$442,000
SOLD NOV 14, 2025
3 Beds
2.5 Baths
2,524 Sq Ft
7,841 Sq Ft

Recently Sold

$175 Per Sq Ft

11% Below List Price

Highlights

  • City View
  • Deck
  • High Ceiling
  • Open Floorplan
  • Wood Flooring
  • 1-minute walk to Ted R. Bryant Sr. Park

About This Home

As of November 2025

Welcome 1020 E 10th Street. This beautifully preserved two-story home in the heart of Chattanooga's vibrant and historic ML King neighborhood. Built in 1928, this residence showcases timeless craftsmanship and period charm, featuring original hardwood floors throughout, intricate millwork, and architectural details rarely found today. From the moment you arrive, the home's curb appeal and expansive covered front porch invite you in. Step through the original front door into a soaring foyer with a grand staircase and ornate railing—a true centerpiece of the home. A set of pocket doors opens to the spacious living room, highlighted by a picture window and original tiled fireplace mantel. The formal dining room features a wall of built-in cabinetry and shelving—perfect for storing linens, displaying cherished dishes, and entertaining in vintage style. The galley kitchen blends the old with the new, offering live-edge countertops, stainless-steel gas range, and modern fixtures, all while maintaining historic charm. From the kitchen, enjoy views of Lookout Mountain and access to a screened porch, ideal for morning coffee or evening relaxation. A hidden bookcase door leads to a versatile room—perfect as a home office, breakfast nook, or keeping room—with access to a full bath and laundry area, plus a secondary staircase to the upper level. Upstairs, the primary suite is a retreat of warmth and light, with gleaming hardwood floors, a cozy sitting area, and ample closet space. Two additional bedrooms offer unique features—one with a painted floor and private corner shower and sink, and another with mountain views. The upstairs bathroom features the original clawfoot tub, a large linen closet, and classic tile. Outside, you'll find a screened porch overlooking the fenced backyard, plus a new deck for entertaining. The home also boasts exceptional storage, including a full attic and basement, along with generous closet space throughout.

Last Agent to Sell the Property

Diane Patty

Greater Downtown Realty dba Keller Williams Realty Brokerage Phone: 4235045006 License #320892 Listed on: 10/07/2025

Greater Downtown Realty dba Keller Williams Realty

Co-Listed By

Lisa Brown

Greater Downtown Realty dba Keller Williams Realty Brokerage Phone: 4235045006 License #147873,321895

Last Buyer's Agent

Iris Rodger

Greater Downtown Realty dba Keller Williams Realty License #304956

Greater Downtown Realty dba Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,435

Year Built

  • Built in 1928

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 52x150
  • Back Yard Fenced
  • Level Lot

Parking

  • On-Street Parking

Property Views

  • City
  • Mountain

Home Design

  • Wood Siding

Interior Spaces

  • 2,524 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Living Room with Fireplace
  • Home Office
  • Screened Porch
  • Unfinished Basement

Kitchen

  • Gas Range
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Orchard Knob Middle School
  • Howard School Of Academics Technology High School

Additional Features

  • Deck
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Park Place Addn Subdivision

Listing and Financial Details

  • Assessor Parcel Number 146I C 029

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,435

Year Built

Built in 1928

Lot Details

7,841 Sq Ft Lot

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1928
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Existing
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Interior Amenities: Built-in Features, Ceiling Fan(s), Entrance Foyer, High Ceilings, Open Floorplan
  • Appliances: Gas Range, Dishwasher
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Wood, Tile
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Has Basement: Unfinished
  • Building Area Units: Square Feet
  • Living Area: 2524
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Wood Siding
  • Fencing: Back Yard
  • Foundation Details: Brick/Mortar
  • Patio And Porch Features: Deck, Screened, Porch
  • Pool Private: No
  • Topography: Level,Other
  • View: City, Mountain(s)
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, On Street

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Water Available

Condo/Co-op/Association

  • Amenities: Sidewalks
  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level, Other
  • Lot Size Acres: 0.18
  • Lot Size: 52x150
  • Lot Size Units: Acres
  • Parcel #: 146I C 029
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2435

MLS Schools

  • High School: Howard School Of Academics Technology
  • Middle Or Junior School: Orchard Knob Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2025
Closed on
Nov 14, 2025
Sold by
Polk-Conley Anita
Bought by
Skinner Fallon M and Meeks John N
Seller's Agent
Diane Patty
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Iris Rodger
Greater Downtown Realty dba Keller Williams Realty
List Price
$495,000
Sold Price
$442,000
Premium/Discount to List
-$53,000
-10.71%
Views
451
Current Estimated Value
$447,187

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,187
Avg. Annual Appreciation
4.11%
Original Mortgage
$419,900
Outstanding Balance
$419,900
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$27,287

Purchase Details

Closed on
Dec 16, 2020
Sold by
Conley George
Bought by
Polk Conley Anita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$266,500
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 19, 2015
Sold by
Polk Conley Anita and Polk Anita
Bought by
Polk Conley Anita and Conley George

Purchase Details

Closed on
Oct 20, 1998
Sold by
Conley George
Bought by
Conley Anita Polk
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $442,000 None Listed On Document
Quit Claim Deed -- Warranty Title Insurance Co
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $419,900 New Conventional
Previous Owner $266,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/17/2025 11/17/25 For Sale $495,000 +12.0% $196 / Sq Ft
11/14/2025 11/14/25 Sold $442,000 -- $175 / Sq Ft
10/20/2025 10/20/25 Pending -- -- --
Source: Realtracs

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $859 $56,650 $0 $0
2024 $1,214 $54,275 $0 $0
2023 $1,214 $54,275 $0 $0
2022 $1,214 $54,275 $0 $0
2021 $1,214 $54,275 $0 $0
2020 $998 $36,100 $0 $0
2019 $998 $36,100 $0 $0
2018 $948 $36,100 $0 $0
2017 $998 $36,100 $0 $0
2016 $868 $0 $0 $0
2015 $1,707 $31,375 $0 $0
2014 $1,707 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 3047126

Realtracs

APN: 146I-C-029

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