Seller's Agent in 2025
Rebecca White
LORING WOODRIFF REAL ESTATE ASSOCIATES
(434) 531-5067
1 in this area
90 Total Sales
1031 E Water St Charlottesville, VA 22902
Martha Jefferson NeighborhoodEstimated Value: $1,429,390 - $1,533,000
3
Beds
4
Baths
3,050
Sq Ft
$490/Sq Ft
Est. Value
Highlights
- Panoramic View
- Wood Flooring
- Mud Room
- Charlottesville High School Rated A-
- Great Room
- Den
About This Home
As of April 2025Built in 2020, this sleek C&O brownstone, located just blocks from the Downtown Mall and Belmont, is your key to experiencing the best of Charlottesville?s walkable downtown lifestyle. Designed with expansive spaces for luxury living, this home features a private elevator for effortless access from the 2-car garage to the rooftop terrace. Step inside from Water Street to an open-concept living, dining, and kitchen area, featuring soaring 10? ceilings & large Pella picture windows that flood the space with natural light. The chef?s kitchen features a 9? center island, custom cabinetry, 6-burner Wolf range, Subzero refrigerator, a reclaimed brick backsplash, and a grilling deck. The full-floor primary offers a serene retreat, with 2 walk-ins, a spa-like bath with an oversized soaking tub and shower, and laundry. The 3rd level features two addl bedrooms, a shared bath, an office, and a yoga studio. At the top, the rooftop terrace is an entertainer?s dream, complete with a full bar, half bath, and breathtaking 360 views of the city and mountains. Plenty of private guest parking behind the home. A low-maintenance design, this pristine residence offers an unparalleled opportunity to enjoy Charlottesville's luxury walkable lifestyle.,Painted Cabinets,Solid Surface Counter,Fireplace in Great Room
Last Agent to Sell the Property
(434) 977-4005 dmkeener@gmail.com LORING WOODRIFF REAL ESTATE ASSOCIATES License #0225085540[7937] Listed on: 02/27/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $11,962
Year Built
- Built in 2020
Lot Details
- 1,742 Sq Ft Lot
HOA Fees
- $200 Monthly HOA Fees
Property Views
- Panoramic
- City
- Mountain
Home Design
- Brick Exterior Construction
- Blown-In Insulation
- Low Volatile Organic Compounds (VOC) Products or Finishes
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Ceiling height of 9 feet or more
- Gas Fireplace
- Double Hung Windows
- Mud Room
- Great Room
- Dining Room
- Den
Kitchen
- ENERGY STAR Qualified Refrigerator
- ENERGY STAR Qualified Dishwasher
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 4 Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Walk-Out Basement
- Exterior Basement Entry
Home Security
Eco-Friendly Details
- Energy-Efficient Construction
- Fresh Air Ventilation System
Schools
- Burnley-Moran Elementary School
- Walker & Buford Middle School
- Charlottesville High School
Utilities
- No Cooling
- Central Heating
- Heat Pump System
- Tankless Water Heater
Community Details
Overview
- Association fees include common area maintenance, management, snow removal, trash, lawn maintenance
- Built by EVERGREEN BUILDERS
- C&O Brownstone Community
Additional Features
- Picnic Area
- Fire and Smoke Detector
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 27, 2025
Closed on
Apr 16, 2025
Sold by
Bought by
Seller's Agent
Rebecca White
LORING WOODRIFF REAL ESTATE ASSOCIATES
Buyer's Agent
Jessica Russo
NEST REALTY GROUP
List Price
$1,475,000
Sold Price
$1,450,000
Premium/Discount to List
-$25,000
-1.69%
Views
32
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,848
Avg. Annual Appreciation
2.49%
Original Mortgage
$1,160,000
Outstanding Balance
$1,142,506
Interest Rate
5.75%
Estimated Equity
$351,342
Purchase Details
Closed on
Jun 17, 2020
Sold by
Bought by
Purchase Details
Closed on
Aug 29, 2019
Sold by
Bought by
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Old Republic Title Insurance C | ||
| $1,168,920 | -- | ||
| $900,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $1,160,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/30/2025 04/30/25 | Sold | $1,450,000 | -1.7% | $475 / Sq Ft |
| 03/19/2025 03/19/25 | Pending | -- | -- | -- |
| 02/27/2025 02/27/25 | For Sale | $1,475,000 | -- | $484 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $13,966 | $1,404,900 | $300,000 | $1,104,900 |
| 2025 | $13,966 | $1,298,000 | $250,000 | $1,048,000 |
| 2024 | $12,778 | $1,214,800 | $235,000 | $979,800 |
| 2023 | $11,624 | $1,204,800 | $225,000 | $979,800 |
| 2022 | $11,296 | $1,170,700 | $215,000 | $955,700 |
| 2021 | $10,931 | $1,144,600 | $215,000 | $929,600 |
| 2020 | $1,568 | $165,000 | $165,000 | $0 |
| 2019 | $1,900 | $200,000 | $200,000 | $0 |
| 2018 | $950 | $200,000 | $200,000 | $0 |
| 2017 | $570 | $60,000 | $60,000 | $0 |
| 2016 | $570 | $60,000 | $60,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Rebecca White
-
Jessica Russo
Buyer's Agent in 2025
Jessica Russo
NEST REALTY GROUP
(434) 996-3176
2 in this area
178 Total Sales
Map
Source: Bright MLS
MLS Number: 661267
APN: 570157021
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
Nearby Homes
- 202 Douglas Ave Unit 3D
- 207 Douglas Ave
- 210 10th St NE Unit 404
- 122 Goodman St
- 320 11th St NE
- TBD Myrtle St
- 1107 Myrtle St
- 809 E Jefferson St
- 1108 Myrtle St
- 301 Meade Ave
- 112 5th St SE Unit 3D
- 1200 Meriwether St
- 507 E Water St
- 500 Court Square Unit 406
- 402 13th St NE
- 412 E Jefferson St
- 1130 E High St Unit J
- 518 8th St NE
- 308 Carlton Rd Unit A
- 706 Castalia St
- 1033 E Water St
- 1029 E Water St
- 1035 E Water St
- 1016-18 E Market St
- 1014 E Market St
- 1100-6 E Market St
- 1006 East Market St
- 1006 E Market St
- 1006 E Market St Unit B
- 1006 E Market St Unit D
- 1049 Water St E
- 1051 E Water St
- 1039 E Water St
- 1049 E Water St
- 1053 E Water St
- 1108 E Market St
- 202 3B Douglas Ave
- 1000 E Market St
- 1055 E Water St
- 100 10th St NE
Your Personal Tour Guide
Ask me questions while you tour the home.