$455,000
PENDING

1023 Mountain Top Dr Annapolis, MD 21409

Cape Saint Claire Neighborhood

Estimated payment $2,755/month

Total Views 16,274
4 Beds
2 Baths
1,404 Sq Ft
$324 Price per Sq Ft

Highlights

  • Boat Ramp
  • Beach
  • Clubhouse
  • Cape St. Claire Elementary School Rated A-
  • Cape Cod Architecture
  • Wood Flooring

About This Home

Charming Cape Cod with Endless Potential in Cape St. Claire! Bring your vision to life in this classic 4-bedroom, 2-bath Cape Cod located in the sought-after Cape St. Claire community. Freshly painted , hardwood floors, plenty of natural light, and ready for your personal touch. The main level features a spacious floor plan with living room and dining room combined, featuring a pellet fire place, kitchen, two main-floor bedrooms and updated bath. Upstairs, two additional bedrooms and a second updated bath provide ample space for family or guests. Partially finished basement with plenty of space for storage. This 1/4 acre lot is perfect for outdoor living, gardening, or future additions. Driveway offers ample off street parking. Enjoy all the amenities Cape St. Claire has to offer—private beaches, boat ramps, playgrounds, community marina, and award-winning Broadneck schools. Close to Annapolis, commuter routes, and the Chesapeake Bay.

Listing Agent

Mary Zimmerman

(410) 627-4359 maryzimmerman@remax.net American Dream Realty and Management License #586976 Listed on: 10/24/2025

American Dream Realty and Management

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,496

Year Built

  • Built in 1962

Lot Details

  • 10,591 Sq Ft Lot
  • Partially Fenced Property
  • Property is in average condition
  • Property is zoned R5

HOA Fees

  • HOA YN

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Aluminum Siding

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Fireplace With Glass Doors
  • Family Room
  • Living Room
  • Dining Room
  • Storage Room

Kitchen

  • Built-In Oven
  • Cooktop

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Connecting Stairway

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • On-Street Parking

Outdoor Features

  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Well
  • Propane Water Heater
  • Water Conditioner is Owned

Listing and Financial Details

  • Tax Lot 23
  • Assessor Parcel Number 020316506369700

Community Details

Overview

  • Condo Association YN: No
  • Association fees include common area maintenance, pier/dock maintenance, reserve funds
  • Cape St Claire Improvement Association
  • Cape St Claire Subdivision

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,496

Year Built

Built in 1962

Lot Details

0

HOA Fees

$1 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1962
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Refrigerator, Cooktop, Water Conditioner - Owned, Oven - Wall
  • Flooring Type: Carpet, Wood
  • Interior Amenities: Ceiling Fan(s)
  • Fireplace Features: Fireplace - Glass Doors, Other
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Storage Room, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Partially Finished, Walkout Stairs
  • Total Sq Ft: 2340
  • Living Area Sq Ft: 1404
  • Price Per Sq Ft: 324.07
  • Above Grade Finished Sq Ft: 1404
  • Below Grade Sq Ft: 936
  • Total Below Grade Sq Ft: 936
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Aluminum Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Picnic Area, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Reserve Funds
  • HOA Name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Partially
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10591.00
  • Property Condition: Average
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4496.00
  • Assessor Parcel Number: 020316506369700
  • Tax Lot: 23
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,044 $373,733 -- --
2024 $3,044 $352,000 $234,700 $117,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/28/2025 12/28/25 Pending -- -- --
12/03/2025 12/03/25 Price Changed $455,000 -4.2% $324 / Sq Ft
10/24/2025 10/24/25 For Sale $475,000 -- $338 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed -- None Listed On Document
Interfamily Deed Transfer -- United Title
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2129382

Bright MLS

APN: 03-165-06369700

Maryland Anne Arundel County Annapolis 21409 Cape Saint Claire

1023 Mountain Top Dr, Annapolis, MD

Pending

Detached

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Mary Zimmerman
Listing Agent
Mary Zimmerman
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American Dream Realty and Management
(410) 593-3938