$381,000
SOLD JUN 13, 2025

104 Chapman St Ashland, VA 23005

3 Beds
2.5 Baths
1,554 Sq Ft
0.32 Acres

Recently Sold

$245 Per Sq Ft

9% Above List Price

Highlights

  • Traditional Floor Plan
  • Wood Flooring
  • No HOA
  • Liberty Middle School Rated A-
  • Main Floor Bedroom
  • Cottage

About This Home

As of June 2025

Fall in love with this absolutely darling cottage bungalow in the heart of Ashland, Virginia! Just steps from charming shops, restaurants, and the train station, this gem puts you right in the walkable "Center of the Universe."Inside, enjoy the ease of a first-floor primary suite with a spacious bath and walk-in closet with organizing systems. Upstairs offers two bright rooms—a large bedroom and a smaller flex room perfect for an office, nursery, or guest space—plus a roomy shared full bath.You’ll love the peaceful covered front porch and sunny side patio, perfect for morning coffee or evening chats. The backyard is a dream: lush landscaping, detached garage, storage shed, and outbuildings—including one ready for your backyard chickens!Meticulously maintained and move-in ready, this home offers comfort, charm, and convenience all in one.Don’t miss your chance to own a cozy cottage in one of Ashland’s most loved neighborhoods.Schedule your showing today—this one won’t last! (Professional photographs to be added on 5/7/25)

Last Agent to Sell the Property

Daune Zook

Resource Realty Services. LLC License #0225246601 Listed on: 05/08/2025

Last Buyer's Agent

datacorrect BrightMLS

Non Subscribing Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,438

Year Built

  • Built in 1924 | Remodeled in 2005

Lot Details

  • 0.32 Acre Lot
  • Property is zoned R-2

Parking

  • 1 Car Detached Garage
  • Alley Access
  • Front Facing Garage
  • Driveway

Home Design

  • Cottage
  • Bungalow
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,554 Sq Ft Home
  • Property has 1.5 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Skylights
  • Family Room
  • Dining Room
  • Wood Flooring
  • Crawl Space
  • Stacked Washer and Dryer

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Walk-in Shower

Accessible Home Design

  • Low Bathroom Mirrors
  • Grab Bars
  • Doors are 32 inches wide or more

Outdoor Features

  • Patio
  • Shed
  • Utility Building
  • Porch

Schools

  • Henry Clay Elementary School
  • Patrick Henry High School

Utilities

  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 7870-42-1566

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,438

Year Built

Built in 1924 | Remodeled in 2005

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow, Cottage
  • Accessibility Features: 32"+ Wide Doors, Grab Bars Mod, Low Bathroom Mirrors
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 5/8/2025 12:00:00 AM
  • Year Built: 1924
  • Year Renovated: 2005
  • Automatically Close On Close Date: No
  • Remarks Public: Fall in love with this absolutely darling cottage bungalow in the heart of Ashland, Virginia! Just steps from charming shops, restaurants, and the train station, this gem puts you right in the walkable "Center of the Universe." Inside, enjoy the ease of a first-floor primary suite with a spacious bath and walk-in closet with organizing systems. Upstairs offers two bright rooms—a large bedroom and a smaller flex room perfect for an office, nursery, or guest space—plus a roomy shared full bath. You’ll love the peaceful covered front porch and sunny side patio, perfect for morning coffee or evening chats. The backyard is a dream: lush landscaping, detached garage, storage shed, and outbuildings—including one ready for your backyard chickens! Meticulously maintained and move-in ready, this home offers comfort, charm, and convenience all in one. Don’t miss your chance to own a cozy cottage in one of Ashland’s most loved neighborhoods. Schedule your showing today—this one won’t last! (Professional photographs to be added on 5/7/25)
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Washer/Dryer Stacked, Refrigerator, Oven/Range - Electric
  • Flooring Type: Hardwood
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Primary Bath(s), Skylight(s), Walk-In Closet(s)
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 1.5
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bathroom 2, Primary Bathroom
  • Basement: No
  • Total Sq Ft: 1554
  • Living Area Sq Ft: 1554
  • Price Per Sq Ft: 225.16
  • Above Grade Finished Sq Ft: 1554
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 104

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Shed, Utility Building
  • Construction Materials: Vinyl Siding
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Alley, Driveway, Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: HANOVER COUNTY PUBLIC SCHOOLS
  • Elementary School: HENRY CLAY
  • High School: PATRICK HENRY
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • School District Key: 121139663907
  • School District Source: 3rd Party
  • Elementary School: HENRY CLAY
  • High School: PATRICK HENRY

Lot Info

  • Lot Size Acres: 0.32
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13939.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Year Assessed: 2023
  • Zoning: R-2
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2438.00
  • Assessor Parcel Number: 7870-42-1566
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023
  • Close Date: 06/13/2025

MLS Schools

  • School District Name: HANOVER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Jun 11, 2025
Sold by
St John Gloria Jean
Bought by
Royall Theodore Stuart and Royall Heather Renee
Seller's Agent
Daune Zook
Resource Realty Services. LLC
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$349,900
Sold Price
$381,000
Premium/Discount to List
$31,100
8.89%
Views
204

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-14.65%
Original Mortgage
$374,099
Outstanding Balance
$374,099
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
-$1,457

Purchase Details

Closed on
Oct 5, 2004
Sold by
Rollison Jerry
Bought by
Bowers Crawley Muriel
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $381,000 Chicago Title
Deed $381,000 Chicago Title
Deed $219,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $374,099 FHA
Closed $374,099 FHA
Previous Owner $3,257,300 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/13/2025 06/13/25 Sold $381,000 +8.9% $245 / Sq Ft
05/09/2025 05/09/25 Pending -- -- --
05/08/2025 05/08/25 For Sale $349,900 -- $225 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,363 $291,700 $98,200 $193,500
2024 $2,363 $291,700 $98,200 $193,500
2023 $2,063 $267,900 $88,200 $179,700
2022 $1,959 $241,900 $78,200 $163,700
2021 -- $231,800 $78,200 $153,600
2020 $1,375 $222,300 $78,200 $144,100
2019 $0 $204,800 $63,200 $141,600
2018 $1,659 $204,800 $63,200 $141,600
2017 $1,375 $169,800 $54,000 $115,800
2016 $1,375 $169,800 $54,000 $115,800
2015 -- $169,800 $54,000 $115,800
2014 -- $169,800 $54,000 $115,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAHA2000988

Bright MLS

APN: 7870-42-1566