$70,000
SOLD MAY 12, 2023

1027 Clover St South Bend, IN 46615

1 Bed
1 Bath
560 Sq Ft
4,816 Sq Ft Lot

Recently Sold

$125 Per Sq Ft

20% Below List Price

12 Days on Market

Highlights

  • Primary Bedroom Suite
  • Ranch Style House
  • Forced Air Heating System
  • Adams High School Rated A-

About This Home

As of May 2023

Very cute and affordable home that's cheaper than rent and close to universities, schools, shopping, coffee shops, river, and parks. Only 1 block from the beautiful Riverwalk too. Move-in ready with brand new furnace, plumbing, flooring, kitchen, & bath. Newer roof and Pella windows too! The full basement and main floor bonus room that would make a great office space. Sizes, square footage, taxes, and schools to be verified by buyer.

Last Agent to Sell the Property

Debbie Speth

At Home Realty Group Listed on: 04/04/2023

Last Buyer's Agent

Penny Seegers

Century 21 Circle

Century 21 Circle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,188

Year Built

  • Built in 1923

Lot Details

  • 4,816 Sq Ft Lot
  • Lot Dimensions are 43x112

Home Design

  • Ranch Style House
  • Vinyl Construction Material

Bedrooms and Bathrooms

  • 1 Bedroom
  • Primary Bedroom Suite
  • 1 Full Bathroom

Unfinished Basement

  • Block Basement Construction
  • 1 Bedroom in Basement

Schools

  • Nuner Elementary School
  • Jefferson Middle School
  • Adams High School

Utilities

  • Forced Air Heating System
  • High-Efficiency Furnace
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 71-09-18-132-022.000-026

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,188

Year Built

Built in 1923

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1923
  • Age: 100
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 4
  • Total Number of Rooms Below Grade: 1
  • Bedrooms: 1
  • Number Above Grade Bedrooms: 1
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: LOT 94 EUCLID PARK
  • Parcel Number ID: 71-09-18-132-022.000-026
  • Platted: Yes
  • Amenities: Main Level Bedroom Suite
  • Sp Lp Percent: 88.05
  • Year Taxes Payable: 2022
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 992
  • Total Finished Sq Ft: 560
  • Above Grade Finished Sq Ft: 560
  • Below Grade Sq Ft: 432
  • Price Per Sq Ft: 125
  • Basement: Yes
  • Basement Foundation: Unfinished
  • Basement Material: Block
  • Bedroom 1: Dimensions: 11x13, On Level: Main
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 432

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None

Utilities

  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Hvac: High Efficiency Furnace

Schools

  • School District: South Bend Community School Corp.
  • Elementary School: Nuner
  • Middle School: Jefferson
  • High School: Adams
  • Elementary School: Nuner

Lot Info

  • Lot Description: 10-14.999
  • Lot Dimensions: 43X112
  • Estimated Lot Sq Ft: 4816
  • Estimated Lot Size Acres: 0.11
  • Lot Number: 94

Tax Info

  • Annual Taxes: 1187.94
  • Total Assessed Value: 33200

MLS Schools

  • High School: Adams
  • Middle School: Jefferson
  • School District: South Bend Community School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2023
Closed on
Jun 6, 2023
Sold by
Dwyer Robert David
Bought by
Montanye Tirzah E and Fong Luke
Seller's Agent
Debbie Speth
At Home Realty Group
Buyer's Agent
Penny Seegers
Century 21 Circle
List Price
$87,500
Sold Price
$70,000
Premium/Discount to List
-$17,500
-20%
Total Days on Market
12
Views
135
Current Estimated Value
$82,060

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,060
Avg. Annual Appreciation
7.94%
Original Mortgage
$63,000
Outstanding Balance
$61,656
Interest Rate
6.43%
Mortgage Type
New Conventional
Estimated Equity
$20,404

Purchase Details

Listed on
Jun 20, 2018
Closed on
Jul 24, 2018
Sold by
Whispergreen Llc
Bought by
Dwyer Robert David
Seller's Agent
Alicia Olejnik
McKinnies Realty, LLC
Buyer's Agent
Debbie Speth
At Home Realty Group
List Price
$15,000
Sold Price
$15,500
Premium/Discount to List
$500
3.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
36.72%

Purchase Details

Listed on
Jun 20, 2018
Closed on
Jul 18, 2018
Sold by
Whispergreen Llc
Bought by
Dwyer Robert David
Seller's Agent
Alicia Olejnik
McKinnies Realty, LLC
Buyer's Agent
Debbie Speth
At Home Realty Group
List Price
$15,000
Sold Price
$15,500
Premium/Discount to List
$500
3.33%

Purchase Details

Closed on
Apr 30, 2018
Sold by
David Larson
Bought by
Whispergreen Llc

Purchase Details

Closed on
Apr 25, 2018
Sold by
Larson David and Raines Janet
Bought by
Whispergreen Llc

Purchase Details

Listed on
Jun 23, 2017
Closed on
Aug 8, 2017
Sold by
Whispergreen Llc
Bought by
Ralnes Janet and Larson David
Seller's Agent
Mike Schade
Cressy & Everett- Elkhart
Buyer's Agent
Mike Schade
Cressy & Everett- Elkhart
List Price
$15,000
Sold Price
$15,100
Premium/Discount to List
$100
0.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.10%
Original Mortgage
$20,000
Interest Rate
4.03%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 23, 2017
Closed on
Aug 7, 2017
Sold by
Horizon Bank Na
Bought by
Whispergreen Llc
Seller's Agent
Mike Schade
Cressy & Everett- Elkhart
Buyer's Agent
Mike Schade
Cressy & Everett- Elkhart
List Price
$15,000
Sold Price
$15,100
Premium/Discount to List
$100
0.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
4.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 30, 2017
Sold by
Grady Loyd B
Bought by
Horizon Bank Na
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $70,000 Fidelity National Title Compan
Warranty Deed -- None Listed On Document
Warranty Deed -- None Available
Warranty Deed -- None Listed On Document
Deed -- None Available
Deed -- --
Deed -- --
Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $63,000 New Conventional
Previous Owner $20,000 New Conventional
Previous Owner $25,000 Credit Line Revolving
Previous Owner $20,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2023 05/12/23 Sold $70,000 -11.9% $125 / Sq Ft
04/16/2023 04/16/23 Pending -- -- --
04/13/2023 04/13/23 Price Changed $79,500 -9.1% $142 / Sq Ft
04/04/2023 04/04/23 For Sale $87,500 +464.5% $156 / Sq Ft
07/19/2018 07/19/18 Sold $15,500 +3.3% $28 / Sq Ft
07/02/2018 07/02/18 Pending -- -- --
06/20/2018 06/20/18 For Sale $15,000 -0.7% $27 / Sq Ft
08/07/2017 08/07/17 Sold $15,100 +0.7% $27 / Sq Ft
07/03/2017 07/03/17 Pending -- -- --
06/23/2017 06/23/17 For Sale $15,000 -- $27 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,199 $73,700 $2,900 $70,800
2023 $797 $48,500 $2,900 $45,600
2022 $797 $33,200 $2,900 $30,300
2021 $1,188 $47,700 $3,200 $44,500
2020 $1,027 $41,000 $2,800 $38,200
2019 $931 $42,200 $3,000 $39,200
2018 $877 $34,900 $2,500 $32,400
2017 $347 $34,600 $2,500 $32,100
2016 $353 $34,600 $2,500 $32,100
2014 $317 $34,200 $2,500 $31,700
Source: Public Records

Agents Affiliated with this Home

  • Debbie Speth

    Seller's Agent in 2023

    Debbie Speth

    At Home Realty Group

    (574) 286-1671

    73 Total Sales

    Debbie Speth
    Section Image
  • Penny Seegers

    Buyer's Agent in 2023

    Penny Seegers

    Century 21 Circle

    (574) 849-7076

    163 Total Sales

    Penny Seegers
    Section Image
  • Alicia Olejnik

    Seller's Agent in 2018

    Alicia Olejnik

    McKinnies Realty, LLC

    (574) 220-3702

    77 Total Sales

    Alicia Olejnik
    Section Image

  • M

    Seller's Agent in 2017

    Mike Schade

    Cressy & Everett- Elkhart

    (574) 320-5416

    52 Total Sales

    Mike Schade
    Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202309840

Indiana Regional MLS

APN: 71-09-18-132-022.000-026

Indiana St Joseph County South Bend 46615

1027 Clover St, South Bend, IN

This home is located at 1027 Clover St, South Bend, IN 46615 and is currently priced at $70,000, approximately $125 per square foot. This property was built in 1923. 1027 Clover St is a home located in St. Joseph County with nearby schools including Nuner Fine Arts Academy, Jefferson Intermediate Traditional School, and Adams High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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