$499,900
UNDER CONTRACT

10295 237th Ave Spirit Lake, IA 51360

Estimated payment $2,934/month

Total Views 4,040
3 Beds
2 Baths
1,920 Sq Ft
$260 Price per Sq Ft

Highlights

  • Low Bank Waterfront Property
  • Beach Access
  • Lake On Lot
  • Spirit Lake Elementary School Rated A-
  • Sandy Beach
  • Lake View

About This Home

This 3-bedroom, 2-bath home offers 50 feet of desirable sandy shoreline on Little Spirit Lake. Designed for year-round living but full of cabin charm, this property invites you to relax, unwind, and enjoy lake life at its finest. Step inside to find an open kitchen, dining, and living area wrapped with large windows allowing for plenty of natural light and lake views. A spacious 13’ x 36’ deck extends off the lakeside of the home, perfect for morning coffee, evening sunsets, and everything in between. The main level includes a lakeside bedroom, a guest bedroom, and a full bath with convenient laundry. Downstairs, the walkout lower level features a fun bunk room, a guest bath, and a second gathering space — with lake views! The attached garage is fully finished and climate-controlled, it is currently used as additional living space but can easily be used for an attached 2-stall garage. Located in a quiet, nature-filled setting, this home offers the best of both worlds—peaceful lakefront living with quick access to all the amenities, recreation, and attractions of the Iowa Great Lakes area. Whether you’re looking for a getaway or a full-time lake home, this is a great opportunity to enjoy Little Spirit Lake living.

Listing Agent

Seth Hellinga

Real Estate Unlimited License #B61299 Listed on: 08/05/2025

Real Estate Unlimited

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,574

Year Built

  • Built in 1920

Lot Details

  • 7,500 Sq Ft Lot
  • Lot Dimensions are 50x150
  • Low Bank Waterfront Property
  • Property fronts a county road
  • Sandy Beach

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,920 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Lake Views
  • Finished Basement
  • Walk-Out Basement
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Beach Access
  • Lake On Lot
  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • Leisure Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0308251016

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,574

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Exclusions: No
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1920
  • Levels: One
  • Stories: 1
  • Architectural Style: Ranch
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Main Floor Bedrooms, Main Floor Laundry, Pantry
  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Bathroom Description: 3/4 Basement, Main Floor 3/4 Bath
  • Three Quarter Bathrooms: 2
  • Basement Material: Concrete Block
  • Basement Style: Walkout
  • Appliances: Dryer, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 260.36
  • Total Sq Ft: 1920
  • Above Grade Finished: 960
  • Below Grade Finished: 960
  • Fireplace: No
  • Finished Sq Ft: 1920
  • Basement Features: Finished-Full, Walkout
  • Additional Sq Ft Finished Sq Ft Basement: 960
  • Additional Sq Ft Finished Sq Ft Main: 960
  • Additional Sq Ft Total Sq Ft Basement: 960
  • Additional Sq Ft Total Sq Ft Main: 960

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Vinyl Siding
  • Exterior Features: Deck, Dock, Driveway-Concrete, Patio
  • Flood Zone: No
  • Road Frontage Type: County Road
  • Roof: Asphalt
  • Waterfront: Yes
  • Waterfront Frontage: 50
  • Waterfront Name: Little Spirit Lake
  • Beach Type: Sand
  • Water Description: Lake

Garage/Parking

  • Garage Type: Attached
  • Garage Spaces: 2

Utilities

  • Cooling: Central
  • Fuel: Electric
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Condo/Co-op/Association

  • Complex Development Subdivision Name: Leisure Beach

Association/Amenities

  • Common Walls: No Common Walls

Schools

  • School District: Spirit Lake

Lot Info

  • Parcel Number: 0308251016
  • Estimated Acres: 0.17
  • Lot Features: Accessible Shoreline, Lake View, Low Bank
  • Estimated Lot Dimensions: 50x150
  • Lot Sq Ft: 7500
  • Number Of Lots: 1

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 2574
  • Tax Classification: Homestead
  • Tax Year: 2024

MLS Schools

  • School District: Spirit Lake

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,664 $323,000 $175,000 $148,000
2023 $2,518 $323,000 $175,000 $148,000
2022 $2,458 $257,900 $145,000 $112,900
2021 $2,458 $257,900 $145,000 $112,900
2020 $2,314 $234,800 $132,000 $102,800
2019 $2,018 $234,800 $132,000 $102,800
2018 $1,994 $205,800 $110,000 $95,800
2017 $1,994 $205,800 $110,000 $95,800
2016 $1,928 $196,500 $104,500 $92,000
2015 $1,830 $196,500 $104,500 $92,000
2014 $1,752 $181,700 $103,400 $78,300
2013 -- $181,700 $103,400 $78,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/05/2025 08/05/25 For Sale $499,900 -- $260 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Mortgage History

Date Status Loan Amount Loan Type
Closed $195,000 New Conventional
Source: Public Records

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Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 251012

Iowa Great Lakes Board of REALTORS®

APN: 03-08-251-016