$430,000
PENDING $30K PRICE DROP

1020 Nancy Rd Waterloo, IA 50701

Estimated payment $2,930/month

Total Views 18,963
4 Beds
3.5 Baths
3,708 Sq Ft
$116 Price per Sq Ft

Highlights

  • Deck
  • Cul-De-Sac
  • Enclosed Patio or Porch
  • Granite Countertops
  • Fireplace
  • 4-minute walk to Paulsen Park

About This Home

Tucked into a quiet Waterloo neighborhood, this expansive 4-bedroom (4th bedroom is non conforming), 3.5-bathroom home offers over 3,700 square feet of comfortable living space, perfect for everyday life and entertaining alike. From generously sized rooms to well-designed extras, every detail has been thoughtfully maintained and cared for. The main floor welcomes you with an open layout that includes a spacious living area, a dedicated home office ideal for remote work or study, and a peaceful, secluded sunroom that overlooks the backyard—offering a relaxing space to unwind year-round. The kitchen and dining areas flow easily together, making it a natural hub for gatherings and conversation. Upstairs, the standout feature is a huge primary suite with plenty of room to create your own retreat. You'll find a large walk-in closet and a private en suite bath, creating a space that feels both functional and relaxing. Two additional bedrooms and a full bath complete the upper level. The finished lower level adds even more flexibility, with a fourth non-conforming bedroom, a spacious living area, and another full bath—great for guests, hobbies, or additional living space. Outside, the immaculate yard speaks for itself. With mature landscaping and well-kept green space, it's ideal for backyard get-togethers or a quiet evening outdoors. The oversized garage offers extra room for storage, tools, or recreational gear. Super clean and well-maintained from top to bottom, this home blends space, comfort, and privacy in a layout that suits a variety of needs. Whether you're hosting friends or enjoying a quiet day at home, this property delivers the kind of everyday ease that’s hard to find.

Listing Agent

Gerald Sorensen

RE/MAX Concepts - Cedar Falls License #B59861000 Listed on: 08/06/2025

RE/MAX Concepts - Cedar Falls

Co-Listing Agent

Gordon Sorensen

RE/MAX Concepts - Cedar Falls License #B59768000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,190

Year Built

  • Built in 1984

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 101x130
  • Cul-De-Sac

Home Design

  • Concrete Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 3,708 Sq Ft Home
  • Ceiling Fan
  • Fireplace
  • Finished Basement

Kitchen

  • Built-In Oven
  • Built-In Range
  • Built-In Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Enclosed Patio or Porch

Schools

  • Lou Henry Elementary School
  • Hoover Intermediate
  • West High School

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heat Pump System
  • Geothermal Heating and Cooling
  • Electric Water Heater
  • Water Softener

Listing and Financial Details

  • Assessor Parcel Number 881304455017

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,190

Year Built

Built in 1984

Lot Details

0

Listing Details

  • Parcel Number: 881304455017
  • Year Built: 1984
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: 1st Floor, Laundry Room
  • ResoLotFeatures: Cul-De-Sac
  • Lot Size Acres: 0.3
  • Road Surface Type: Concrete
  • Co List Office Mls Id: NBR92
  • Co List Office Phone: 319-266-7100
  • Co List Office Phone: 319-266-7100
  • MLS Status: Pending
  • Reso Fireplace Features: One, Wood Burning
  • Reso Interior Features: Ceiling Fan/Light, Granite Counters
  • Reso Roof: Asphalt
  • TotalFinishedSquareFootage: 3708
  • ImprovementRating: Updated
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Oven, Built-In Range, Dishwasher, Microwave Built In, Refrigerator, Electric Water Heater, Water Softener
  • Basement: Concrete, Finished
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1132
  • Door Features: Sliding Doors
  • Flooring: Hardwood
  • BelowGradeArea: 1512

Exterior Features

  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Deck, Enclosed

Garage/Parking

  • Parking Features: 3 or More Stalls, Attached Garage, Garage Door Opener, Oversized

Utilities

  • Cooling: Central Air, Zoned
  • Heating: Electric, Forced Air, Geothermal, Heat Pump
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Lou Henry
  • High School: West High
  • Middle Or Junior School: Hoover Intermediate

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 101x130
  • Lot Size Sq Ft: 13130
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 8190

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,968 $464,090 $39,590 $424,500
2024 $7,968 $399,660 $39,590 $360,070
2023 $6,982 $399,660 $39,590 $360,070
2022 $6,794 $330,170 $39,590 $290,580
2021 $6,566 $330,170 $39,590 $290,580
2020 $6,454 $301,780 $32,170 $269,610
2019 $6,454 $301,780 $32,170 $269,610
2018 $6,318 $295,410 $32,170 $263,240
2017 $6,318 $295,410 $32,170 $263,240
2016 $6,428 $295,410 $32,170 $263,240
2015 $6,428 $295,410 $32,170 $263,240
2014 $6,214 $280,780 $32,170 $248,610
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/07/2026 01/07/26 Pending -- -- --
12/08/2025 12/08/25 Price Changed $430,000 -2.3% $116 / Sq Ft
09/25/2025 09/25/25 Price Changed $440,000 -4.3% $119 / Sq Ft
08/06/2025 08/06/25 For Sale $460,000 -- $124 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20253774

Northeast Iowa Regional Board of REALTORS®

APN: 8813-04-455-017