Seller's Agent in 2026
Melody Smith
Keller Williams Cleveland
(423) 595-0199
1 in this area
174 Total Sales
103 Ridgeway Dr Chattanooga, TN 37415
2
Beds
1
Bath
950
Sq Ft
9,148
Sq Ft Lot Lot
Highlights
- Deck
- Separate Formal Living Room
- Covered Patio or Porch
- Wood Flooring
- No HOA
- Eat-In Kitchen
About This Home
As of May 2026CLASSIC CHARM MEETS OPPORTUNITY IN DESIRABLE RED BANK! Nestled in the heart of the peaceful Red Bank area, this charming 2-bedroom, 1-bath home is full of potential and ready for its next chapter. Whether you're a savvy investor, searching for a fixer-upper, or a first-time homebuyer looking to build equity, you'll appreciate the solid value this property offers. Step inside to discover beautiful hardwood floors and a cozy layout that creates a warm and inviting atmosphere. The home's classic character provides the perfect canvas for updates and personal touches. Relax on the inviting covered rocking chair front porch, or enjoy the spacious, tree-shaded lot--ideal for outdoor gatherings, gardening, or simply unwinding in a serene setting. A nicely sized outbuilding adds extra storage or workspace flexibility, and the cellar beneath the home provides even more room for storage or potential use. Situated on a nice level lot, there's plenty of room to spread out while still being conveniently close to shopping, dining, and all that Chattanooga has to offer. With its timeless charm, great bones, and prime location, this Red Bank gem is an opportunity you won't want to miss! See it, love it, and make it your own--schedule a tour today! *DO NOT WALK ON THE DECK THAT NEEDS TO BE REPLACED*
Last Agent to Sell the Property
Keller Williams Cleveland License #294574 Listed on: 04/25/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,457
Year Built
- Built in 1930
Lot Details
- 9,148 Sq Ft Lot
- Lot Dimensions are 63 x 128 x 82 x 125
- Chain Link Fence
- Level Lot
- Cleared Lot
Parking
- Driveway
Home Design
- Vinyl Siding
Interior Spaces
- 950 Sq Ft Home
- Property has 3 Levels
- Ceiling Fan
- Separate Formal Living Room
- Eat-In Kitchen
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Accessible Home Design
- Accessible Approach with Ramp
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Alpine Crest Elementary School
- Red Bank Middle School
- Red Bank High School
Utilities
- Cooling System Mounted To A Wall/Window
- Heating System Uses Natural Gas
- Wall Furnace
Community Details
- No Home Owners Association
- North Red Bank Highlands Subdivision
Listing and Financial Details
- Assessor Parcel Number 099O C 010
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 25, 2026
Closed on
May 26, 2026
Sold by
Bought by
Seller's Agent
Melody Smith
Keller Williams Cleveland
Buyer's Agent
Wendy Lawhorn
Real Estate Partners Chattanooga, LLC
List Price
$220,000
Sold Price
$205,000
Premium/Discount to List
-$15,000
-6.82%
Views
28
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
179.72%
Original Mortgage
$157,000
Outstanding Balance
$157,000
Interest Rate
5.64%
Mortgage Type
New Conventional
Estimated Equity
$63,305
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Executors Deed | $205,000 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $157,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/26/2026 05/26/26 | Sold | $205,000 | -6.8% | $216 / Sq Ft |
| 05/01/2026 05/01/26 | Pending | -- | -- | -- |
| 04/25/2026 04/25/26 | For Sale | $220,000 | -- | $232 / Sq Ft |
Source: Realtracs
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $768 | $50,700 | $0 | $0 |
| 2024 | $754 | $33,700 | $0 | $0 |
| 2023 | $1,317 | $33,700 | $0 | $0 |
| 2022 | $1,125 | $33,700 | $0 | $0 |
| 2021 | $1,317 | $33,700 | $0 | $0 |
| 2020 | $1,006 | $19,600 | $0 | $0 |
| 2019 | $1,006 | $19,600 | $0 | $0 |
| 2018 | $1,006 | $19,600 | $0 | $0 |
| 2017 | $966 | $19,600 | $0 | $0 |
| 2016 | $851 | $0 | $0 | $0 |
| 2015 | $851 | $16,025 | $0 | $0 |
| 2014 | $851 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Melody Smith
-
Wendy Lawhorn
Buyer's Agent in 2026
Wendy Lawhorn
Real Estate Partners Chattanooga, LLC
(423) 760-6623
3 in this area
120 Total Sales
Map
Source: Realtracs
MLS Number: 3221565
APN: 099O-C-010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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