S
Seller's Agent in 2025
Shannon Arthur
Arthur Real Estate Serv., LLC
(423) 316-4871
14 Total Sales
103 Ridgewood Cir Chickamauga, GA 30707
3
Beds
2
Baths
1,432
Sq Ft
1
Acres
Highlights
- Open Floorplan
- Engineered Wood Flooring
- 1 Fireplace
- Deck
- Main Floor Primary Bedroom
- No HOA
About This Home
As of November 2021Welcome to this delightful 3 bedroom 2 bath home with double lot totalling 1 acre located in Chickamauga The warm and inviting living spaces are the heart of the home. The kitchen offers updated cabinetry and granite counters. and easy access to the back deck overlookimg the sizable backyard. It also features 3 bedrooms on main level with a spacious master. Going downstairs, you'll find a large bonus room and a full bathroom making it a great area for a second master or den. . Plus, find tons of storage in the unfinished area of basement. . There is so much to love here... schedule a showing today!
Last Agent to Sell the Property
RE/MAX Real Estate Center License #270800 Listed on: 09/29/2021
Last Buyer's Agent
Amy Elrod
Berkshire Hathaway HomeServices Realty Center
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,132
Year Built
- Built in 1994
Lot Details
- 1 Acre Lot
Parking
- 1 Car Garage
Home Design
- Split Foyer
- Block Foundation
- Shingle Roof
Interior Spaces
- 1,432 Sq Ft Home
- Open Floorplan
- 1 Fireplace
- Finished Basement
- Partial Basement
- Storage In Attic
Kitchen
- Microwave
- Dishwasher
Flooring
- Engineered Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Outdoor Features
- Deck
- Patio
Schools
- Cherokee Ridge Elementary School
- Chattanooga Valley Middle School
- Ridgeland High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
- Phone Available
Community Details
- No Home Owners Association
- Ridgewood Subdivision
Listing and Financial Details
- Assessor Parcel Number 0144 104
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 26, 2025
Sold by
Pennymac Loan Services Llc
Bought by
United States Veterans Affairs
Purchase Details
Closed on
May 6, 2025
Sold by
Jolly Luther
Bought by
Pennymac Loan Services Llc
Purchase Details
Listed on
Sep 29, 2021
Closed on
Nov 19, 2021
Sold by
Mcvey Cody H
Bought by
Jolly Luther
Seller's Agent
Sherry Southerland
RE/MAX Real Estate Center
Buyer's Agent
Amy Elrod
Berkshire Hathaway HomeServices Realty Center
List Price
$185,000
Sold Price
$190,000
Premium/Discount to List
$5,000
2.7%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.31%
Original Mortgage
$194,370
Interest Rate
3.09%
Mortgage Type
VA
Purchase Details
Listed on
Mar 15, 2014
Closed on
Aug 20, 2014
Sold by
Booth David
Bought by
Mcvey Cody H and Mcvey Leah Faith
Seller's Agent
Andrea Clayton
Better Homes and Gardens Real Estate Jackson Realty
Buyer's Agent
Andrea Clayton
Better Homes and Gardens Real Estate Jackson Realty
List Price
$134,900
Sold Price
$120,000
Premium/Discount to List
-$14,900
-11.05%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.49%
Original Mortgage
$120,000
Interest Rate
4.16%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 20, 2012
Closed on
Dec 3, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Booth David and Booth Paula Jean
Seller's Agent
Ramanda Melton
Teems & Teems Realty
Buyer's Agent
Andrea Clayton
Better Homes and Gardens Real Estate Jackson Realty
List Price
$54,000
Sold Price
$54,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
61.77%
Purchase Details
Closed on
Nov 3, 2006
Sold by
Not Provided
Bought by
Clark James A and Clark Frieda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,920
Interest Rate
6.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 14, 2005
Sold by
Not Provided
Bought by
Clark James A and Clark Frieda L
Purchase Details
Closed on
Oct 4, 1996
Sold by
Culberson Michael L and Culberson April
Bought by
Culberson Michael
Purchase Details
Closed on
Nov 11, 1994
Sold by
Baker Jimmy H and Pete Summers
Bought by
Culberson Michael L and Culberson April
Purchase Details
Closed on
Sep 14, 1979
Bought by
Baker Jimmy H and Pete Summers
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $190,664 | -- | |
| Warranty Deed | $190,664 | -- | |
| Warranty Deed | $190,000 | -- | |
| Warranty Deed | $120,000 | -- | |
| Warranty Deed | $54,000 | -- | |
| Deed | $114,900 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $194,370 | VA | |
| Previous Owner | $120,000 | New Conventional | |
| Previous Owner | $91,920 | New Conventional | |
| Previous Owner | $11,490 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/28/2025 08/28/25 | Pending | -- | -- | -- | |
| 08/09/2025 08/09/25 | For Sale | $195,000 | +2.6% | $200 / Sq Ft | |
| 11/19/2021 11/19/21 | Sold | $190,000 | +2.7% | $133 / Sq Ft | |
| 10/03/2021 10/03/21 | Pending | -- | -- | -- | |
| 09/29/2021 09/29/21 | For Sale | $185,000 | +54.2% | $129 / Sq Ft | |
| 07/31/2014 07/31/14 | Sold | $120,000 | -11.0% | $82 / Sq Ft | View Prior Sale |
| 05/27/2014 05/27/14 | Pending | -- | -- | -- | |
| 03/14/2014 03/14/14 | For Sale | $134,900 | +149.8% | $92 / Sq Ft | |
| 12/03/2012 12/03/12 | Sold | $54,000 | 0.0% | $59 / Sq Ft | View Prior Sale |
| 11/02/2012 11/02/12 | Pending | -- | -- | -- | |
| 10/19/2012 10/19/12 | For Sale | $54,000 | -- | $59 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,782 | $80,980 | $7,200 | $73,780 |
| 2023 | $1,782 | $79,395 | $7,200 | $72,195 |
| 2022 | $1,687 | $68,518 | $7,200 | $61,318 |
| 2021 | $1,253 | $44,906 | $5,200 | $39,706 |
| 2020 | $1,093 | $37,266 | $5,200 | $32,066 |
| 2019 | $1,112 | $37,266 | $5,200 | $32,066 |
| 2018 | $986 | $37,266 | $5,200 | $32,066 |
| 2017 | $1,177 | $36,066 | $4,000 | $32,066 |
| 2016 | $1,012 | $36,066 | $4,000 | $32,066 |
| 2015 | $864 | $28,168 | $4,000 | $24,168 |
| 2014 | $65 | $28,168 | $4,000 | $24,168 |
| 2013 | -- | $28,168 | $4,000 | $24,168 |
Source: Public Records
Agents Affiliated with this Home
-
Shannon Arthur
-
Sherry Southerland
Seller's Agent in 2021
Sherry Southerland
RE/MAX Real Estate Center
(706) 537-0301
168 Total Sales
-
A
Buyer's Agent in 2021
Amy Elrod
Berkshire Hathaway HomeServices Realty Center
-
A
Seller's Agent in 2014
Andrea Clayton
Better Homes and Gardens Real Estate Jackson Realty
-
Ramanda Melton
R
Seller's Agent in 2012
Ramanda Melton
Teems & Teems Realty
(423) 762-0600
134 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1343910
APN: 0144-104
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