Seller's Agent in 2025
Zach Fry
Fry Realty Collective
(502) 291-0587
15 in this area
171 Total Sales
1037 Charles St Louisville, KY 40204
Germantown Neighborhood
2
Beds
2
Baths
1,460
Sq Ft
4,356
Sq Ft Lot
Highlights
- 1 Fireplace
- No HOA
- Patio
- Atherton High School Rated A
- Porch
- Central Air
About This Home
As of July 2025Welcome to 1037 Charles Street. You will fall in love with this wonderful 2 bedroom and 2 full bath camelback in one of the most desirable areas of Germantown with the best neighbors! The home is move in ready with fully remodeled bathrooms and all new interior paint throughout. Entering from the large covered front porch you will be greeted with 10 ft ceilings and a beautiful fireplace. The two front rooms are separated by an impressive pocket door. Should you ever need not one, but two front doors to choose from, this home offers you the choice. The second front door opens to a welcoming foyer leading to the massive kitchen and spacious living room. This option allows the front room to be a generously sized bedroom. The renovated 1st floor bathroom is just off the kitchen. Past the kitchen is a laundry room and mud room leading to the back deck and large fully fenced private back yard. Upstairs you will find a beautiful bathroom and large bedroom with additional attic storage space. Do not miss your opportunity to live near all the excitement and amenities that has made the Germantown neighborhood fun and inviting! Seller is related to listing agent.
Last Agent to Sell the Property
Emily Harm
EXP Realty LLC License #219075 Listed on: 03/15/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,198
Year Built
- Built in 1900
Lot Details
- Property is Fully Fenced
- Privacy Fence
Home Design
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,460 Sq Ft Home
- 2-Story Property
- 1 Fireplace
- Basement
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Patio
- Porch
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
- Germantown Subdivision
Listing and Financial Details
- Legal Lot and Block 0196 / 025J
- Assessor Parcel Number 025J01960000
- Seller Concessions Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 12, 2025
Closed on
Jul 22, 2025
Sold by
Weinstein Hannah L and Mattingly John Alexander
Bought by
Cox David
Seller's Agent
Zach Fry
Fry Realty Collective
Buyer's Agent
Emily Blanford
Keller Williams Realty- Louisville
List Price
$289,900
Sold Price
$293,900
Premium/Discount to List
$4,000
1.38%
Views
10
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.03%
Original Mortgage
$293,900
Outstanding Balance
$293,900
Interest Rate
6.84%
Mortgage Type
VA
Estimated Equity
$451
Purchase Details
Listed on
Mar 15, 2021
Closed on
Apr 20, 2021
Sold by
Herndon Kathryn R
Bought by
Weinstein Hannah L
Seller's Agent
Emily Harm
EXP Realty LLC
Buyer's Agent
Judith Johnson
Schuler Bauer Real Estate Services ERA Powered
List Price
$235,000
Sold Price
$235,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.39%
Original Mortgage
$227,950
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 15, 2011
Sold by
Snow Bryan M and Snow Erica
Bought by
Herndon Kathryn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,653
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 30, 2005
Sold by
Byrd Christopher M and Byrd Michelle L
Bought by
Snow Bryan M and Campbell Erica
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $293,900 | None Listed On Document | |
| Deed | $293,900 | None Listed On Document | |
| Quit Claim Deed | $147,000 | None Listed On Document | |
| Deed | $235,000 | None Available | |
| Deed | $132,000 | Executive Title Company | |
| Warranty Deed | $118,000 | Mooser & Freibert |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $293,900 | VA | |
| Closed | $293,900 | VA | |
| Previous Owner | $227,950 | New Conventional | |
| Previous Owner | $149,600 | New Conventional | |
| Previous Owner | $128,653 | FHA | |
| Previous Owner | $21,700 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | Sold | $293,900 | 0.0% | $201 / Sq Ft |
| 06/17/2025 06/17/25 | Pending | -- | -- | -- |
| 06/17/2025 06/17/25 | Price Changed | $293,900 | +1.4% | $201 / Sq Ft |
| 06/12/2025 06/12/25 | For Sale | $289,900 | +23.4% | $199 / Sq Ft |
| 04/20/2021 04/20/21 | Sold | $235,000 | 0.0% | $161 / Sq Ft |
| 03/18/2021 03/18/21 | Pending | -- | -- | -- |
| 03/15/2021 03/15/21 | For Sale | $235,000 | -- | $161 / Sq Ft |
Source: Metro Search (Greater Louisville Association of REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,198 | $249,100 | $45,000 | $204,100 |
| 2023 | $3,154 | $235,000 | $43,000 | $192,000 |
| 2022 | $3,196 | $154,570 | $43,000 | $111,570 |
| 2021 | $2,230 | $154,570 | $43,000 | $111,570 |
| 2020 | $1,838 | $133,780 | $20,000 | $113,780 |
| 2019 | $1,795 | $133,780 | $20,000 | $113,780 |
| 2018 | $1,772 | $133,780 | $20,000 | $113,780 |
| 2017 | $1,744 | $133,780 | $20,000 | $113,780 |
| 2013 | $1,320 | $132,000 | $20,000 | $112,000 |
Source: Public Records
Agents Affiliated with this Home
-
Zach Fry
-
Elizabeth Geiser
E
Seller Co-Listing Agent in 2025
Elizabeth Geiser
Fry Realty Collective
(502) 817-9425
2 in this area
44 Total Sales
-
Emily Blanford
Buyer's Agent in 2025
Emily Blanford
Keller Williams Realty- Louisville
(502) 931-0510
2 in this area
21 Total Sales
-
E
Seller's Agent in 2021
Emily Harm
EXP Realty LLC
-
Judith Johnson
Buyer's Agent in 2021
Judith Johnson
Schuler Bauer Real Estate Services ERA Powered
(502) 338-0954
1 in this area
48 Total Sales
Map
Source: Metro Search (Greater Louisville Association of REALTORS®)
MLS Number: 1580983
APN: 025J01960000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker. Copyright 2025 Metro Search, Inc.
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