Seller's Agent in 2025
Trish Hartwick
Coldwell Banker Schmidt - Petoskey
(231) 838-0411
73 in this area
296 Total Sales
102 State St Petoskey, MI 49770
4
Beds
2.5
Baths
1,904
Sq Ft
4,356
Sq Ft Lot
Highlights
- Deck
- First Floor Utility Room
- Crown Molding
- Wood Flooring
- 1 Car Detached Garage
- 2-minute walk to Bear River Park
About This Home
As of October 2025This thoughtfully restored classic Victorian home provides exceptional flexibility, currently functioning as a spacious single-family residence while offering seamless conversion potential for multigenerational living or duplex investment opportunities. The versatile floor plan could accommodate a main floor one-bedroom, one-bath unit alongside a two-story three-bedroom, one-and-a-half-bath unit, each equipped with separate utilities and meters for complete independence. Fully renovated in 2005 down to the studs with new walls, windows, electricity, and plumbing, this home functions like new construction while maintaining historic elegance. Natural light throughout, rich Brazilian cherry hardwood floors, nearly 10-foot ceilings with crown moldings and medallions, and matching solid brass hardware add authentic details. The main kitchen features a built-in banquette, solid surface countertops, and stainless steel appliances. The comfortable living room showcases an elegant open staircase. Energy-efficient features include argon-filled windows, extra insulation, and cedar shake siding. Recent improvements include a rebuilt second-floor porch and deck (2020), enhanced drainage, garden landscaping, and updated plumbing fixtures. Outdoor spaces feature a spacious rear deck, a cozy patio area, and a front porch surrounded by three-season perennial gardens. Amenities include detached garage and storage in basement. Located in a safe, neighborly community just one block from Bear River hiking trails and an easy walk to downtown's shops, restaurants, library, and Little Traverse Bay. This exceptional property combines historic charm, modern functionality, and flexible living options in one of the area's most desirable neighborhoods.
Last Agent to Sell the Property
Coldwell Banker Schmidt - Petoskey Listed on: 08/26/2025
Home Details
Home Type
- Single Family
Home Design
- Wood Frame Construction
- Asphalt Shingled Roof
Interior Spaces
- 1,904 Sq Ft Home
- Crown Molding
- Living Room
- Dining Room
- First Floor Utility Room
- Wood Flooring
Kitchen
- Range
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Upstairs
Laundry
- Dryer
- Washer
Basement
- Michigan Basement
- Partial Basement
Parking
- 1 Car Detached Garage
- Driveway
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Cable TV Available
Additional Features
- Deck
- 4,356 Sq Ft Lot
Listing and Financial Details
- Assessor Parcel Number 52-19-06-276-031
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 26, 2025
Closed on
Oct 1, 2025
Sold by
Howard Douglas R and The Douglas R Howard Trust
Bought by
Umlor Michael T and Umlor Tammy S
Seller's Agent
Trish Hartwick
Coldwell Banker Schmidt - Petoskey
Buyer's Agent
Trish Hartwick
Coldwell Banker Schmidt - Petoskey
List Price
$499,000
Sold Price
$542,000
Premium/Discount to List
$43,000
8.62%
Views
408
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-27.32%
Purchase Details
Listed on
Jan 21, 2020
Closed on
Oct 14, 2020
Sold by
Umber Gregory John
Bought by
Howland Douglas R Trust
Seller's Agent
Laurie Hodack
Coldwell Banker Schmidt - Boyne City
Buyer's Agent
Michael MacCarthy
Gaslight Group Properties
List Price
$350,000
Sold Price
$306,000
Premium/Discount to List
-$44,000
-12.57%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.09%
Purchase Details
Closed on
Apr 18, 2014
Sold by
Gregory John Gregory John and Manjarres Molly Ann
Bought by
Gregory Umber And Molly Manjarres Trust
Purchase Details
Closed on
Aug 22, 2003
Sold by
Keiswetter Thomas D
Bought by
Umber Gregory John
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $542,000 | Cislo Title Company | |
| Warranty Deed | -- | -- | |
| Quit Claim Deed | $127,500 | -- | |
| Warranty Deed | $127,500 | -- |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/17/2025 10/17/25 | Sold | $542,000 | +8.6% | $285 / Sq Ft | |
| 08/26/2025 08/26/25 | For Sale | $499,000 | +63.1% | $262 / Sq Ft | |
| 10/16/2020 10/16/20 | Sold | $306,000 | -6.1% | $161 / Sq Ft | View Prior Sale |
| 09/16/2020 09/16/20 | Price Changed | $325,900 | -2.7% | $171 / Sq Ft | |
| 09/12/2020 09/12/20 | Price Changed | $334,900 | -1.5% | $176 / Sq Ft | |
| 05/28/2020 05/28/20 | Price Changed | $339,900 | -2.9% | $179 / Sq Ft | |
| 01/21/2020 01/21/20 | For Sale | $350,000 | -- | $184 / Sq Ft |
Source: Northern Michigan MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,455 | $184,000 | $184,000 | $0 |
| 2024 | $4,455 | $164,600 | $164,600 | $0 |
| 2023 | $4,086 | $130,100 | $130,100 | $0 |
| 2022 | $4,086 | $120,600 | $120,600 | $0 |
| 2021 | $3,976 | $113,400 | $113,400 | $0 |
| 2020 | $3,821 | $90,700 | $90,700 | $0 |
| 2019 | -- | $72,100 | $72,100 | $0 |
| 2018 | -- | $71,900 | $71,900 | $0 |
| 2017 | -- | $76,000 | $76,000 | $0 |
| 2016 | -- | $68,200 | $68,200 | $0 |
| 2015 | -- | $65,700 | $0 | $0 |
| 2014 | -- | $59,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Trish Hartwick
-
Laurie Hodack
Seller's Agent in 2020
Laurie Hodack
Coldwell Banker Schmidt - Boyne City
(231) 838-7599
1 in this area
59 Total Sales
-
Michael MacCarthy
Buyer's Agent in 2020
Michael MacCarthy
Gaslight Group Properties
(231) 838-7700
63 in this area
179 Total Sales
Map
Source: Northern Michigan MLS
MLS Number: 477571
APN: 52-19-06-276-031
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