$425,000
OPEN SAT 12PM - 2PM

1020 Oak Creek Ln Waterloo, IL 62298

Estimated payment $2,846/month

Total Views 1,687
4 Beds
3.5 Baths
3,139 Sq Ft
$135 Price per Sq Ft

Highlights

  • Hot Property
  • Waterfront
  • Breakfast Room
  • Rogers Elementary School Rated A-
  • Bonus Room
  • 3 Car Attached Garage

About This Home

Gorgeous Ranch executive style home in excellent condition. with beautiful landscaping, backing to a private creek view. This home has 3100+ sq ft finished and a 3 car garage. 4 bed, 4 bath. Walk out basement with upper AND lower SCREENED rooms for mosquito free outdoor evenings Fantastic location just seconds from Rout 3 for an easy commute and access to all Waterloo has to offer. Open concept living/dining/kitchen. Spacious living room has vaulted ceiling and gas fireplace, a warm and inviting place to showcase your holiday décor. Kitchen with batwing attached island, quartz counters, farm sink, maple staggered height cabinets w/crown and breakfast room leading to the screened deck. Large master suite with tray ceiling. Ensuite with jetted tub + walk in shower, makeup vanity and huge walk in closet. MAIN FLOOR LAUNDRY. 2 more nice size beds, full bath and powder room on main plus 2nd full bath with tub/shower combo. Lower level has large family room, great rec/entertaining space with custom bar w/mini fridge, full size fridge, bar sink and coffee bar, walk out to 2nd screened porch. Office/game/craft room w/cork floor, storage and work space. 4th bed and full bath. Central vac, gutter guards, zoned irrigation, built in generator. Can accommodate a fast close. This house has been gently used and meticulously maintained. Sellers can accommodate a fast close. Creekside subdivision is a beautiful subdivision with quiet streets and pretty homes.

Last Listed By

Tammy Hines

Tammy Mitchell Hines & Co. License #471000040 Listed on: 06/03/2025

Tammy Mitchell Hines & Co.

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,486

Year Built

  • Built in 2008

Lot Details

  • 0.64 Acre Lot
  • Waterfront

HOA Fees

  • $3 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Gas Fireplace
  • Family Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Bonus Room
  • Storage Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • Bedroom in Basement

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • Association fees include common area maintenance
  • Built by McFadden

Listing and Financial Details

  • Assessor Parcel Number 07-26-265-031-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,486

Year Built

Built in 2008

Lot Details

0

HOA Fees

$3 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2008
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Level
  • Lot Size Acres: 0.64
  • Reso Association Amenities: None
  • Co List Office Phone: 618-281-3959
  • MLS Status: Active
  • Subdivision Name: Creekside Estates
  • Above Grade Finished Sq Ft: 1939
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Gas, Living Room
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: Yes
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Daylight, Full, Sleeping Area, Storage Space, Walk-Out Access
  • Interior Amenities: Bar, Entrance Foyer, Workshop/Hobby Area
  • Appliances: Dishwasher, Disposal, Microwave, Range
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1200
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl, Wood
  • Main Level Bedrooms: 3

Exterior Features

  • Pool Private: No
  • Waterfront Features: Creek
  • Waterfront: Yes
  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Builder Name: McFadden
  • Construction Type: Brick, Vinyl Siding
  • Patio And Porch Features: Covered, Deck, Enclosed, Patio, Screened

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Garage, Garage Door Opener

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 40
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Creekside Estates HOA

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Development Status: Finished Lot(s)
  • Lot Dimensions: 0.64
  • Parcel Number: 07-26-265-031-000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 5486

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 -- $98,200 $16,820 $81,380
2022 $5,376 $95,350 $16,910 $78,440
2021 $5,072 $88,870 $14,400 $74,470
2020 $4,921 $84,540 $14,400 $70,140
2019 $4,870 $82,840 $14,400 $68,440
2018 $5,031 $82,970 $13,750 $69,220
2017 $4,575 $79,964 $13,998 $65,966
2016 $0 $79,020 $13,570 $65,450
2015 $4,707 $81,940 $14,400 $67,540
2014 $4,359 $79,260 $14,400 $64,860
2012 -- $74,380 $16,420 $57,960
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/03/2025 06/03/25 For Sale $425,000 -- $135 / Sq Ft
Source: MARIS MLS

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Source: MARIS MLS

MLS Number: MIS25038200

MARIS MLS

APN: 07-26-265-031-000