$859,000
$40K PRICE DROP

Estimated payment $5,654/month

Total Views 5,239
3 Beds
2.5 Baths
1,800 Sq Ft
$477 Price per Sq Ft

Highlights

  • Intracoastal View
  • Bamboo Trees
  • Family Room with Fireplace
  • Open Floorplan
  • Property is near public transit
  • Bamboo Flooring

About This Home

Welcome to 1039 Union Street – NOT IN A FLOOD ZONE AND NO DAMAGE FROM THE STORMS! A Rare Gem Where Clearwater Meets Dunedin! Enjoy peaceful water views from your front yard and patio at this beautifully updated 3-bedroom, 2.5-bath block home—elevated above the flood zone and perfectly positioned where Clearwater and Dunedin meet. Set on a spacious quarter-acre lot with a large private backyard, this home offers the best of Florida living without the worry of storm or flood damage.

Inside, charm meets comfort with beamed ceilings, a cozy fireplace, and an airy, open layout filled with natural light. The renovated kitchen boasts a new dishwasher and modern finishes, while the custom touches throughout add warmth and personality. You’ll also love the dedicated laundry room, as well as the garage with built-in storage and a half bath for added convenience.

Step outside into your personal oasis: a stunning screened lanai with tile and stone accents, triple sliding glass doors that open to both the living area and yard, and views of a tranquil fountain—perfect for entertaining or relaxing in privacy. The fully fenced backyard has room to add a pool and was thoughtfully designed with fresh landscaping, reclaimed water irrigation, new gutters, and an extended privacy fence with gate.

Recent upgrades ensure peace of mind: PGT impact-rated windows and doors, a hurricane-rated garage door, new Trane HVAC system with updated ductwork, a 200-amp electrical panel with generator-ready sub-panel, and a new roof installed for longevity—not due to any damage.

Located just minutes from vibrant Downtown Dunedin, you can golf cart, bike, or walk to the Pinellas Trail, local boutiques, waterfront parks, craft breweries, and top-rated restaurants.

Don’t miss this move-in ready, storm-tested retreat that blends custom style, practical upgrades, and an unbeatable location. Schedule your private showing of 1039 Union Street today—and make this exceptional home your coastal haven!

Listing Agent

Katie Ducharme Procissi

KATIE DUCHARME REALTY, LLC Brokerage Phone: 727-744-2214 License #3299801 Listed on: 05/07/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,420

Year Built

  • Built in 1956

Lot Details

  • 0.25 Acre Lot
  • North Facing Home
  • Fenced
  • Mature Landscaping
  • Bamboo Trees

Parking

  • 1 Car Attached Garage
  • Bathroom In Garage

Property Views

  • Intracoastal
  • Ocean To Bay

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,800 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Dining Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Bamboo
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Sandy Lane Elementary School
  • Dunedin Highland Middle School
  • Dunedin High School

Utilities

  • Zoned Heating and Cooling
  • Natural Gas Connected
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Covered patio or porch
  • Property is near public transit

Community Details

  • No Home Owners Association
  • Bay Terrace & Bay Terrace Add Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,420

Year Built

Built in 1956

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 1800
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1956
  • Building Area Total: 2563
  • Lot Size Sq Ft: 10724
  • Directions to Property: 1. Head east on Main Street (also known as FL-580 E) toward Keene Road. 2. Continue straight as Main Street becomes Union Street upon crossing into Clearwater. 3. Proceed on Union Street for approximately 1.5 miles. 4. Arrive at 1039 Union Street, which will be on your right.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 552871172
  • Minimum Lease: 1 Month
  • Number Of Pets: 0
  • RATIO Current Price By Calculate: 477.22
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-744-2214
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Bamboo, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Street Number Modifier: 1039
  • Living Area Meters: 167.23
  • Room Count: 5

Exterior Features

  • Direction Faces: North
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Patio, Porch, Screened
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View: Gulf/Ocean to Bay,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2005-05-17
  • Flood Zone Panel: 12103C0106H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Bath In Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Natural Gas Connected
  • Cooling: Central Air, Zoned
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Sandy Lane Elementary-PN
  • High School: Dunedin High-PN
  • Middle Or Junior School: Dunedin Highland Middle-PN

Lot Info

  • Parcel Number: 03-29-15-05220-018-0090
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Near Public Transit, Sidewalk, Paved
  • Flood Zone Code: X500
  • Homestead YN: 1
  • Lot Size Square Meters: 996

Rental Info

  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to verify

Tax Info

  • Tax Annual Amount: 10420
  • Tax Block: R
  • Tax Book Number: 13-22
  • Tax Lot: 9

Multi Family

  • Approval Process: Buyer to verify

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,268 $592,232 -- --
2023 $10,268 $574,983 $338,126 $236,857
2022 $8,437 $514,475 $359,743 $154,732
2021 $7,561 $391,101 $0 $0
2020 $6,802 $330,396 $0 $0
2019 $6,999 $337,202 $190,064 $147,138
2018 $6,975 $333,506 $0 $0
2017 $2,676 $172,498 $0 $0
2016 $2,648 $168,950 $0 $0
2015 $2,688 $167,776 $0 $0
2014 $2,672 $166,444 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/23/2025 06/23/25 Price Changed $859,000 -1.8% $477 / Sq Ft
06/11/2025 06/11/25 Price Changed $875,000 -1.6% $486 / Sq Ft
05/28/2025 05/28/25 Price Changed $889,000 -1.1% $494 / Sq Ft
05/07/2025 05/07/25 For Sale $899,000 +109.1% $499 / Sq Ft
05/10/2019 05/10/19 Sold $430,000 -4.4% $239 / Sq Ft
04/01/2019 04/01/19 Pending -- -- --
03/20/2019 03/20/19 For Sale $450,000 0.0% $250 / Sq Ft
03/14/2019 03/14/19 Pending -- -- --
02/11/2019 02/11/19 For Sale $450,000 -- $250 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $430,000 Alliance Title Group Inc
Warranty Deed $240,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $330,000 New Conventional
Previous Owner $344,000 New Conventional
Previous Owner $60,000 Unknown
Source: Public Records

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Source: Stellar MLS

MLS Number: TB8382523

Stellar MLS

APN: 03-29-15-05220-018-0090