NOT LISTED FOR SALE

103 Christine Cay Ct Saint Charles, MO 63304

Harvester Area

Estimated Value: $389,723

3 Beds
3 Baths
1,683 Sq Ft
$232/Sq Ft Est. Value

Sale Details

Date Sold: May 9, 2025

Current estimated payment $2,486 / mo

2 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • 2 Car Attached Garage
  • Central Elementary School Rated A-
  • Stainless Steel Appliances
  • Brick or Stone Veneer

About This Home

As of May 2025

Welcome to 103 Christine Cay – a beautifully updated 3-bedroom, 3-bath home in a quiet St. Charles neighborhood! This charming residence features vaulted ceilings and gleaming hardwood floors throughout the main living areas. The updated kitchen boasts modern finishes and seamlessly flows into the dining and living spaces – perfect for entertaining. Relax in the bright screened-in sunroom overlooking the backyard. The finished basement offers a spacious rec room, wet bar, additional sleeping area, and a full bathroom – ideal for guests or extended living space. Move-in ready and full of style and functionality – don’t miss this one!

Last Agent to Sell the Property

Kari McBride

SCHNEIDER Real Estate License #2020011056 Listed on: 04/12/2025

Last Buyer's Agent

Heather Brewer

Coldwell Banker Realty - Gundaker License #2002012017

Coldwell Banker Realty - Gundaker

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,600

Year Built

  • Built in 1985

Lot Details

  • 9,601 Sq Ft Lot

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick or Stone Veneer

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Insulated Windows
  • Partially Finished Basement
  • Finished Basement Bathroom
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Schools

  • Central Elem. Elementary School
  • Bryan Middle School
  • Francis Howell High School

Utilities

  • Cooling Available
  • Forced Air Heating System

Community Details

  • Recreational Area

Listing and Financial Details

  • Assessor Parcel Number 3-0120-5859-00-0022.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,600

Year Built

Built in 1985

Lot Details

9,601 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1985
  • Property Sub-Type: Residential
  • Lot Size Acres: 0.2204
  • Co List Office Phone: 3455323
  • Subdivision Name: Meadowridge #1
  • Above Grade Finished Sq Ft: 1683
  • Architectural Style: Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Woodburning Fireplce
  • Unit Levels: One
  • Reso Window Features: Some Insulated Wndws
  • Age: 40
  • Special Areas: Main Floor Laundry,Sun Room
  • Style Description: Ranch
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Concrete, Bathroom in LL, Partially Finished, Rec/Family Area, Sleeping Area
  • Interior Amenities: Vaulted Ceiling, Some Wood Floors
  • Appliances: Stainless Steel Appliance(s)
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1000
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bathrooms: 2
  • Fireplace Location: Living Room

Beds/Baths

  • Bedroom Description: Primary Bdr. Suite

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Unknown, Sellers Discl. Avail
  • Construction Type: Brk/Stn Veneer Frnt

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Attached Garage
  • Driveway: Concrete

Utilities

  • Sewer: Public Sewer
  • Cooling: Electric
  • Heating: Forced Air
  • HeatingYN: Yes
  • Water Source: Public

Schools

  • Elementary School: Central Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell High
  • Middle Or Junior School: Bryan Middle

Lot Info

  • Lot Dimensions: .22
  • Lot Size Sq Ft: 9601
  • Parcel Number: 3-0120-5859-00-0022.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3600

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 12, 2025
Closed on
May 9, 2025
Sold by
Terrance John-Carter and Sarah Oreilly
Bought by
Seller's Agent
Kari McBride
SCHNEIDER Real Estate
Buyer's Agent
Heather Brewer
Coldwell Banker Realty - Gundaker
List Price
$375,000
Views
47
Current Estimated Value
$389,723

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.31%
Original Mortgage
$368,695
Outstanding Balance
$347,448
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$42,275

Purchase Details

Listed on
Sep 10, 2021
Closed on
Oct 12, 2021
Sold by
Brooks and Bonnie
Bought by
Oreilly Terrance John-Carter and Oreilly Sarah
Seller's Agent
Marion Ball
Simply Sell LLC
Buyer's Agent
Kari McBride
SCHNEIDER Real Estate
List Price
$300,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.63%
Original Mortgage
$255,200
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 6, 2006
Sold by
Meers Richard A and Meers Kim
Bought by
Meers Kim

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,200
Interest Rate
6.67%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Saint Charles, MO

  • Joshua Stockstill Real Estate Agent - Narrative Real Estate

    Joshua Stockstill

    Narrative Real Estate

    (618) 538-1640

    78 Total Sales

    1 in Harvester

    $340,000 Price

    Joshua Stockstill
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  • Jeff Birkenmeier Real Estate Agent - Main St. Real Estate

    Jeff Birkenmeier

    Main St. Real Estate

    (314) 720-6073

    75 Total Sales

    4 in Harvester

    $25K - $303K Price Range

    Jeff Birkenmeier
     Section Image
  • Frank Krajczar Real Estate Agent - RedKey Realty Leaders

    Frank Krajczar

    RedKey Realty Leaders

    (314) 501-5838

    96 Total Sales

    1 in Harvester

    $550,000 Price

    Frank Krajczar
     Section Image
  • Anne Callaway Real Estate Agent - Realty One Group Trifecta

    Anne Callaway

    Realty One Group Trifecta

    (636) 428-3821

    113 Total Sales

    3 in Harvester

    $215K - $360K Price Range

    Anne Callaway
     Section Image
  • Jennifer Young Real Estate Agent - Coldwell Banker Realty - Gundaker

    Jennifer Young

    Responds Quickly

    Coldwell Banker Realty - Gundaker

    (314) 274-9569

    24 Total Sales

    1 in Harvester

    $329,000 Price

    Jennifer Young
     Section Image
  • Julie Burt Real Estate Agent - Blondin Group, Inc

    Julie Burt

    Blondin Group, Inc

    (314) 582-8729

    79 Total Sales

    3 in Harvester

    $32K - $275K Price Range

    Julie Burt
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
Oreilly Terrance John Carter -- Investors Title Company
Meers Kim -- U S Title Guaranty Company
Brooks Robert -- Ust
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $368,695
Previous Owner Oreilly Terrance John Carter $255,200
Previous Owner Brooks Robert Dean $165,000
Previous Owner Brooks Robert $37,000
Previous Owner Brooks Robert $155,000
Previous Owner Brooks Robert $151,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/09/2025 05/09/25 Sold -- -- --
04/14/2025 04/14/25 Pending -- -- --
04/12/2025 04/12/25 For Sale $375,000 +25.0% $223 / Sq Ft
10/12/2021 10/12/21 Sold -- -- -- View Prior Sale
09/12/2021 09/12/21 Pending -- -- --
09/10/2021 09/10/21 For Sale $300,000 -- $112 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,914 $65,957
2025 $3,600 $65,957
2023 $3,598 $60,249
2022 $2,886 $44,807 $0 $0
2021 $2,888 $44,807 $0 $0
2020 $2,669 $40,051 $0 $0
2019 $2,657 $40,051 $0 $0
2018 $2,538 $36,559 $0 $0
2017 $2,517 $36,559 $0 $0
2016 $2,356 $32,945 $0 $0
2015 $2,324 $32,945 $0 $0
2014 $2,218 $30,512 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Kari McBride Real Estate Agent - SCHNEIDER Real Estate

    Seller's Agent in 2025

    Kari McBride

    SCHNEIDER Real Estate

    (630) 414-8199

    106 Total Sales

    Kari McBride
    Section Image

  • HB

    Buyer's Agent in 2025

    Heather Brewer

    Coldwell Banker Realty - Gundaker

    (314) 398-1553

    95 Total Sales

    Heather Brewer
    Section Image

  • MB

    Seller's Agent in 2021

    Marion Ball

    Simply Sell LLC

    Section Image
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Map

Source: MARIS MLS

MLS Number: MIS25015330

MARIS MLS

APN: 3-0120-5859-00-0022.0000000

Missouri St. Charles County Saint Charles 63304

103 Christine Cay Ct, Saint Charles, MO

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MARIS MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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