1039 Bay Cir Panama City Beach, FL 32407
Upper Grand Lagoon NeighborhoodEstimated payment $5,295/month
Total Views
4,542
5
Beds
3
Baths
2,691
Sq Ft
$334
Price per Sq Ft
Highlights
- Home fronts a seawall
- Access To Intracoastal Waterway
- A-Frame Home
- J.R. Arnold High School Rated A-
- Intracoastal View
- Sun or Florida Room
About This Home
***PLEASE READ THESE REMARKS IN THEIR ENTIRETY*** Nearly impossible to find a waterfront home of this caliber for the current asking price!! This absolutely STUNNING 5 bedroom(with a 3rd story loft that could be used as an office) 3 bathroom 3 story bay front home is guaranteed to leave you breathless...and the lot next door is also for sale!! The location of this home is BY FAR the best on the beach. Sitting on a corner lot overlooking St. Andrews Bay and with the Hathaway Bridge so close you can almost touch it, you can hop into your boat from your dock and spend the day fishing, or just enjoy cruising our beautiful waterways. You are less than a 15 minute boat ride to the Gulf of America(love saying that), and about 10 minutes to Shell Island. This beauty offers granite countertops, stainless steel appliances, newly installed ceramic tile and carpeting, newly painted throughout, many new impact resistant plate glass windows, new front and side docks, brand new seawall, and an enclosed bay front sunroom with THE MOST INCREDIBLE VIEWS YOU WILL EVERY SEE!! Step outside to morning coffee or evening dinners under your new gazebo, and take in the beauty that this home has to offer. There is natural gas line availability right down the street. Hurry before this gorgeous home gets away!! All information is approximate and should be verified by buyers if important
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,479
Year Built
- Built in 1972
Lot Details
- 0.29 Acre Lot
- Lot Dimensions are 25x142x37x77x124
- Home fronts a seawall
- Property fronts a county road
- Cul-De-Sac
- Street terminates at a dead end
- Landscaped
- Interior Lot
- Zoning described as Resid Multi-Family
Parking
- 2 Car Attached Garage
- Carport
- Driveway
- Secured Garage or Parking
Property Views
- Intracoastal
- Bay
Home Design
- A-Frame Home
- Slab Foundation
- Metal Roof
- HardiePlank Type
Interior Spaces
- 2,691 Sq Ft Home
- 3-Story Property
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Dining Room
- Sun or Florida Room
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
- Split Bedroom Floorplan
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Home Security
- Closed Circuit Camera
- Storm Windows
- Fire and Smoke Detector
Outdoor Features
- Access To Intracoastal Waterway
- Balcony
Schools
- Breakfast Point Elementary And Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
Community Details
- No Home Owners Association
- Bayside Park U 1 Subdivision
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,413 | $400,443 | -- | -- |
| 2023 | $4,413 | $388,780 | $0 | $0 |
| 2022 | $3,470 | $334,660 | $127,500 | $207,160 |
| 2021 | $3,549 | $330,436 | $127,500 | $202,936 |
| 2020 | $3,646 | $334,136 | $127,500 | $206,636 |
| 2019 | $3,732 | $337,560 | $127,500 | $210,060 |
| 2018 | $3,306 | $260,906 | $0 | $0 |
| 2017 | $3,277 | $256,823 | $0 | $0 |
| 2016 | $3,356 | $258,290 | $0 | $0 |
| 2015 | $3,481 | $260,736 | $0 | $0 |
| 2014 | $3,563 | $267,261 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/13/2025 07/13/25 | Price Changed | $899,000 | -8.0% | $334 / Sq Ft |
| 06/02/2025 06/02/25 | Price Changed | $977,400 | 0.0% | $363 / Sq Ft |
| 04/23/2025 04/23/25 | Price Changed | $977,500 | -0.1% | $363 / Sq Ft |
| 04/12/2025 04/12/25 | Price Changed | $978,000 | -0.1% | $363 / Sq Ft |
| 04/04/2025 04/04/25 | Price Changed | $979,000 | -2.0% | $364 / Sq Ft |
| 03/18/2025 03/18/25 | For Sale | $999,000 | +129.7% | $371 / Sq Ft |
| 06/20/2022 06/20/22 | Off Market | $435,000 | -- | -- |
| 05/25/2018 05/25/18 | Sold | $435,000 | -12.0% | $162 / Sq Ft |
| 04/19/2018 04/19/18 | Pending | -- | -- | -- |
| 02/17/2017 02/17/17 | For Sale | $494,321 | -- | $184 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $425,000 | Diamond Title Agency Inc | |
| Warranty Deed | $850,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $382,500 | New Conventional | |
| Previous Owner | $650,000 | New Conventional |
Source: Public Records
Similar Homes in the area
Source: Central Panhandle Association of REALTORS®
MLS Number: 770527
APN: 27344-189-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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