$270,000
SOLD MAR 16, 2026

103 7th St N Cold Spring, MN 56320

2 Beds
2 Baths
1,263 Sq Ft
2,178 Sq Ft Lot

Sale Details

Date Sold: March 16, 2026

$214 Per Sq Ft

2% Below List Price

23 Days on Market

Highlights

  • Vaulted Ceiling
  • Cul-De-Sac
  • Patio
  • Stainless Steel Appliances
  • 2 Car Attached Garage
  • No Interior Steps

About This Home

As of March 2026

Discover the ease of one-level living in this lovely and quiet townhome community adjacent to the River Oaks Golf Course. This spacious townhome has an abundance of natural light throughout and offers a comfortable space to relax or entertain. Easy entry with no steps in from front door or in from garage. Kitchen features Corian solid surface countertops, tile backsplash, and newer SS appliances-circa 2014. Convenient desktop/drop station upon entry into kitchen area. Kitchen has an abundance of cabinets, a wall pantry and lots of counter space for meal prep. Peninsula for casual bar stool dining. Living room, dining room and kitchen connect seamlessly. Newer luxury vinyl plank flooring in living room and dining room. Vaulted ceilings throughout living room, dining area and kitchen. Tile floors in kitchen and entry. Cozy corner gas fireplace. Spacious primary suite with north and east-facing windows has vinyl plank flooring and a wall of closets. Private 3⁄4 primary bath and a stacking washer and dryer to maximize space. Front second bedroom has windows facing south and east and can also be used as an office, den or reading room. Full bath with linen closet off main entry. Step out to oversized concrete patio to extend your living and entertaining space. This beautiful home could be yours!

Last Agent to Sell the Property

Sue Nelson

Edina Realty, Inc. Listed on: 02/12/2026

Edina Realty, Inc.

Last Buyer's Agent

Stella Scholl

Premier Real Estate Services

Premier Real Estate Services

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,956

Year Built

  • Built in 2000

Lot Details

  • Cul-De-Sac
  • Sprinkler System
  • Few Trees

HOA Fees

  • $200 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Property Attached
  • Pitched Roof

Interior Spaces

  • 1,263 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Stone Fireplace
  • Gas Fireplace
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Grab Bar In Bathroom
  • No Interior Steps
  • Accessible Pathway

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • Association fees include building exterior, hazard insurance, lawn care, ground maintenance, snow removal
  • River Oaks Plat6 Association, Phone Number (320) 492-8897
  • River Oaks Villa 6 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 48297030214

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,956

Year Built

Built in 2000

Lot Details

2,178 Sq Ft Lot

HOA Fees

$200 per month

Parking

2

Listing Details

  • Type: Residential
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: Grab Bars In Bathroom, No Stairs External, No Stairs Internal
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Association Amenities: In-Ground Sprinkler System
  • Fee Frequency: Monthly
  • Year Built: 2000
  • Above Grade Finished Sq Ft: 1263
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: VirtualTour
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: None
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room, Stone
  • Living Area: 1263
  • Fireplace: Yes
  • Basement YN: No

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: None
  • PatioPorchType: Patio

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Gas Dryer Hookup, Main Level, In Unit, Washer Hookup
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Snow Removal
  • Phone: 3204928897
  • Association Fee: 200
  • Association: Yes
  • Amenities Unit: Cable, Ceiling Fan(s), Indoor Sprinklers, Main Floor Primary Bedroom, Natural Woodwork, Patio, Skylight, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

Association/Amenities

  • HOA Management Co: River Oaks Plat6 Association

Schools

  • Junior High Dist: Rocori
  • SchoolDistrictPhone: 3206854901

Lot Info

  • PropertyAttachedYN: Yes
  • Lot Size: 0
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 48297030214
  • Tax Annual Amount: 2956
  • TaxWithAssessments: 2956

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2026
Closed on
Mar 16, 2026
Sold by
Amy Schnieder and Jay Blake
Bought by
Steil Gary and Steil Ann K
Seller's Agent
Sue Nelson
Edina Realty, Inc.
Buyer's Agent
Stella Scholl
Premier Real Estate Services
List Price
$275,000
Sold Price
$270,000
Premium/Discount to List
-$5,000
-1.82%
Views
11

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
336.50%
Original Mortgage
$175,000
Outstanding Balance
$175,000
Interest Rate
6.11%
Mortgage Type
Credit Line Revolving
Estimated Equity
$115,645

Purchase Details

Closed on
Dec 14, 2001
Sold by
River Oaks Of Cold Spring Inc
Bought by
Blake Richard
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $270,000 Edina Realty Title
Deed $127,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/16/2026 03/16/26 Sold $270,000 0.0% $214 / Sq Ft
03/07/2026 03/07/26 Pending -- -- --
02/23/2026 02/23/26 Off Market $270,000 -- --
02/12/2026 02/12/26 For Sale $275,000 -- $218 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,820 $259,400 $36,600 $222,800
2024 $2,820 $247,700 $36,600 $211,100
2023 $2,430 $226,500 $26,400 $200,100
2022 $1,972 $165,100 $20,000 $145,100
2021 $1,942 $165,100 $20,000 $145,100
2020 $2,084 $160,500 $20,000 $140,500
2019 $2,006 $168,500 $20,000 $148,500
2018 $1,870 $147,100 $20,000 $127,100
2017 $1,804 $138,600 $15,000 $123,600
2016 $1,670 $0 $0 $0
2015 $1,598 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 7014776

NorthstarMLS

APN: 48.29703.0214

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