NOT LISTED FOR SALE

103 Fernwood St Panama City Beach, FL 32407

Estimated Value: $362,000 - $478,000

3 Beds
3 Baths
1,610 Sq Ft
$263/Sq Ft Est. Value

Last Sold May 02, 2023

Last sale price $413,000 $257 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,592/month

31 Days on Market

Highlights

  • Florida Architecture
  • No HOA
  • 2 Car Attached Garage
  • J.R. Arnold High School Rated A-
  • Covered Patio or Porch
  • Living Room

About This Home

As of May 2023

Enjoy all the beach has to offer in this quiet established neighborhood, with no HOA, just 1 mile from the sandy beaches and 3 miles from Pier Park. This captivating home features many new updates: beautiful new dark espresso laminate floors, new paint inside/out, new sod and landscaping. Entryway, kitchen and bathrooms feature ceramic tile. The kitchen showcases eat-in dining room, solid dark wood cabinets with granite countertops, SS appliances, recessed lighting, breakfast bar overlooking the spacious living room. Downstairs you will find 3 bedrooms with spacious closets and hallway bathroom, laundry room and plenty of closet spaces. Enjoy the large private master bedroom and master bath with tub/shower combo, large vanity and walk-in closet. Upstairs spacious bonus room and 3rd bath.

Last Agent to Sell the Property

Steven Koleno

Beycome of Florida LLC Listed on: 02/20/2023

Last Buyer's Agent

Michael Christie

Keller Williams Success Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,030

Year Built

  • Built in 2012

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 40x98
  • Fenced
  • Zero Lot Line

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Florida Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding
  • HardiePlank Type

Interior Spaces

  • 1,610 Sq Ft Home
  • 2-Story Property
  • Tinted Windows
  • Living Room
  • Dining Room
  • Electric Oven
  • Washer and Dryer Hookup

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Covered Patio or Porch
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,030

Year Built

Built in 2012

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2012
  • Property Sub Type: Detached
  • Lot Size Acres: 0.09
  • Lot Size: 40x98
  • Road Frontage Type: City Street
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Florida
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Electric Oven, Refrigerator
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Living Area: 1610.0
  • Dining Room Type: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
  • Stories: 2
  • Window Features: Tinted Windows
  • ResoLivingAreaSource: Owner

Exterior Features

  • Fencing: Fenced
  • Waterfront: No
  • Construction Type: Frame, HardiPlank Type, Vinyl Siding
  • Exterior Features: Patio
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch
  • Roof: Composition, Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Zero Lot Line
  • Lot Size Sq Ft: 3920.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 2030.0
  • Tax Year: 2022

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2023
Closed on
Apr 20, 2023
Sold by
Venture One Property Group Llc
Bought by
Mainor Lauren and Martinez Victor
Seller's Agent
Steven Koleno
Beycome of Florida LLC
Buyer's Agent
Michael Christie
Keller Williams Success Realty
List Price
$424,000
Sold Price
$413,000
Premium/Discount to List
-$11,000
-2.59%
Views
109
Current Estimated Value
$423,440

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,440
Avg. Annual Appreciation
1.05%
Original Mortgage
$405,519
Outstanding Balance
$395,332
Interest Rate
6.73%
Mortgage Type
FHA
Estimated Equity
$28,108

Purchase Details

Closed on
Dec 9, 2022
Sold by
Pfiefer Amanda K
Bought by
Venture One Property Group Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,255
Interest Rate
6.95%
Mortgage Type
Construction

Purchase Details

Closed on
Mar 1, 2016
Bought by
Pfiefer Amanda K

Purchase Details

Listed on
Sep 11, 2015
Closed on
Dec 4, 2015
Sold by
Nunnery Brenda B
Bought by
Pfeifer Amanda K and Pfeifer Gloria A
Seller's Agent
Craig Duran
Berkshire Hathaway HomeServices
Buyer's Agent
Default zDefault Member
Inactive
List Price
$210,000
Sold Price
$210,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.43%
Original Mortgage
$206,196
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 17, 2011
Closed on
Jun 28, 2012
Sold by
Fore Properties Llc
Bought by
Nunnery Brenda B and Brenda B Nunnery Trust
Seller's Agent
Charles Commander
CENTURY 21 Commander Realty
Buyer's Agent
Robbie Hughes
ARVIDA REALTY SERVICES INC
List Price
$209,000
Sold Price
$177,000
Premium/Discount to List
-$32,000
-15.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.10%
Original Mortgage
$132,750
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 2, 2011
Sold by
Freedom Star Properties Llc
Bought by
Fore Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
4.52%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mainor Lauren $413,000 Trust & Title
Mainor Lauren $413,000 Trust & Title
Venture One Property Group Llc $288,000 Trust & Title
Pfiefer Amanda K $100 --
Pfeifer Amanda K $210,000 Attorney
Nunnery Brenda B $177,000 First American Title Ins Co
Fore Properties Llc $39,000 Dba Bay County Land & Abstra
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mainor Lauren $11,237
Open Mainor Lauren $405,519
Closed Mainor Lauren $405,519
Previous Owner Venture One Property Group Llc $240,255
Previous Owner Pfeifer Amanda K $206,196
Previous Owner Nunnery Brenda B $132,750
Previous Owner Fore Properties Llc $160,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/02/2023 05/02/23 Sold $413,000 +2.0% $257 / Sq Ft
03/24/2023 03/24/23 Pending -- -- --
02/27/2023 02/27/23 Price Changed $405,000 -4.5% $252 / Sq Ft
02/20/2023 02/20/23 For Sale $424,000 +139.5% $263 / Sq Ft
06/20/2022 06/20/22 Off Market $177,000 -- --
06/23/2019 06/23/19 Off Market $210,000 -- --
12/04/2015 12/04/15 Sold $210,000 0.0% $130 / Sq Ft
10/15/2015 10/15/15 Pending -- -- --
09/11/2015 09/11/15 For Sale $210,000 +18.6% $130 / Sq Ft
06/28/2012 06/28/12 Sold $177,000 -15.3% $104 / Sq Ft
06/10/2012 06/10/12 Pending -- -- --
08/17/2011 08/17/11 For Sale $209,000 -- $123 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,037 $348,113 $118,000 $230,113
2023 $4,037 $326,736 $114,000 $212,736
2022 $2,030 $199,875 $0 $0
2021 $2,030 $194,053 $0 $0
2020 $1,949 $191,374 $0 $0
2019 $1,919 $187,071 $0 $0
2018 $1,912 $183,583 $0 $0
2017 $1,695 $179,807 $0 $0
2016 $2,094 $179,523 $0 $0
2015 $1,798 $149,019 $0 $0
2014 $1,783 $147,916 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 737795

Central Panhandle Association of REALTORS®

APN: 34479-600-004