NOT LISTED FOR SALE

102 W Albany St Oswego, NY 13126

Estimated Value: $125,000 - $173,251

4 Beds
2 Baths
1,465 Sq Ft
$97/Sq Ft Est. Value

Last Sold December 12, 2022

Last sale price $140,000 $96 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $942/month

4 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • Fenced Yard
  • Deck
  • Breakfast Room
  • Thermal Windows

About This Home

As of December 2022

This well-kept 4-bed, 2-bath house sits on a generous fully fenced-in double city lot. Located in the Kingsford Elementary School zone, this home is conveniently just moments away from city parks, as well as downtown dining and shopping. The two living room (or bedroom) and dining room areas were once one large space, and could easily be that way again. There are two bedrooms and a full bath on the first level, along with a cozy family room/den at the back of the house. Upstairs there are two bedrooms, a full bath, and a laundry room. Some of the new features of this house include: New hot water heater 5/2022, Complete upstairs bathroom remodel 4/2022, New refrigerator 2022, Complete exterior paint redone 7/2021, Fully fenced in back yard 10/2021, New windows in the downstairs, front bedroom, dining room, and stairway to the basement in 2021, a convenient 2nd-floor washer and dryer installed, Roof within the last 10 years, a new Heating system within the last 10 years, and a large wooden playset. Come see for yourself. One look may be all it takes.

Last Agent to Sell the Property

Ed Fayette

Listing by Century 21 Galloway Realty License #40FA1055891 Listed on: 08/24/2022

Century 21 Galloway Realty

Last Buyer's Agent

Ed Fayette

Listing by Century 21 Galloway Realty License #40FA1055891 Listed on: 08/24/2022

Century 21 Galloway Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,822

Year Built

  • Built in 1890

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 99 x 66
  • Fenced Yard

Home Design

  • Colonial Architecture
  • Block Foundation
  • Stone Foundation
  • Asphalt Roof
  • Partial Copper Plumbing

Interior Spaces

  • 1,465 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Thermal Windows
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room

Kitchen

  • Eat-In Country Kitchen
  • Gas Range
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • No Garage
  • Dirt Driveway

Outdoor Features

  • Deck
  • Play Equipment

Location

  • Property is near a bus stop

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • Section 12878 Community
  • Section 12878 Subdivision

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 351200-128-078-0001-004-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,822

Year Built

Built in 1890

Lot Details

0

Listing Details

  • NY Swis Code: Oswego-City-351200
  • Total Assessed Value: 67000
  • Foundation Description: Block, Stone
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 99
  • Lot Dimension Front: 66
  • Lot Information: Near Bus Line, Neighborhood Street
  • Lot Number: 4
  • Nearest Cross Street: W. 8th St.
  • Number of Stories: 2.0000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 933333.33
  • Ratio Close Price By Sq Ft: 95.56
  • Ratio List Price By Acres: 866000.00
  • Ratio List Price By Sq Ft: 88.67
  • Regional Board Code: Syracuse
  • Roof Description: Asphalt
  • School Tax: 1224
  • Styles of Residence: Colonial
  • Sub Board Code: Syracuse
  • Type of Sale: Normal
  • Year Built Description: Existing
  • Lot Sq Ft: 6534
  • Age of Building: 132
  • Year Built: 1890
  • Above Grade Finished Sq Ft: 1465
  • Directions To Property: From Oswego: West on W Albany St. House on left between W 8th & 9th Sts.
  • Sq Ft Total Pub: 1465
  • Subdivision Comm Complex: Section 12878
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1890

Interior Features

  • Full Bathrooms: 2
  • Additional Interior Features: Circuit Breakers - Some, Copper Plumbing - Some, Natural Woodwork - some
  • Additional Rooms: 1st Floor Bedroom, Family Room, Laundry-2nd Floor, Living Room
  • Attic Description: Crawl Space
  • Basement Description: Exterior Walkout, Full
  • Floor Description: Vinyl-Some, Wall To Wall Carpet-Some, Wood-Some
  • Kitchen Appliances Included: Dishwasher, Dryer, Oven/Range Gas, Refrigerator, Washer
  • Kitchen Dining Description: Breakfast Room, Country Kitchen, Eat-In, Formal Dining Room
  • Number of Bedrooms 1st Floor: 2
  • Number of Bedrooms 2nd Floor: 2
  • Number of 1st Floor Full Bathrooms: 1
  • Number of 2nd Floor Full Bathrooms: 1
  • Number of Rooms: 10
  • Total Bathrooms: 2.00
  • Total Bedrooms: 4
  • Total Sq Ft: 1465

Exterior Features

  • Construction: Wood
  • Additional Exterior Features: Cable TV Available, Deck, Fully Fenced Yard, High Speed Internet, Playset / Swingset, Thermal Windows - Some
  • Number of Acres: 0.1500

Garage/Parking

  • Driveway Description: Dirt
  • Garage Description: No Garage

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Schools

  • School District: Oswego

Lot Info

  • Parcel Number: 351200-128-078-0001-004-000-0000

Tax Info

  • Total Taxes: 2822

MLS Schools

  • School District Name: Oswego

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2022
Closed on
Oct 28, 2022
Sold by
Naylor Kristen A
Bought by
Clark Kyle A
Seller's Agent
Ed Fayette
Century 21 Galloway Realty
Buyer's Agent
Ed Fayette
Century 21 Galloway Realty
List Price
$129,900
Sold Price
$140,000
Premium/Discount to List
$10,100
7.78%
Total Days on Market
4
Current Estimated Value
$142,563

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,563
Avg. Annual Appreciation
1.67%
Original Mortgage
$137,464
Interest Rate
6.95%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 16, 2020
Sold by
Jerrett Theodore L and Jerrett Donna M
Bought by
Naylor Kristen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,529
Interest Rate
8%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Aug 14, 1995
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Clark Kyle A $140,000 Vanguard Research & Ttl Svcs
Naylor Kristen A $63,000 Vanguard Research & Ttl Svcs
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Clark Kyle A $137,464
Previous Owner Naylor Kristen A $75,702
Previous Owner Naylor Kristen A $59,529
Previous Owner Jerrett Theodore I $70,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/12/2022 12/12/22 Sold $140,000 +7.8% $96 / Sq Ft
08/28/2022 08/28/22 Pending -- -- --
08/24/2022 08/24/22 For Sale $129,900 -- $89 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,745 $154,000 $19,600 $134,400
2023 $1,745 $67,000 $13,100 $53,900
2022 $1,769 $67,000 $13,100 $53,900
2021 $1,799 $67,000 $13,100 $53,900
2020 $1,138 $60,000 $13,100 $46,900
2019 $917 $60,000 $13,100 $46,900
2018 $1,867 $60,000 $13,100 $46,900
2017 $3,161 $60,000 $13,100 $46,900
2016 $576 $60,000 $13,100 $46,900
2015 -- $60,000 $13,100 $46,900
2014 -- $60,000 $13,100 $46,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S1429787

Central New York Information Services

APN: 351200-128-078-0001-004-000-0000