$308,000
SOLD MAY 19, 2025

102 Waterman Rd Saint Marys, GA 31558

3 Beds
2 Baths
1,670 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$184 Per Sq Ft

3% Above List Price

14 Days on Market

Highlights

  • Home fronts a creek
  • Community Lake
  • Traditional Architecture
  • Crooked River Elementary School Rated A
  • Wood Burning Stove
  • 3-minute walk to Sugarmill Playground

About This Home

As of May 2025

Welcome to 102 Waterman Road - Your Peaceful Retreat Awaits! Tucked beneath a canopy of majestic live oak trees, this beautifully updated 3-bedroom, 2-bath home is the perfect blend of comfort, nature, and charm. Step inside to find spacious living areas with high vaulted ceilings, warm LVP flooring, and a cozy woodburning fireplace that invites you to relax and unwind. The kitchen features granite countertops, sleek stainless steel appliances, and plenty of cabinet space, making it both functional and stylish. The primary suite offers a beautifully renovated walk-in shower and a calming space to end your day. What truly sets this home apart is the stunning sunroom-your year-round sanctuary. Though not included in the official square footage, it's fully climate-controlled and offers front-row seats to daily visits from a variety of birds and local wildlife. Whether you're sipping morning coffee or enjoying a quiet evening, this space is pure magic. Additional highlights include: * Updated in 2022 * Epoxy flooring in the garage and outdoor patio * Direct access to Dark Entry Creek-bring your kayaks and get ready for adventure! If you've been searching for a home that feels like a permanent vacation, you've found it. Come experience the peace and beauty of 102 Waterman Road-where nature meets comfort in the heart of St. Mary's. Community offers a large swimming pool, lake, playground, tennis courts, and is in close proximity to St. Mary's waterfront, dining, shopping, and conveniently located near Kings Bay Naval Base, and I-95

Last Agent to Sell the Property

Kristi Spencer

Coastal Roots Realty Brokerage Phone: 606-207-7603 License #423402 Listed on: 03/27/2025

Last Buyer's Agent

ANDREA RAY

Threshold Realty & Mortgage Gr License #425398

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,014

Year Built

  • Built in 1990

Lot Details

  • 7,841 Sq Ft Lot
  • Home fronts a creek
  • Back Yard Fenced

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Roof
  • Concrete Siding

Interior Spaces

  • 1,670 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Wood Burning Stove
  • Double Pane Windows
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Fire and Smoke Detector
  • Laundry in Kitchen

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Double Vanity
  • Bathtub Includes Tile Surround

Schools

  • Mary Lee Clark Elementary School
  • Saint Marys Middle School
  • Camden County High School

Utilities

  • Central Air
  • Heating Available
  • 220 Volts
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Additional Features

  • Porch
  • City Lot

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include ground maintenance, swimming, tennis
  • Sugarmill Subdivision
  • Community Lake

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,014

Year Built

Built in 1990

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1990
  • ArchitecturalStyle: Traditional
  • Electric: 220 Volts
  • Financing Type: VA
  • Levels: One
  • Lot Size Acres: .18
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 1670
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
  • Bedrooms: 3
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: None
  • Total Finished Sq Ft: 1670
  • Above Grade Finished Sq Ft: 1670
  • Interior Amenities: Double Vanity, High Ceilings, Split Bedroom Plan, Tile Bath, Tray Ceiling(s)
  • Full Bathrooms: 2
  • Fireplace Features: Wood Burning Stove
  • Flooring: Carpet, Tile, Vinyl
  • Kitchen Features: Breakfast Bar, Pantry, Solid Surface Counters
  • Window Features: Double Pane Windows
  • Price Per Square Foot: 184.431

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Concrete
  • Fencing: Back Yard
  • Foundation Details: Slab
  • Lot Features: City Lot
  • Patio And Porch Features: Porch
  • Property Condition: Resale
  • Roof: Composition
  • Waterfront Features: Creek

Garage/Parking

  • Parking Features: Garage
  • ParkingTotal: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Electric
  • Laundry Features: In Kitchen
  • Security Features: Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Phone Available, Sewer Connected, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Community Features: Lake, Playground, Pool, Street Lights, Tennis Court(s)

Fee Information

  • Association Fee Includes: Maintenance Grounds, Swimming, Tennis

Schools

  • Elementary School: Mary Lee Clark
  • High School: Camden County
  • High School Bus: Yes
  • Middle School: Saint Marys
  • Middle School Bus: Yes
  • Elementary School: Mary Lee Clark
  • Middle School: Saint Marys
  • High School: Camden County

Lot Info

  • Deed Book: 2217
  • Deed Page: 563

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 23
  • Tax Annual Amount: 4013.95

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
May 19, 2025
Sold by
Ward Lorna
Bought by
Linzaga Christian and Linzaga Suzette
Seller's Agent
Kristi Spencer
Coastal Roots Realty
Buyer's Agent
ANDREA RAY
Threshold Realty & Mortgage Gr
List Price
$299,900
Sold Price
$308,000
Premium/Discount to List
$8,100
2.7%
Views
152

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-14.43%
Original Mortgage
$314,622
Outstanding Balance
$314,355
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
-$16,273

Purchase Details

Listed on
Jul 14, 2022
Closed on
Aug 29, 2022
Sold by
Gregory Donald Lewis
Bought by
Ward Lorna
Seller's Agent
Cheryl Smith
St. Marys Realty Inc
Buyer's Agent
Kristi Spencer
Coastal Roots Realty
List Price
$289,000
Sold Price
$275,000
Premium/Discount to List
-$14,000
-4.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.25%
Original Mortgage
$220,000
Interest Rate
5.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 24, 2021
Closed on
Dec 1, 2021
Sold by
Philbrick Robert Gordon
Bought by
Gregory Donald L
Seller's Agent
Linda Cook
ERA Kings Bay Realty
Buyer's Agent
Non-Member Solds Only (Outside) Non-Members Solds Only
Non-member for solds only
List Price
$230,000
Sold Price
$230,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.31%
Original Mortgage
$230,000
Interest Rate
3.09%
Mortgage Type
VA

Purchase Details

Listed on
Jan 19, 2015
Closed on
Mar 16, 2015
Sold by
Cartus Financial Corp
Bought by
Philbrick Robert Gordon
Seller's Agent
Linda Cook
ERA Kings Bay Realty
Buyer's Agent
Linda Cook
ERA Kings Bay Realty
List Price
$149,900
Sold Price
$149,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.58%

Purchase Details

Closed on
Oct 24, 2006
Sold by
Not Provided
Bought by
Downing Gene P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Limited Warranty Deed $308,000 --
Limited Warranty Deed $275,000 --
Warranty Deed $230,000 --
Warranty Deed $149,900 --
Warranty Deed $149,900 --
Deed $155,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $314,622 New Conventional
Previous Owner $220,000 New Conventional
Previous Owner $230,000 VA
Previous Owner $145,000 VA
Previous Owner $35,000 Credit Line Revolving
Previous Owner $128,250 New Conventional
Previous Owner $26,300 Unknown
Previous Owner $155,000 New Conventional
Previous Owner $15,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/19/2025 05/19/25 Sold $308,000 +2.7% $184 / Sq Ft
04/10/2025 04/10/25 Pending -- -- --
03/27/2025 03/27/25 For Sale $299,900 +9.1% $180 / Sq Ft
08/29/2022 08/29/22 Sold $275,000 -4.8% $165 / Sq Ft
07/16/2022 07/16/22 Pending -- -- --
07/14/2022 07/14/22 For Sale $289,000 +25.7% $173 / Sq Ft
12/01/2021 12/01/21 Sold $230,000 0.0% $138 / Sq Ft
11/01/2021 11/01/21 Pending -- -- --
09/24/2021 09/24/21 For Sale $230,000 +53.4% $138 / Sq Ft
03/16/2015 03/16/15 Sold $149,900 0.0% $114 / Sq Ft
02/18/2015 02/18/15 Pending -- -- --
01/19/2015 01/19/15 For Sale $149,900 -- $114 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,945 $113,436 $14,000 $99,436
2023 $3,903 $116,688 $14,000 $102,688
2022 $3,091 $87,399 $14,000 $73,399
2021 $2,217 $61,688 $14,000 $47,688
2020 $2,124 $59,088 $14,000 $45,088
2019 $2,124 $59,088 $14,000 $45,088
2018 $0 $59,088 $14,000 $45,088
2017 $1,750 $51,313 $10,000 $41,313
2016 -- $47,313 $10,000 $37,313
2015 $1,157 $43,892 $10,000 $33,893
2014 $1,094 $41,893 $8,000 $33,893
Source: Public Records

Agents Affiliated with this Home

  • Kristi Spencer

    Seller's Agent in 2025

    Kristi Spencer

    Coastal Roots Realty

    (606) 207-7603

    50 Total Sales

    Section Image
  • ANDREA RAY

    Buyer's Agent in 2025

    ANDREA RAY

    Threshold Realty & Mortgage Gr

    (904) 240-5199

    33 Total Sales

    Section Image
  • Cheryl Smith

    Seller's Agent in 2022

    Cheryl Smith

    St. Marys Realty Inc

    (845) 520-1447

    47 Total Sales

    Section Image
  • Linda Cook

    Seller's Agent in 2021

    Linda Cook

    ERA Kings Bay Realty

    (912) 552-4084

    148 Total Sales

    Section Image

  • N

    Buyer's Agent in 2021

    Non-Member Solds Only (Outside) Non-Members Solds Only

    Non-member for solds only

See All Agents

Map

Source: Georgia MLS

MLS Number: 10487674

Georgia MLS

APN: 134C-099

Georgia Camden County Saint Marys 31558

102 Waterman Rd, Saint Marys, GA

This home is located at 102 Waterman Rd, Saint Marys, GA 31558 and is currently priced at $308,000, approximately $184 per square foot. This property was built in 1990. 102 Waterman Rd is a home located in Camden County with nearby schools including Crooked River Elementary School, Saint Marys Middle School, and Camden County High School.

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