NOT LISTED FOR SALE

1028 Cutler St Schenectady, NY 12303

Mont Pleasant Neighborhood

Estimated Value: $177,000 - $217,000

5 Beds
2 Baths
2,000 Sq Ft
$96/Sq Ft Est. Value

Last Sold January 11, 2019

Last sale price $70,000 $35 Per Sq Ft

Est. 174% increase in value since last sale

Current estimated payment $1,468/month

114 Days on Market

Highlights

  • No HOA
  • Hot Water Heating System
  • 2-minute walk to Wallingford Park

About This Home

As of January 2019

solid 2Family in good condition with good tenants. Just start collecting the rents -- Very Good Condition

Last Agent to Sell the Property

Lorraine Gagne

United Business Services License #37GA1102635 Listed on: 04/02/2019

Last Buyer's Agent

Angela Gonyo

Prime Listings, Inc

Property Details

Home Type

  • Multi-Family

Year Built

  • Built in 1944

Lot Details

  • 4,356 Sq Ft Lot

Home Design

  • Duplex
  • Slate Roof
  • Aluminum Siding

Interior Spaces

  • 2,000 Sq Ft Home
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Bathrooms

Parking

  • 2 Parking Spaces
  • Off-Street Parking

Utilities

  • Heating System Uses Natural Gas
  • Hot Water Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 23 / 3
  • Assessor Parcel Number 421500 49.54-3-23

Property Details

Home Type

Multi-Family

Year Built

Built in 1944

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: 5+ Units
  • Year Built: 1944
  • Directions: Broadway to congress St to right on Cutler
  • Above Grade Finished Sq Ft: 2000.0
  • Architectural Style: Duplex-Over/Under
  • Lot Size Acres: 0.1
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Possession Possession Legacy: on closing
  • Sale Detail Seller Contribution: No
  • Special Features: None

Interior Features

  • Basement: Full
  • Total Bedrooms: 5
  • Living Area: 2000.0
  • Full Basement: Yes

Exterior Features

  • Roof: Slate
  • Construction Type: Aluminum Siding
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Parking Features: Off Street, None
  • Attached Garage: No
  • Total Parking Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:None11: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Hot Water, Natural Gas
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Parcel #: 421500 49.54-3-23
  • Lot Size Sq Ft: 4356.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4200.0
  • Tax Block: 3
  • Tax Lot: 23
  • Tax Tract: 49.54

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 28, 2024
Sold by
Schenectady Property Holding Llc
Bought by
Zafarali Sarfraz and Zafarali Gloria
Current Estimated Value
$191,951

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,558
Outstanding Balance
$183,872
Interest Rate
6.74%
Mortgage Type
FHA
Estimated Equity
$8,079

Purchase Details

Listed on
Apr 2, 2019
Closed on
Jan 7, 2019
Sold by
Ramdeen Ragin
Bought by
Schenectady Property Holdings Llc
Seller's Agent
Lorraine Gagne
United Business Services
Buyer's Agent
Angela Gonyo
Prime Listings, Inc
List Price
$85,000
Sold Price
$70,000
Premium/Discount to List
-$15,000
-17.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.33%

Purchase Details

Closed on
May 31, 2007
Sold by
Pausaram Narvin
Bought by
Ramdeen Ragin

Purchase Details

Closed on
Mar 28, 2007

Purchase Details

Closed on
Oct 25, 2006

Purchase Details

Closed on
Nov 14, 2005
Sold by
Ruiz Joseph
Bought by
Ramirez Harry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,500
Interest Rate
10.32%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 10, 2004
Sold by
Feinman Judd
Bought by
Ruiz Joseph

Purchase Details

Closed on
Jan 25, 2002

Purchase Details

Closed on
Mar 21, 2001
Sold by
Cit Of Schenectady
Bought by
Finewill Properties Llc

Purchase Details

Closed on
Jul 8, 1997
Sold by
Busse Susan D
Bought by
Madden Alan T

Purchase Details

Closed on
May 29, 1997
Sold by
Citicorp Mortgage
Bought by
Busse Susan D

Purchase Details

Closed on
Dec 2, 1996
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zafarali Sarfraz $190,000 None Listed On Document
Schenectady Property Holdings Llc $70,000 None Available
Ramdeen Ragin -- --
-- $33,000 --
-- $60,000 --
Ramirez Harry $85,000 --
Ruiz Joseph -- --
-- $44,000 --
Finewill Properties Llc $3,000 John P Hicks
Madden Alan T $50,000 --
Busse Susan D $9,000 --
-- $36,975 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zafarali Sarfraz $186,558
Previous Owner Ramirez Harry $76,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/02/2019 04/02/19 For Sale $85,000 +21.4% $43 / Sq Ft
01/11/2019 01/11/19 Sold $70,000 0.0% $35 / Sq Ft
10/12/2018 10/12/18 Off Market $70,000 -- --
06/27/2018 06/27/18 For Sale $85,000 -- $43 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,162 $85,900 $12,900 $73,000
2023 $5,162 $85,900 $12,900 $73,000
2022 $4,962 $85,900 $12,900 $73,000
2021 $2,567 $85,900 $12,900 $73,000
2020 $4,831 $85,900 $12,900 $73,000
2019 $3,051 $85,900 $12,900 $73,000
2018 $4,873 $85,900 $12,900 $73,000
2017 $4,180 $85,900 $12,900 $73,000
2016 $5,030 $85,900 $12,900 $73,000
2015 -- $85,900 $12,900 $73,000
2014 -- $85,900 $12,900 $73,000
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2019

    Lorraine Gagne

    United Business Services

    (518) 469-7227

    1 in this area

    17 Total Sales

    Lorraine Gagne
    Section Image

  • A

    Buyer's Agent in 2019

    Angela Gonyo

    Prime Listings, Inc

See All Agents

Map

Source: Global MLS

MLS Number: 201823050

Global MLS

APN: 049-054-0003-023-000-0000

New York Schenectady County Schenectady 12303 Mont Pleasant

1028 Cutler St, Schenectady, NY

This home is located at 1028 Cutler St, Schenectady, NY 12303 since 02 April 2019 and is currently estimated at $191,951, approximately $95 per square foot. This property was built in 1944. 1028 Cutler St is a home located in Schenectady County with nearby schools including Hamilton Elementary School, Mont Pleasant Middle School, and Schenectady High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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