Seller's Agent in 2025
Krystal Arnold
LUXURY & BEACH REALTY INC
(727) 420-8130
1 in this area
126 Total Sales
1029 Madison St Largo, FL 33770
Harbor Bluffs Neighborhood
4
Beds
2
Baths
1,258
Sq Ft
7,139
Sq Ft Lot
Highlights
- Stone Countertops
- No HOA
- Living Room
- Ridgecrest Elementary School Rated A-
- Family Room Off Kitchen
- Recessed Lighting
About This Home
As of September 2025ACCEPTING BACK-UP OFFERS! Welcome to this beautifully renovated 4-bedroom, 2-bathroom home, ideally located in the heart of Largo—just minutes from Florida’s #1-rated beaches, Largo Medical Center, shopping, dining, top-rated schools, and quick access to major interstates. This move-in-ready home features a long list of modern upgrades for comfort, efficiency, and peace of mind: New A/C system & attic pipework, New underground plumbing lines, New water heater, New ductwork & attic insulation (July 2020), New ceiling fans in all bedrooms, Recessed lighting throughout, New washer & dryer, plus new lines, New dishwasher, XL garbage disposal, and stainless steel kitchen sink with upgraded lines. Both bathrooms offer new toilets, and one showcases a new bathtub with tiled shower surround. Flooring includes neutral travertine tile and laminate—easy to maintain and stylish throughout. French doors lead to a large backyard, perfect for entertaining or relaxing, with a new fence (wood on two sides, vinyl on one) and ample parking space for a boat or RV. The old porch has been removed, creating a clean slate for outdoor customization. Located in Flood Zone X (no flood insurance required) and with no HOA, this property combines freedom, functionality, and fantastic location. Don’t miss out—schedule your private showing today!
Last Agent to Sell the Property
LUXURY & BEACH REALTY INC Brokerage Phone: 727-800-5906 License #3353914 Listed on: 06/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,281
Year Built
- Built in 1957
Lot Details
- 7,139 Sq Ft Lot
- Lot Dimensions are 70x102
- East Facing Home
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,258 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Recessed Lighting
- Window Treatments
- French Doors
- Family Room Off Kitchen
- Living Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry closet
- Dryer
- Washer
Utilities
- Central Heating and Cooling System
- Thermostat
- Cable TV Available
Community Details
- No Home Owners Association
- Marsandra Estates Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 68
- Assessor Parcel Number 04-30-15-55422-000-0680
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 27, 2025
Closed on
Sep 18, 2025
Sold by
Johnson Dale Kemper and Johnson Megan Ashley
Bought by
Walkowski Alexander and Walkowski Kelsey
Seller's Agent
Krystal Arnold
LUXURY & BEACH REALTY INC
Buyer's Agent
Toni Benton
KELLER WILLIAMS REALTY- PALM H
List Price
$365,000
Sold Price
$335,000
Premium/Discount to List
-$30,000
-8.22%
Views
81
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,549
Avg. Annual Appreciation
6.04%
Original Mortgage
$301,500
Outstanding Balance
$300,698
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$40,851
Purchase Details
Listed on
Sep 20, 2020
Closed on
Nov 2, 2020
Sold by
Jackson Jefferey W and Jackson Christina L
Bought by
Johnson Dale Kemper and Johnson Megan Ashley
Seller's Agent
Laurie Carlson-Chalifoux
REALTY EXPERTS
Buyer's Agent
Amanda Soto
LUXURY & BEACH REALTY INC
List Price
$265,000
Sold Price
$265,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.92%
Original Mortgage
$260,200
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 21, 2016
Sold by
Kivett Jeffrey and Kivett Marcia
Bought by
Jackson Jeffrey W and Jackson Christina L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 28, 2011
Sold by
Tahiri Muhameh Vilma
Bought by
Kivett Jeffrey and Kivett Marcia
Purchase Details
Closed on
Aug 31, 2005
Sold by
Harmon Robert and Harmon Deborah
Bought by
Tahiri Muhameh Vilma
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$16,200
Interest Rate
5.71%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jul 25, 2002
Sold by
Harmon Robert
Bought by
Harmon Robert and Harmon Deborah A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,800
Interest Rate
6.67%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $335,000 | Title Insurors Of Florida | |
| Warranty Deed | $265,000 | First American Title Ins Co | |
| Warranty Deed | $184,000 | Sunbelt Title Agency | |
| Warranty Deed | $53,000 | Talon Title Services Llc | |
| Warranty Deed | $162,000 | Stewart Title Of Pinellas In | |
| Warranty Deed | $86,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $301,500 | New Conventional | |
| Previous Owner | $260,200 | New Conventional | |
| Previous Owner | $15,000 | FHA | |
| Previous Owner | $16,200 | Stand Alone Second | |
| Previous Owner | $129,600 | Fannie Mae Freddie Mac | |
| Previous Owner | $68,800 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $8,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/19/2025 09/19/25 | Sold | $335,000 | -5.6% | $266 / Sq Ft | |
| 07/29/2025 07/29/25 | Pending | -- | -- | -- | |
| 07/18/2025 07/18/25 | Price Changed | $355,000 | -1.4% | $282 / Sq Ft | |
| 07/11/2025 07/11/25 | Price Changed | $360,000 | -1.4% | $286 / Sq Ft | |
| 06/27/2025 06/27/25 | For Sale | $365,000 | +37.7% | $290 / Sq Ft | |
| 11/02/2020 11/02/20 | Sold | $265,000 | 0.0% | $211 / Sq Ft | View Prior Sale |
| 09/28/2020 09/28/20 | Pending | -- | -- | -- | |
| 09/25/2020 09/25/20 | For Sale | $265,000 | 0.0% | $211 / Sq Ft | |
| 09/21/2020 09/21/20 | Pending | -- | -- | -- | |
| 09/19/2020 09/19/20 | For Sale | $265,000 | -- | $211 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,281 | $220,136 | -- | -- |
| 2024 | $3,219 | $218,735 | -- | -- |
| 2023 | $3,219 | $212,364 | $0 | $0 |
| 2022 | $3,121 | $206,179 | $0 | $0 |
| 2021 | $3,154 | $200,174 | $0 | $0 |
| 2020 | $2,512 | $166,109 | $0 | $0 |
| 2019 | $2,460 | $162,374 | $0 | $0 |
| 2018 | $2,432 | $159,346 | $0 | $0 |
| 2017 | $2,403 | $156,069 | $0 | $0 |
| 2016 | $1,519 | $76,755 | $0 | $0 |
| 2015 | $1,537 | $85,769 | $0 | $0 |
| 2014 | $1,298 | $65,821 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Krystal Arnold
-
Amanda Soto
Seller Co-Listing Agent in 2025
Amanda Soto
LUXURY & BEACH REALTY INC
(727) 580-5423
1 in this area
14 Total Sales
-
Toni Benton
Buyer's Agent in 2025
Toni Benton
KELLER WILLIAMS REALTY- PALM H
(813) 786-5467
1 in this area
152 Total Sales
-
Laurie Carlson-Chalifoux
Seller's Agent in 2020
Laurie Carlson-Chalifoux
REALTY EXPERTS
(727) 434-3082
1 in this area
16 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8401470
APN: 04-30-15-55422-000-0680
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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