NOT LISTED FOR SALE

10220 Ash Creek Dr Union, KY 41091

Estimated Value: $359,000 - $422,926

4 Beds
2.5 Baths
2,697 Sq Ft
$146/Sq Ft Est. Value

Last Sold December 28, 2023

Last sale price $358,000 $133 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $2,434/month

67 Days on Market

Highlights

  • View of Trees or Woods
  • Open Floorplan
  • Great Room
  • Shirley Mann Elementary School Rated A
  • Traditional Architecture
  • Granite Countertops

About This Home

As of December 2023

HO HO HO! This won't fit under your tree but would be a great Christmas gift for yourself! This residence is a testament to meticulous care and thoughtful updates. Kitchen has new granite countertops and a stylish backsplash. Fresh paint throughout the home breathes new life into every room, setting the stage for a bright and welcoming atmosphere.

As you explore the spacious interior, note the updated light fixtures that add a touch of contemporary flair to each room. The lower level is great for entertaining guests, features a wet bar, adding an extra layer of luxury to the home. The exterior is just as impressive, with a large fenced yard providing a private oasis for outdoor activities, gatherings, or a serene escape.

This one-owner home, meticulously maintained, comes with the added benefit of no HOA dues. Located within minutes to shopping, restaurants and I75. Act now & move in before the holidays.

Last Agent to Sell the Property

Christine Graham

Coldwell Banker Realty FM License #185331 Listed on: 09/22/2023

Coldwell Banker Realty FM

Last Buyer's Agent

Cindy Shetterly

Keller Williams Realty Services License #220012

Keller Williams Realty Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,498

Year Built

  • Built in 1994

Lot Details

  • 0.41 Acre Lot
  • Property fronts a county road
  • Wood Fence
  • Cleared Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Property Views

  • Woods
  • Neighborhood

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,697 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Ceiling Fan
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Panel Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Great Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Double Vanity
  • Soaking Tub

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Finished Basement

  • Sump Pump
  • Stubbed For A Bathroom
  • Rough-In Basement Bathroom

Outdoor Features

  • Patio

Schools

  • Shirley Mann Elementary School
  • Gray Middle School
  • Ryle High School

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities
  • 220 Volts

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 063.00-09-280-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,498

Year Built

Built in 1994

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.41
  • Year Built: 1994
  • Lot Size: irreg
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Directions: 75 S to Mt. Zion exit; right off the exit to left onto Hempstead Dr to left on Ash Creek. Home will be on your left.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Shirley Mann School
  • Location Tax Legal Info:Middle or Junior School: Gray Middle School
  • Location Tax Legal Info:High School: Ryle High
  • Location Tax Legal Info:Subdivision2: Cedarwood Village
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: irreg
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Family Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.41
  • General Property Description:Living Area: 2697.0
  • Laundry Features:Main Level: Yes
  • Room Type:Breakfast Room2: Yes
  • Room Type:Breakfast Room Level: First
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 063.00-09-280-00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • Fencing:Wood3: Yes
  • View:TreesWoods: Yes
  • Utilities:Underground Utilities: Yes
  • Other Equipment:Sump Pump: Yes
  • Percent Basement Finished: Yes
  • Room Type:Great Room4: Yes
  • Road Frontage Type:County Road: Yes
  • Great Room Features:Carpet Flooring8: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Wet Bar, Soaking Tub, Pantry, Open Floorplan, Granite Counters, Entrance Foyer, Double Vanity, 220 Volts, Ceiling Fan(s), Multi Panel Doors
  • Basement: Finished, Bath/Stubbed
  • Heating: Forced Air, Electric
  • Levels: Two
  • Flooring: Carpet
  • Property Type: Residential
  • Appliances: See Remarks, Electric Cooktop, Electric Oven, Dishwasher, Disposal, Microwave, Refrigerator
  • Other Equipment: Sump Pump
  • Accessibility Features: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2697.0
  • Window Features: Insulated Window(s), Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Wet Bar4: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Basement:Full Bath Rough In: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Family Room Features:Fireplace(s)4: Yes
  • Basement:Carpet Flooring7: Yes
  • Fireplace Features:Gas: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Kitchen Features:Laminate Flooring4: Yes
  • Appliances:Electric Cooktop: Yes
  • Family Room Features:Ceiling Fan(s)3: Yes
  • Basement:Wet Bar5: Yes
  • Interior Features:Soaking Tub: Yes
  • Dining Room Features:Carpet Flooring3: Yes
  • Appliances:See Remarks32: Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • View: Neighborhood, Trees/Woods
  • Fencing: Wood
  • Roof: Shingle
  • Lot Features: Cleared
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Fenced
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Patio: Yes
  • Accessibility Features:None15: Yes
  • Exterior Features:Fenced: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Faces Front, Off Street, On Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Underground Utilities
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Shirley Mann School
  • Junior High Dist: Boone Co Public
  • High School: Ryle High
  • Middle Or Junior School: Gray Middle School

Lot Info

  • Lot Size Sq Ft: 17859.6
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 22, 2023
Closed on
Dec 28, 2023
Sold by
Costello Kevin P and Costello Nancy B
Bought by
Gross Timothy
Seller's Agent
Christine Graham
Coldwell Banker Realty FM
Buyer's Agent
Cindy Shetterly
Keller Williams Realty Services
List Price
$385,900
Sold Price
$358,000
Premium/Discount to List
-$27,900
-7.23%
Views
392
Current Estimated Value
$392,982

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,982
Avg. Annual Appreciation
6.98%
Original Mortgage
$358,000
Interest Rate
7.29%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 23, 1994
Sold by
Centurion Homes Inc
Bought by
Costello Kevin P and Costello Nancy B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,650
Interest Rate
8.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gross Timothy $358,000 360 American Title Services
Costello Kevin P $149,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gross Timothy $361,500
Closed Gross Timothy $358,000
Previous Owner Costello Kevin P $178,000
Previous Owner Costello Kevin P $25,000
Previous Owner Costello Kevin P $133,650
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/28/2023 12/28/23 Sold $358,000 -0.3% $133 / Sq Ft
11/29/2023 11/29/23 Pending -- -- --
11/10/2023 11/10/23 Price Changed $359,000 -2.4% $133 / Sq Ft
10/26/2023 10/26/23 Price Changed $368,000 -1.9% $136 / Sq Ft
10/06/2023 10/06/23 Price Changed $375,000 -2.8% $139 / Sq Ft
09/22/2023 09/22/23 For Sale $385,900 -- $143 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,498 $358,000 $30,000 $328,000
2023 $2,064 $221,100 $30,000 $191,100
2022 $2,028 $221,100 $30,000 $191,100
2021 $2,562 $221,100 $30,000 $191,100
2020 $2,531 $221,100 $30,000 $191,100
2019 $2,228 $192,360 $25,000 $167,360
2018 $2,270 $192,360 $25,000 $167,360
2017 $2,195 $192,360 $25,000 $167,360
2015 $2,168 $192,360 $25,000 $167,360
2013 -- $203,000 $20,000 $183,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 617197

Northern Kentucky Multiple Listing Service

APN: 063.00-09-280.00