NOT LISTED FOR SALE

103 Spring Creek Way St. Augustine, FL 32095

Estimated Value: $450,000 - $480,672

4 Beds
3 Baths
2,353 Sq Ft
$197/Sq Ft Est. Value

Last Sold February 28, 2025

Last sale price $470,000 $200 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,476/month

180 Days on Market

Highlights

  • Lake Front
  • Open Floorplan
  • Screened Porch
  • Liberty Pines Academy Rated A
  • Traditional Architecture
  • Jogging Path

About This Home

As of February 2025

Come see this beautiful 4 bedrooms, 3 full baths with an open-concept kitchen and dining room with natural light. There is a versatile flex room/office with doors and a very large gathering room that opens to the spacious, covered lanai. This home has lake views from almost every room! The large, downstairs owner's suite has a spa-like bath with large walk-in shower, soaking tub, double vanity and separate water closet. Washer & Dryer stay! Newer LVP in the living areas & newer carpet in the bedrooms. Convenient laundry room & storage off of the kitchen & large walk-in dream pantry. Sandy Creek is tucked away but close to A-rated schools, great restaurants, shopping and the beaches! No CDD fees & low HOA fees each year.

Last Agent to Sell the Property

LORI HOWELL

KELLER WILLIAMS JACKSONVILLE License #3085830 Listed on: 07/18/2024

KELLER WILLIAMS JACKSONVILLE

Last Buyer's Agent

CARI BISHOP

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST License #3341630

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $254

Year Built

  • Built in 2015

Lot Details

  • 8,276 Sq Ft Lot
  • Lake Front
  • Few Trees

HOA Fees

  • $68 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Wood Frame Construction
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,353 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Entrance Foyer
  • Screened Porch
  • Lake Views
  • Security System Owned

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Outdoor Features

  • Screened Patio

Schools

  • Lakeside Academy Elementary School
  • Pacetti Bay Middle School
  • Beachside High School

Utilities

  • Central Heating and Cooling System
  • 200+ Amp Service
  • Electric Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 0264840440

Community Details

Overview

  • Association fees include ground maintenance
  • Bcm Association
  • Sandy Creek Subdivision

Recreation

  • Community Playground
  • Dog Park
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$254

Year Built

Built in 2015

Lot Details

8,276 Sq Ft Lot

HOA Fees

$68 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2015
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.19
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Sandy Creek
  • Architectural Style: Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Living Area2: 2353.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 212.45
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Security Features Security System Owned: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Flooring Vinyl: Yes
  • General Property Information Entry Level2: 1.0
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.19
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • Levels Two: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Laundry Features Lower Level: Yes
  • Interior Features Guest Suite: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
  • Furnished: Unfurnished
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Carpet, Tile, Vinyl
  • Living Area: 2353.0
  • ResoLivingAreaSource: Builder
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Maker: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Water Softener-Owned: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Lot Features: Few Trees
  • View: Lake, Water
  • Waterfront Features: Lake Front
  • Construction Type: Frame, Stucco
  • Patio And Porch Features: Rear Porch, Screened
  • Construction Materials:Frame: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Lake Front: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Few Trees: Yes
  • View:Lake: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, Lower Level, Washer Hookup
  • Security: Security System Owned
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 820.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Dog Park, Jogging Path, Management - Off Site, Playground
  • Association Name: BCM
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 820.0
  • General Property Information:Association Fee Frequency: Annually
  • General Property Information:Association Name: BCM
  • Association Amenities:Playground: Yes
  • Association Amenities:Jogging Path: Yes
  • Association Fee Includes:Maintenance Grounds2: Yes
  • Association Amenities:Dog Park: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Lakeside Academy
  • High School: Beachside
  • Middle Or Junior School: Pacetti Bay

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 8276.4
  • Parcel #: 0264840440
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 254.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2024
Closed on
Feb 28, 2025
Sold by
Collver John C and Collver Krista M
Bought by
Gerding Gloria Elena Estrad and Gerding Michael Dylan
Seller's Agent
LORI HOWELL
KELLER WILLIAMS JACKSONVILLE
Buyer's Agent
CARI BISHOP
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
List Price
$519,900
Sold Price
$470,000
Premium/Discount to List
-$49,900
-9.6%
Views
118
Current Estimated Value
$464,668

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,332
Avg. Annual Appreciation
-1.13%
Original Mortgage
$376,000
Outstanding Balance
$374,109
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$90,559

Purchase Details

Listed on
Jul 19, 2023
Closed on
Sep 1, 2023
Sold by
Steinbrecher Derald Leroy and Steinbrecher Kay
Bought by
Collver John C and Collver Krista M
Seller's Agent
ALEISHA FULLER
MARK SPAIN REAL ESTATE
Buyer's Agent
Meg Hammer
BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
List Price
$495,000
Sold Price
$490,000
Premium/Discount to List
-$5,000
-1.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.74%
Original Mortgage
$392,000
Interest Rate
6.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2016
Bought by
Steinbrecher Derald Leroy Nita
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Gerding Gloria Elena Estrad $470,000 None Listed On Document
Gerding Gloria Elena Estrad $470,000 None Listed On Document
Collver John C $490,000 Truly Title
Collver John C $490,000 Truly Title
Steinbrecher Derald Leroy Nita $298,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gerding Gloria Elena Estrad $376,000
Closed Gerding Gloria Elena Estrad $376,000
Previous Owner Collver John C $392,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/28/2025 02/28/25 Sold $470,000 -6.0% $200 / Sq Ft
01/14/2025 01/14/25 Pending -- -- --
10/11/2024 10/11/24 Price Changed $499,900 -2.0% $212 / Sq Ft
09/16/2024 09/16/24 Price Changed $509,900 -1.0% $217 / Sq Ft
07/30/2024 07/30/24 Price Changed $514,900 -1.0% $219 / Sq Ft
07/18/2024 07/18/24 For Sale $519,900 +6.1% $221 / Sq Ft
12/17/2023 12/17/23 Off Market $490,000 -- --
09/01/2023 09/01/23 Sold $490,000 -1.0% $208 / Sq Ft View Prior Sale
07/26/2023 07/26/23 Pending -- -- --
07/19/2023 07/19/23 For Sale $495,000 -- $210 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $254 $418,720 $100,000 $318,720
2024 $254 $405,171 $100,000 $305,171
2023 $254 $270,469 $0 $0
2022 $236 $262,591 $0 $0
2021 $230 $254,943 $0 $0
2020 $230 $251,423 $0 $0
2019 $230 $245,770 $0 $0
2018 $222 $241,187 $0 $0
2017 $222 $241,617 $50,500 $191,117
2016 $3,738 $236,617 $0 $0
2015 -- $6,994 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2037803

realMLS (Northeast Florida Multiple Listing Service)

APN: 026484-0440

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