$190,000
SOLD JUL 3, 2025

104 Congress St Cohoes, NY 12047

6 Beds
2 Baths
1,936 Sq Ft
2,614 Sq Ft Lot

Recently Sold

$98 Per Sq Ft

73 Days on Market

Highlights

  • Traditional Architecture
  • Bathroom on Main Level
  • Wood Fence
  • No HOA
  • Electric Baseboard Heater
  • Vinyl Flooring

About This Home

As of July 2025

Renovated Duplex! If you're looking for your next turnkey investment or owner occupied duplex look no further than 104 Congress St. Property has been left vacant to allow you to rent to your liking or to move right in. Updated kitchen cabinets and appliances, bathroom fixtures, flooring, fresh paint, and electric and plumbing updates in both units! Close to bus lines and shopping in downtown. Don't wait to see this gem!

Last Agent to Sell the Property

Nate Monson

Miuccio Real Estate Group License #10401314028 Listed on: 03/11/2025

Last Buyer's Agent

Dan Reilly

Realty One Group Key License #10491211703

Realty One Group Key

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,047

Year Built

  • Built in 1925

Lot Details

  • 2,614 Sq Ft Lot
  • Wood Fence

Home Design

  • Duplex
  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt

Interior Spaces

  • 1,936 Sq Ft Home
  • Vinyl Flooring
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Utilities

  • Electric Baseboard Heater

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Tenant pays for electricity, gas
  • Legal Lot and Block 7.000 / 2
  • Assessor Parcel Number 010300 10.75-2-7

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,047

Year Built

Built in 1925

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1925
  • Directions: Columbia St to Congress St
  • Above Grade Finished Sq Ft: 1936.0
  • Architectural Style: Traditional
  • Financial Details General Taxes: 1219.45
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1827.06
  • School Taxes Description: Actual
  • Lot Size Acres: 0.06
  • Sale Detail Seller Contribution: No
  • Rental Income: 34800.0
  • Rental Income Description: Estimated
  • Flooring:Vinyl: Yes
  • Fencing:Wood4: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None

Interior Features

  • Flooring: Vinyl
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Living Area: 1936.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Full Basement: Yes
  • Unit 1 Owner Furnish Features:Sewer3: Yes
  • Unit 1 Owner Furnish Features:Water4: Yes
  • Unit 2 Owner Furnish Features:Sewer4: Yes
  • Unit 2 Owner Furnish Features:Water5: Yes
  • Unit 1 Owner Furnish Features:Trash2: Yes
  • Unit 2 Owner Furnish Features:Trash3: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Asphalt
  • Construction Type: Brick
  • Fencing: Wood
  • Waterfront: No
  • Exterior Features:None37: Yes
  • Construction Materials:Brick: Yes

Garage/Parking

  • Open Parking: No
  • Property Detail:Parking YN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Electric
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Cohoes

Lot Info

  • Parcel #: 010300 10.75-2-7
  • Lot Size Sq Ft: 2613.6

Rental Info

  • Tenant Pays: Electricity, Gas

Tax Info

  • Tax Annual Amount: 3046.51
  • Tax Block: 2
  • Tax Lot: 7.000

Multi Family

  • Number Of Units Total: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2025
Closed on
Jul 2, 2025
Sold by
Maxs Housing Llc
Bought by
Waite Thomas Malone and Arndt Jocelyn Lorraine
Seller's Agent
Nate Monson
Miuccio Real Estate Group
Buyer's Agent
Dan Reilly
Realty One Group Key
List Price
$190,000
Sold Price
$190,000
Views
50
Current Estimated Value
$173,486

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,514
Avg. Annual Appreciation
-14.51%
Original Mortgage
$180,500
Outstanding Balance
$180,194
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
-$6,708

Purchase Details

Listed on
Mar 4, 2024
Closed on
May 2, 2024
Sold by
Apoupakoeth Saffy
Bought by
Maxs Housing Llc
Seller's Agent
John Bevilacqua JR
The Property Shop
Buyer's Agent
John Bevilacqua JR
The Property Shop
List Price
$149,000
Sold Price
$149,000
Views
49

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.25%
Original Mortgage
$18,400
Interest Rate
1.7%

Purchase Details

Closed on
Jul 14, 2006
Sold by
Lemay John E
Bought by
Apoupakoeth Saffy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,550
Interest Rate
6.67%

Purchase Details

Closed on
Nov 10, 1997
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $190,000 Old Republic National Title
Warranty Deed $125,000 None Listed On Document
Warranty Deed $125,000 None Listed On Document
Warranty Deed $109,500 None Available
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $180,500 New Conventional
Previous Owner $18,400 No Value Available
Previous Owner $100,600 New Conventional
Previous Owner $98,550 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/03/2025 07/03/25 Sold $190,000 0.0% $98 / Sq Ft
04/04/2025 04/04/25 Pending -- -- --
03/11/2025 03/11/25 For Sale $190,000 0.0% $98 / Sq Ft
02/26/2025 02/26/25 Pending -- -- --
02/19/2025 02/19/25 Price Changed $190,000 -5.0% $98 / Sq Ft
02/06/2025 02/06/25 Price Changed $200,000 -4.8% $103 / Sq Ft
01/31/2025 01/31/25 For Sale $210,000 0.0% $108 / Sq Ft
01/25/2025 01/25/25 Pending -- -- --
01/21/2025 01/21/25 For Sale $210,000 +40.9% $108 / Sq Ft
04/17/2024 04/17/24 Sold $149,000 0.0% $77 / Sq Ft View Prior Sale
04/01/2024 04/01/24 Pending -- -- --
03/04/2024 03/04/24 For Sale $149,000 -- $77 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,654 $47,700 $6,300 $41,400
2023 $2,585 $47,700 $6,300 $41,400
2022 $2,613 $47,700 $6,300 $41,400
2021 $2,610 $47,700 $6,300 $41,400
2020 $1,792 $47,700 $6,300 $41,400
2019 $1,466 $47,700 $6,300 $41,400
2018 $1,739 $47,700 $6,300 $41,400
2017 $2,888 $47,700 $6,300 $41,400
2016 $1,689 $47,700 $6,300 $41,400
2015 -- $47,700 $6,300 $41,400
2014 -- $47,700 $6,300 $41,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202510954

Global MLS

APN: 010300-010-075-0002-007-000-0000