NOT LISTED FOR SALE

1038 Emerald Bay Dr Destin, FL 32541

Estimated Value: $1,127,000 - $1,732,000

4 Beds
3 Baths
3,183 Sq Ft
$460/Sq Ft Est. Value

Last Sold January 15, 2019

Last sale price $895,000 $281 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $8,504/month

4 Days on Market

Highlights

  • Docks
  • Home fronts a seawall
  • Screened Pool
  • Destin Elementary School Rated A-
  • Golf Course Community
  • Bay View

About This Home

As of January 2019

High quality and unique design pair beautifully in this 4 BR/ 3 BR bay front home with 145'water front on bay. From the stunning views, peaceful koi pond, split floor plan, fireplace, heated & enclosed and heated pool, hot tub, security system, intercom, crown molding, and multiple living areas this home has it all! Custom Cabinets and granite countertops are featured throughout the home. The Master Suite has amazing views of the bay and of the pool. The additional bedroom next to the master could be used for so many things a nursery, tv room, sewing / crafting room, , study or office or even a man cave! Children or guests have their own bit of privacy in the 2 upstairs bedrooms which both feature private balconies that overlook the bay. These rooms share a bathroom & sitting area.

Last Agent to Sell the Property

Laurie Hollowell

Keller Williams Realty Destin License #Bk692278 Listed on: 12/13/2018

Keller Williams Realty Destin

Last Buyer's Agent

Victoria Davis

EXP Realty LLC License #3345314

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,818

Year Built

  • Built in 1994

Lot Details

  • 0.41 Acre Lot
  • Lot Dimensions are 145x180x53x199
  • Home fronts a seawall
  • Property Fronts a Bay or Harbor
  • Coastal Barrier Zone
  • Partially Fenced Property
  • Interior Lot
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $68 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Exterior Columns
  • Mirrored Walls
  • Wallpaper
  • Stucco Exterior Insulation and Finish Systems
  • Slate Roof
  • Slate

Interior Spaces

  • 3,183 Sq Ft Home
  • 2-Story Property
  • Shelving
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Double Pane Windows
  • Plantation Shutters
  • Insulated Doors
  • Family Room
  • Living Room
  • Dining Room
  • Bonus Room
  • Screened Porch
  • Bay Views

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Marble
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Dressing Area
  • 3 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

  • Home Security System
  • Intercom
  • Storm Doors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Doors

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Spa

Outdoor Features

  • Bulkhead
  • Docks
  • Balcony

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-102A-000V-0140

Community Details

Overview

  • Association fees include management, recreational faclty, security
  • Emerald Bay Ph 1 B Subdivision

Recreation

  • Golf Course Community

Additional Features

  • Picnic Area
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,818

Year Built

Built in 1994

Lot Details

0

HOA Fees

$68 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.41
  • Lot Size: 145x180x53x199
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: EMERALD BAY PH 1-B
  • Directions: From Emerald Coast Parkway (Hwy 98), turn into Emerald Bay. Proceed through stop sign. Home is located at the curve on the right.
  • Architectural Style: Contemporary
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 2
  • Year Built: 1994
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Waterfront:Bay: Yes
  • Waterview:Bay2: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Bonus Room: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Energy:Storm Doors: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Intercom, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Security System, Smoke Detector, Warranty Provided
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Storm Door(s)
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Floor Marble, Floor Tile, Floor WW Carpet, Floor WW Carpet New, Furnished - None, Lighting Recessed, Plantation Shutters, Shelving, Split Bedroom, Wallpaper, Walls Mirrored, Washer/Dryer Hookup, Window Treatment All
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Warranty Provided: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Appliances:Security System: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Shelving: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor Marble: Yes
  • Interior:Floor WW Carpet New: Yes
  • Appliances:Intercom: Yes
  • Interior:Walls Mirrored: Yes
  • Interior:Wallpaper: Yes

Exterior Features

  • Lot Features: Bulkhead/Seawall, Interior, Within 1/2 Mile to Water, See Remarks
  • Pool Features: Pool Type
  • View: Bay
  • Waterfront Features: Bay
  • Waterfront: Yes
  • Construction Type: Block, Roof Tile/Slate, Siding EIFS
  • Exterior Features: Balcony, Columns, Dock, Fenced Lot-Part, Fireplace, Hot Tub, Lawn Pump, Patio Covered, Patio Enclosed, Pool - Enclosed, Pool - Heated, Pool - In-Ground, Porch Screened, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • Exterior:Fenced Lot-Part: Yes
  • ConstructionSiding:Block: Yes
  • Exterior:Balcony: Yes
  • Lot Features:See Remarks6: Yes
  • Lot Features:BulkheadSeawall: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - Enclosed: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Porch Screened: Yes
  • Exterior:Columns: Yes
  • ConstructionSiding:Siding EIFS: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Fireplace2: Yes
  • Exterior:Patio Enclosed: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Other
  • Parking Features:Other3: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Electric, Phone, Public Sewer, Public Water

Condo/Co-op/Association

  • Community Features: Gated Community, Golf, Picnic Area
  • Association #2 Fee: 204.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Management, Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 17859.6
  • Parcel #: 00-2S-22-102A-000V-0140
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 6817.98
  • Tax Year: 2017

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 13, 2018
Closed on
Jan 15, 2019
Sold by
Baker Carol T and Carol T Baker Revocable Trust
Bought by
Smith Massey Kevin C and Smith Massey Sue
Seller's Agent
Laurie Hollowell
Keller Williams Realty Destin
Buyer's Agent
Victoria Davis
EXP Realty LLC
List Price
$895,000
Sold Price
$895,000
Current Estimated Value
$1,465,009

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$570,009
Avg. Annual Appreciation
7.53%
Original Mortgage
$890,000
Outstanding Balance
$782,491
Interest Rate
4.6%
Mortgage Type
New Conventional
Estimated Equity
$682,518

Purchase Details

Closed on
Dec 11, 2006
Sold by
Baker Carol T
Bought by
Baker Carol T and Carol T Baker Revocable Trust

Purchase Details

Closed on
Jun 20, 2001
Sold by
Phillips Elliott V and Phillips Sue D
Bought by
Baker Carol T
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Massey Kevin C $895,000 Mead Law & Title
Baker Carol T -- Attorney
Baker Carol T $699,000 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Massey Kevin C $890,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/15/2019 01/15/19 Sold $895,000 0.0% $281 / Sq Ft
12/17/2018 12/17/18 Pending -- -- --
12/13/2018 12/13/18 For Sale $895,000 -- $281 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,211 $930,708 -- --
2023 $9,211 $903,600 $0 $0
2022 $8,932 $869,078 $0 $0
2021 $8,961 $843,765 $0 $0
2020 $8,907 $832,115 $453,492 $378,623
2019 $6,777 $632,456 $0 $0
2018 $6,832 $629,025 $0 $0
2017 $6,818 $616,087 $0 $0
2016 $6,633 $603,415 $0 $0
2015 $6,798 $599,220 $0 $0
2014 $6,834 $594,464 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 812517

Emerald Coast Association of REALTORS®

APN: 00-2S-22-102A-000V-0140