476 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,512 $1,049,200 $306,100 $743,100
2024 $13,829 $1,006,633 $0 $0
2023 $12,473 $964,067 $0 $0
2022 $12,473 $921,500 $306,100 $615,400
2021 $11,356 $865,433 $0 $0
2020 $11,356 $809,367 $0 $0
2019 $15,849 $753,300 $306,100 $447,200
2018 $10,156 $686,800 $0 $0
2017 $9,329 $620,300 $0 $0
2016 -- $553,800 $0 $0
2015 $9,033 $553,800 $0 $0
2014 $9,033 $553,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1002438656

Bright MLS

APN: 04-010493