Seller's Agent in 2025
Mayra Gallardo
Realty of America, LLC
(847) 445-9114
2 in this area
166 Total Sales
1023 Berkshire Ct Unit D Elgin, IL 60120
Bluff City Neighborhood
2
Beds
2
Baths
1,200
Sq Ft
$326/mo
HOA Fee
Highlights
- Penthouse
- Balcony
- Living Room
- Stainless Steel Appliances
- Walk-In Closet
- Laundry Room
About This Home
As of September 2025Welcome to this beautifully maintained condo featuring 2 spacious bedrooms and 2 full bathrooms. The primary suite includes a private en-suite bathroom and a generous walk-in closet, offering comfort and convenience. The open-concept living and dining area provides a welcoming space for relaxation or entertaining guests. Enjoy the added convenience of in-unit laundry, and take advantage of the natural light that fills the space. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance lifestyle, this condo offers the perfect combination of functionality and comfort. Condo features many updates including a newer roof 2023, AC 2023, and a newer balcony! Enjoy the interior access to the attached one-car garage.
Last Agent to Sell the Property
Realty of America, LLC License #475176592 Listed on: 07/16/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,198
Year Built
- Built in 1997
HOA Fees
- $326 Monthly HOA Fees
Parking
- 1 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Penthouse
- Entry on the 2nd floor
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1-Story Property
- Ceiling Fan
- Window Screens
- Family Room
- Living Room
- Dining Room
- Storage
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
Outdoor Features
- Balcony
Schools
- Hilltop Elementary School
- Ellis Middle School
- Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, exterior maintenance, snow removal
- 8 Units
- Dylan Gutt Association, Phone Number (847) 459-1222
- Oakwood Hills Subdivision, Applewood Floorplan
- Property managed by Oakwood Hills Condo Association
Pet Policy
- Dogs and Cats Allowed
Additional Features
- Common Area
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 2, 2023
Closed on
Feb 28, 2023
Sold by
Laterza Marco
Bought by
Garcia Jonathan Chavez
Seller's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Mayra Gallardo
Realty of America, LLC
List Price
$175,000
Sold Price
$185,000
Premium/Discount to List
$10,000
5.71%
Views
83
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.86%
Original Mortgage
$185,000
Outstanding Balance
$180,126
Interest Rate
6.25%
Mortgage Type
VA
Estimated Equity
$39,430
Purchase Details
Closed on
Apr 25, 2008
Sold by
Walsh Jill A
Bought by
Laterza Marco
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,697
Interest Rate
5.88%
Mortgage Type
FHA
Purchase Details
Closed on
May 15, 1997
Sold by
Parkway Bank & Trust Company
Bought by
Walsh Jill A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,800
Interest Rate
8.17%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $185,000 | Chicago Title | |
| Warranty Deed | $156,500 | Attorneys Title Guaranty Fun | |
| Trustee Deed | $97,000 | Ticor Title Insurance |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $185,000 | VA | |
| Previous Owner | $148,697 | FHA | |
| Previous Owner | $31,320 | Unknown | |
| Previous Owner | $8,500 | Unknown | |
| Previous Owner | $93,800 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/16/2025 09/16/25 | Sold | $218,000 | +0.2% | $182 / Sq Ft | |
| 08/14/2025 08/14/25 | Pending | -- | -- | -- | |
| 08/04/2025 08/04/25 | Price Changed | $217,500 | -3.3% | $181 / Sq Ft | |
| 07/16/2025 07/16/25 | For Sale | $225,000 | +21.6% | $188 / Sq Ft | |
| 03/07/2023 03/07/23 | Sold | $185,000 | 0.0% | $154 / Sq Ft | View Prior Sale |
| 02/07/2023 02/07/23 | Pending | -- | -- | -- | |
| 02/07/2023 02/07/23 | Off Market | $185,000 | -- | -- | |
| 02/02/2023 02/02/23 | For Sale | $175,000 | -- | $146 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,816 | $16,576 | $2,386 | $14,190 |
| 2023 | $3,680 | $16,576 | $2,386 | $14,190 |
| 2022 | $3,680 | $16,576 | $2,386 | $14,190 |
| 2021 | $2,764 | $11,352 | $1,927 | $9,425 |
| 2020 | $2,825 | $11,352 | $1,927 | $9,425 |
| 2019 | $2,856 | $12,749 | $1,927 | $10,822 |
| 2018 | $1,937 | $9,135 | $1,651 | $7,484 |
| 2017 | $1,951 | $9,135 | $1,651 | $7,484 |
| 2016 | $2,115 | $9,135 | $1,651 | $7,484 |
| 2015 | $1,966 | $8,218 | $1,468 | $6,750 |
| 2014 | $1,922 | $8,218 | $1,468 | $6,750 |
| 2013 | $1,839 | $8,218 | $1,468 | $6,750 |
Source: Public Records
Agents Affiliated with this Home
-
Mayra Gallardo
-
Angela Villalobos
Buyer's Agent in 2025
Angela Villalobos
Realty of America, LLC
(224) 623-9346
1 in this area
10 Total Sales
-
Sarah Leonard
Seller's Agent in 2023
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
(224) 239-3966
13 in this area
2,736 Total Sales
-
Suzi Warner
Seller Co-Listing Agent in 2023
Suzi Warner
Legacy Properties, A Sarah Leonard Company, LLC
(224) 977-7355
2 in this area
200 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12421432
APN: 06-19-210-020-1250
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