1020 2nd Ave Howard Lake, MN 55349
Estimated payment $2,256/month
Highlights
- 90 Feet of Waterfront
- Deck
- Living Room
- Beach Access
- No HOA
- 2-minute walk to Dutch Lake Park
About This Home
Live the lake life right in town! This charming and wonderfully updated 5-bed, 4-bath rambler sits on a generous half-acre lot on Mallard Pass Lake, close to schools, parks, and everyday conveniences. The main floor features a relaxing primary bedroom suite, airy open-concept living spaces, and main-floor laundry. The large deck invites you to unwind, entertain, and take in the tranquil lake setting. Head to the lower level to enjoy a cozy family room with a fireplace, a perfect game-room hangout space, two additional bedrooms, and a walkout to the backyard and shoreline. With many interior and exterior updates including newer siding, soffit, gutters, and an upgraded attached garage with a 220 outlet, heat and AC - this home blends modern living with a peaceful lakeside lifestyle.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,420
Year Built
- Built in 1997
Lot Details
- 0.49 Acre Lot
- Lot Dimensions are 90x223x72x26x238
- 90 Feet of Waterfront
- Lake Front
Parking
- 2 Car Garage
- Heated Garage
- Insulated Garage
- On-Street Parking
Home Design
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Family Room with Fireplace
- Living Room
- Dining Room
Kitchen
- Range
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
- Natural lighting in basement
Outdoor Features
- Beach Access
- Deck
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- 200+ Amp Service
Community Details
- No Home Owners Association
- Sterners Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 109022003020
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,420 | $322,500 | $57,400 | $265,100 |
| 2024 | $4,080 | $325,500 | $69,900 | $255,600 |
| 2023 | $3,774 | $316,000 | $61,900 | $254,100 |
| 2022 | $3,478 | $286,900 | $58,000 | $228,900 |
| 2021 | $3,026 | $237,100 | $27,500 | $209,600 |
| 2020 | $2,896 | $201,600 | $31,000 | $170,600 |
| 2019 | $2,762 | $193,400 | $0 | $0 |
| 2018 | $2,792 | $186,200 | $0 | $0 |
| 2017 | $2,702 | $175,000 | $0 | $0 |
| 2016 | $2,660 | $0 | $0 | $0 |
| 2015 | $2,474 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/23/2025 11/23/25 | For Sale | $359,900 | -- | $138 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $192,000 | -- | |
| Warranty Deed | $150,900 | -- | |
| Warranty Deed | $119,900 | -- |
Source: NorthstarMLS
MLS Number: 6821172
APN: 109-022-003020
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