$549,900

Estimated payment $3,452/month

Total Views 1,028
5 Beds
3 Baths
2,966 Sq Ft
$185 Price per Sq Ft

Highlights

  • Open Floorplan
  • Wood Flooring
  • Loft
  • Contemporary Architecture
  • Main Floor Primary Bedroom
  • Sun or Florida Room

About This Home

Stop scrolling—1024 Seneca Trl in St. Cloud is a rare opportunity in a neighborhood that’s truly at its prime. Homes with this kind of space, layout, and long-term potential don’t come around often, and it’s the perfect fit for both a primary residence or a smart addition to an investment portfolio. Featuring 5 bedrooms, 3 bathrooms, and 2,966 sq ft of well-distributed living space, this home is built for modern life—room to spread out, work from home, and entertain with ease. The highlight upstairs is a huge loft with a full bathroom, ideal as a second living area, office, media/game room, or a flex space that can function like a 6th bedroom option (buyer to verify). Step outside and enjoy extra privacy with no immediate rear neighbor, thanks to the service access behind the backyard—plus a comfortable outdoor space for family, pets, and weekend gatherings. Sidewalk-lined streets add to the welcoming, pedestrian-friendly vibe. The community brings the lifestyle: low monthly HOA and premium amenities including a pool, tennis courts, and a playground—all in a beautiful environment you’ll be proud to call home. Location is a major win—convenient to supermarkets, restaurants, fast food, gas stations, and medical offices, with quick access to Florida’s Turnpike, US-192, and other main roads for easy commuting across Central Florida. And here’s the peace of mind buyers love: Roof (2020), A/C unit (2019), and Water Heater (2025). St. Cloud is growing fast—buy now while the timing is right and secure space, lifestyle, and future value in one move.

Listing Agent

Rafael Lopez Colon

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3487225 Listed on: 02/24/2026

LPT REALTY, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,159

Year Built

  • Built in 2006

Lot Details

  • 8,756 Sq Ft Lot
  • Northeast Facing Home
  • Vinyl Fence
  • Property is zoned SR1B

HOA Fees

  • $78 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,966 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Window Treatments
  • French Doors
  • Great Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Loft
  • Bonus Room
  • Sun or Florida Room
  • Storage Room
  • Laundry Room
  • Utility Room

Kitchen

  • Eat-In Kitchen
  • Range

Flooring

  • Wood
  • Brick
  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Patio
  • Shed
  • Rain Gutters
  • Front Porch

Location

  • Property is near golf course

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Leland Management/ Kaitlin Marshall Association, Phone Number (407) 270-5534
  • Visit Association Website
  • Indian Lakes Ph 05 & 06 Subdivision

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,159

Year Built

Built in 2006

Lot Details

8,756 Sq Ft Lot

HOA Fees

$78 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2966
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 3889
  • Lot Size Sq Ft: 8756
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 361.30
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Commodity Cir STE 3
  • Minimum Lease: 8-12 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 185.40
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,No Private Entrance
  • Attribution Contact: 877-366-2213
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Stories: 2
  • Additional Rooms: Bonus Room,Breakfast Room Separate,Den/Library/Office,Florida Room,Formal Dining Room Separate,Storage Rooms
  • Living Area Meters: 275.55

Exterior Features

  • Direction Faces: Northeast
  • Other Structures: Shed(s)
  • Exterior Features: French Doors, Rain Gutters, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Front Porch, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, On Street

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Pool, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Playground, Pool, Tennis Court(s)
  • Association Fee: 467.77
  • Association Fee Frequency: Semi-Annually
  • Association Name: Leland Management/ Kaitlin Marshall
  • Phone: 407-270-5534
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Check with the HOA.
  • Association Fee Requirement: Required
  • Association Email: KMarshall@lelandmanagement.com
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: www.lelandmanagement.com

Fee Information

  • Total Annual Fees: 935.54
  • Total Monthly Fees: 77.96
  • Monthly HOA Amount: 77.96

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1B
  • Parcel Number: 14-26-30-0048-0001-2110
  • Additional Parcels: No
  • Fencing: Fenced, Vinyl
  • Lot Features: City Limits, Near Golf Course, Sidewalk, Paved
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Confirm with the HOA.

Tax Info

  • Tax Annual Amount: 6159
  • Tax Block: 1
  • Tax Book Number: 17-84-86
  • Tax Lot: 211

Multi Family

  • Approval Process: Confirm with the HOA.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,958 $386,995 -- --
2024 $5,817 $376,089 -- --
2023 $5,817 $365,135 $0 $0
2022 $5,629 $354,500 $55,000 $299,500
2021 $5,080 $275,400 $50,000 $225,400
2020 $4 $261,338 $0 $0
2019 $4 $255,463 $0 $0
2018 $4 $250,700 $0 $0
2017 $3,640 $229,000 $0 $0
2016 $3,665 $228,500 $0 $0
2015 $4,050 $209,700 $34,000 $175,700
2014 $3,630 $180,800 $26,000 $154,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/24/2026 02/24/26 For Sale $549,900 0.0% $185 / Sq Ft
01/31/2025 01/31/25 Rented $3,200 0.0% --
01/18/2025 01/18/25 Under Contract -- -- --
09/23/2024 09/23/24 For Rent $3,200 0.0% --
09/23/2020 09/23/20 Sold $342,500 -4.6% $115 / Sq Ft View Prior Sale
08/19/2020 08/19/20 Pending -- -- --
08/06/2020 08/06/20 Price Changed $359,000 -1.6% $121 / Sq Ft
07/13/2020 07/13/20 For Sale $365,000 +28.1% $123 / Sq Ft
08/17/2018 08/17/18 Off Market $285,000 -- --
10/11/2017 10/11/17 Sold $285,000 -3.4% $96 / Sq Ft View Prior Sale
10/08/2017 10/08/17 Pending -- -- --
10/08/2017 10/08/17 For Sale $295,000 0.0% $99 / Sq Ft
08/21/2017 08/21/17 Pending -- -- --
08/09/2017 08/09/17 Price Changed $295,000 -1.7% $99 / Sq Ft
07/24/2017 07/24/17 For Sale $300,000 -- $101 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $342,500 Stewart Title Company
Warranty Deed $342,500 Stewart Title
Warranty Deed $285,000 Stewart Title Company
Special Warranty Deed $195,000 Rels Title
Trustee Deed -- None Available
Quit Claim Deed $15,200 --
Warranty Deed $309,400 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $331,069 FHA
Closed $331,069 FHA
Previous Owner $285,000 VA
Previous Owner $175,500 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: S5144502

Stellar MLS

APN: 14-26-30-0048-0001-2110

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