Erica Washington
Coldwell Banker Realty
(667) 218-4508
110 Total Sales
2 in Westminster
$320K - $350K Price Range
1039 Arnold Rd Westminster, MD 21157
Westminster AreaEstimated Value: $564,399
3
Beds
2
Baths
2,238
Sq Ft
$252/Sq Ft
Est. Value
Highlights
- 4.58 Acre Lot
- Traditional Floor Plan
- Main Floor Bedroom
- Westminster West Middle School Rated A-
- Rambler Architecture
- 3 Fireplaces
About This Home
As of September 2025Discover a serene retreat in this exquisite ranch-style residence, nestled on a sprawling 4.58-acre lot that seamlessly blends luxury with nature. This home boasts a timeless design, featuring a harmonious floorplan flow. Step inside to find a traditional floor plan that radiates warmth and sophistication, highlighted by three inviting bedrooms and two full bathrooms. The country-style kitchen, the perfect place for culinary enthusiasts. An eat-in area invites casual dining, while the expansive living spaces are enhanced by three charming fireplaces, creating cozy focal points throughout. Outside, indulge in the ultimate outdoor lifestyle with a personal pool surrounded by extensive hardscaping, ideal for entertaining or unwinding in privacy. The property also features a detached carport and ample driveway space for guests. An outbuilding and shed provide additional storage or creative potential. This residence is not just a home; it's a lifestyle. Experience the tranquility of landscaped grounds and stream, where every detail has been thoughtfully curated to offer a luxurious escape from the everyday. Embrace the opportunity to own a piece of paradise that combines elegance, comfort, and the beauty of nature. The in ground pool is in need of repair, but ready to be brought back to life.
Last Agent to Sell the Property
(410) 871-1110 denise@denisehasthekeys.com Brook-Owen Real Estate License #577089 Listed on: 06/28/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,634
Year Built
- Built in 1962
Lot Details
- 4.58 Acre Lot
- Landscaped
- Extensive Hardscape
- Property is zoned CONSE
Home Design
- Rambler Architecture
- Brick Exterior Construction
- Shingle Roof
- Composition Roof
- Aluminum Siding
- Vinyl Siding
Interior Spaces
- Property has 1 Level
- Traditional Floor Plan
- Ceiling Fan
- 3 Fireplaces
- Mud Room
- Family Room
- Dining Room
- Sun or Florida Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Country Kitchen
- Stove
- Microwave
- Ice Maker
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- 10 Parking Spaces
- 8 Driveway Spaces
- 2 Detached Carport Spaces
Outdoor Features
- Shed
- Outbuilding
Utilities
- Central Air
- Heat Pump System
- Heating System Powered By Owned Propane
- Vented Exhaust Fan
- Well
- Electric Water Heater
- Septic Equal To The Number Of Bedrooms
Community Details
- No Home Owners Association
Listing and Financial Details
- No Smoking Allowed
- Assessor Parcel Number 0704041410
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 28, 2025
Closed on
Sep 26, 2025
Sold by
Shirley B Phipps Living Trust and Phipps Shirley B
Bought by
Seller's Agent
Denise Lewis
Brook-Owen Real Estate
Buyer's Agent
Karen Donaldson
RE/MAX Advantage Realty
List Price
$575,000
Sold Price
$545,000
Premium/Discount to List
-$30,000
-5.22%
Views
195
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,399
Avg. Annual Appreciation
3.63%
Original Mortgage
$490,500
Outstanding Balance
$486,008
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$78,391
Purchase Details
Closed on
Oct 17, 1997
Sold by
Phipps Joe
Bought by
Phipps Shirley B and Phipps Joe
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Westminster, MD
-
Erica Washington
-
Bita Dayhoff
Bita Dayhoff
Compass
(410) 705-7549
50 Total Sales
1 in Westminster
$409,900 Price
-
Joe Smith
Joe Smith
Next Step Realty
(443) 214-3147
197 Total Sales
1 in Westminster
$837,175 Price
-
Gregory Born
Gregory Born
Coldwell Banker Realty
(443) 963-3188
55 Total Sales
2 in Westminster
$389K - $651K Price Range
-
Pam Bowers
Pam Bowers
Mountain Realty ERA Powered
(717) 640-3451
120 Total Sales
1 in Westminster
$285,000 Price
-
Mercedes Prohaska
Mercedes Prohaska
Responds QuicklyColdwell Banker Premier
(681) 248-8542
96 Total Sales
1 in Westminster
$550,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $545,000 | Lakeside Title | ||
| Phipps Shirley B | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $490,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/26/2025 09/26/25 | Sold | $545,000 | -5.2% | $244 / Sq Ft |
| 07/10/2025 07/10/25 | Pending | -- | -- | -- |
| 06/28/2025 06/28/25 | For Sale | $575,000 | -- | $257 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,644 | $473,000 | $0 | $0 |
| 2025 | $4,644 | $431,400 | $187,900 | $243,500 |
| 2024 | $4,266 | $404,767 | $0 | $0 |
| 2023 | $4,126 | $378,133 | $0 | $0 |
| 2022 | $3,996 | $351,500 | $167,900 | $183,600 |
| 2021 | $8,159 | $350,400 | $0 | $0 |
| 2020 | $3,972 | $349,300 | $0 | $0 |
| 2019 | $3,995 | $348,200 | $167,900 | $180,300 |
| 2018 | $3,943 | $346,767 | $0 | $0 |
| 2017 | $3,927 | $345,333 | $0 | $0 |
| 2016 | -- | $343,900 | $0 | $0 |
| 2015 | -- | $343,900 | $0 | $0 |
| 2014 | -- | $343,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Denise Lewis
Seller's Agent in 2025
Denise Lewis
Brook-Owen Real Estate
(410) 733-8652
190 Total Sales
-
Karen Donaldson
Buyer's Agent in 2025
Karen Donaldson
RE/MAX
(443) 220-4675
66 Total Sales
Map
Source: Bright MLS
MLS Number: MDCR2028228
APN: 04-041410
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