$390,000
SOLD DEC 4, 2025

104 Florence Dr Monroe, NC 28110

4 Beds
3.5 Baths
2,254 Sq Ft
0.59 Acres

Recently Sold

$173 Per Sq Ft

9% Below List Price

51 Days on Market

Highlights

  • Private Lot
  • No HOA
  • 1 Car Detached Garage
  • Wooded Lot
  • Covered Patio or Porch
  • Crown Molding

About This Home

As of December 2025

LISTED $25K BELOW APPRAISAL VALUE! With a motivated seller eager to make a deal, this is your chance to secure an exceptional property at a great value! Schedule your private showing today and experience the perfect blend of comfort, quality, and modern living at 104 Florence Drive! Nestled in a quiet neighborhood with no HOA and just minutes from the Monroe Expressway for an easy commute to Charlotte. All major systems have been replaced for peace of mind! The home boasts a new roof and gutters, new HVAC system with two units, a new high-capacity Wi-Fi tankless water heater, new septic system with macerator pump, new plumbing fixtures throughout, new double-hung windows, new entry and interior doors, Wi-Fi thermostats, a digital Wi-Fi front door lock, a wireless doorbell; every upgrade ensures efficiency, reliability, and smart living. Prepare to be amazed by this stunningly remodeled split-level home, a true showcase of thoughtful craftsmanship, high-end upgrades, and elegant finishes throughout. This isn’t just a renovation, it’s a complete transformation designed to impress! This home features 4 bedrooms, 3.5 bathrooms, and 2,254 sq.ft. of beautifully finished living space; every detail has been designed for comfort, convenience, and long-term value. As you step inside, you will love the bright and airy open floor plan. Throughout the house, you'll find high-quality long-plank LVP flooring, elegant crown molding, fresh neutral color paint, modern light fixtures, Bluetooth ceiling fans with remotes in every room, and the living spaces are enhanced with new recessed lighting for a welcoming atmosphere. The stunning gourmet kitchen is a true centerpiece, featuring a large island, upgraded Samsung appliances, all-new solid wood cabinetry, quartz countertops, an oversized stainless steel sink, soft-close cabinetry, pull-out pot drawers, and lazy Susans for effortless storage. The primary suite is a private haven of comfort and sophistication. Spacious and serene, it features elegant crown molding, abundant natural light, and a calming atmosphere designed for rest. The stunning ensuite bathroom feels like a luxury spa, showcasing floor-to-ceiling designer tile, quartz countertops, custom cabinetry, and a walk-in shower with premium fixtures. Every detail has been thoughtfully curated to blend beauty and function, creating a retreat you’ll look forward to coming home to each day. All secondary bedrooms are generously sized, offering comfort and flexibility for family use, guests, or a home office. The laundry room is thoughtfully designed with cabinetry and shelving to keep everything organized and functional. The bathrooms have been fully reimagined with spa-like finishes, featuring floor-to-ceiling tile in showers, quartz countertops, and beautiful tiled floors, to create a luxurious yet practical retreat. The lower level features a spacious family room with a gas-burning fireplace, a wonderful gathering place for movie nights or hosting guests. An oversized, bright, and cozy sunroom floods the home with natural light and creates the perfect spot to relax year-round. Enjoy the outdoors on the beautiful paver-stone patio, perfect for entertaining and relaxation. Sitting on a generous 0.59-acre lot backing up to a wooded area with a creek, this property offers privacy and natural beauty. The oversized 1-car garage has also been renovated, providing excellent storage and including an ample attic space with a new roof. This isn’t just a cosmetic refresh; it’s a comprehensive top-to-bottom remodel with all-new systems, finishes, and features! From the stylish interiors to the peace of mind offered by new mechanical systems and smart-home conveniences, this home is move-in ready and built to impress! Don’t miss the opportunity to own a like-new home in a prime Monroe location without the restrictions of an HOA.

Last Agent to Sell the Property

Karina Roberts

NorthGroup Real Estate LLC Brokerage Email: realtorkarina.roberts@gmail.com License #320446 Listed on: 09/15/2025

NorthGroup Real Estate LLC

Last Buyer's Agent

Joseph McMurry

EXP Realty LLC Ballantyne License #301841

EXP Realty LLC Ballantyne

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1970

Lot Details

  • Private Lot
  • Wooded Lot
  • Property is zoned AQ4

Parking

  • 1 Car Detached Garage
  • Driveway
  • 6 Open Parking Spaces

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • French Doors
  • Family Room with Fireplace

Kitchen

  • Oven
  • Gas Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Finished Basement

  • Walk-Out Basement
  • Walk-Up Access
  • Exterior Basement Entry
  • Natural lighting in basement

Outdoor Features

  • Covered Patio or Porch

Schools

  • Wingate Elementary School
  • East Union Middle School
  • Forest Hills High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • Gas Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Urban Hills Subdivision

Listing and Financial Details

  • Assessor Parcel Number 09-084-018

Home Details

Home Type

Single Family

Year Built

Built in 1970

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1970
  • Road Surface Type: Concrete, Gravel, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 173.03
  • Geocode Confidence: High
  • Attribution Contact: realtorkarina.roberts@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement, Slab
  • Fireplace: Yes
  • Flooring: Tile, Vinyl
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 729
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 638
  • Appliances: Dishwasher, Disposal, Exhaust Hood, Gas Range, Gas Water Heater, Microwave, Oven, Refrigerator with Ice Maker, Tankless Water Heater, Washer/Dryer
  • Above Grade Finished Sq Ft: 1367
  • Has Basement: Daylight, Exterior Entry, Finished, Walk-Out Access, Walk-Up Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 887
  • Door Features: French Doors
  • Fireplace Features: Family Room, Wood Burning
  • Living Area: 2254
  • Bedroom Main: 1
  • Bedroom Basement: 1

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Awning(s), Covered, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking Spaces: 6
  • Open Parking: Yes
  • Parking Features: Driveway, Detached Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Septic Installed
  • Laundry Features: In Basement, Laundry Room, Lower Level
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Utilities: Electricity Connected, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Hoa Subject To Dues: No
  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: East Union
  • HOA Subject To: None

Lot Info

  • Lot Features: Private, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 09-084-018
  • Zoning: AQ4
  • Additional Parcels: No
  • Zoning Specification: AQ4

MLS Schools

  • Elementary School: Wingate
  • High School: Forest Hills

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 15, 2025
Closed on
Dec 4, 2025
Sold by
Titanium Properties Llc
Bought by
Carol Melissa Roman and Pope Robert Mitchell
Seller's Agent
Karina Roberts
NorthGroup Real Estate LLC
Buyer's Agent
Joseph McMurry
EXP Realty LLC Ballantyne
List Price
$429,000
Sold Price
$390,000
Premium/Discount to List
-$39,000
-9.09%
Views
94

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
44.76%
Original Mortgage
$382,936
Outstanding Balance
$382,936
Interest Rate
6.19%
Mortgage Type
FHA
Estimated Equity
$15,816

Purchase Details

Closed on
Mar 18, 2024
Sold by
Covington Edward B and Covington Laverne
Bought by
Titanium Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$266,000
Interest Rate
6.63%
Mortgage Type
Construction

Purchase Details

Closed on
Jul 2, 2002
Sold by
Fowler Eric N and Fowler Eric
Bought by
Covington Edward B and Covington Rosie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,398
Interest Rate
6.79%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 16, 2001
Sold by
Federal National Mortgage Association
Bought by
Fowler Eric

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,000
Interest Rate
7.19%

Purchase Details

Closed on
Mar 27, 2001
Sold by
Killian Roger A and Killian Sharon D
Bought by
Federal National Mortgage Association
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $390,000 None Listed On Document
Warranty Deed $209,000 Master Title
Warranty Deed $96,000 --
Warranty Deed -- --
Trustee Deed $65,845 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $382,936 FHA
Previous Owner $266,000 Construction
Previous Owner $94,398 FHA
Previous Owner $61,000 No Value Available
Closed $5,950 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/04/2025 12/04/25 Sold $390,000 -2.5% $173 / Sq Ft
10/28/2025 10/28/25 Price Changed $399,900 -3.6% $177 / Sq Ft
10/07/2025 10/07/25 Price Changed $415,000 -2.4% $184 / Sq Ft
09/27/2025 09/27/25 Price Changed $425,000 -0.9% $189 / Sq Ft
09/15/2025 09/15/25 For Sale $429,000 -- $190 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,146 $245,500 $0 $0
2024 $1,288 $118,100 $13,900 $104,200
2023 $1,288 $118,100 $13,900 $104,200
2022 $1,288 $118,100 $13,900 $104,200
2021 $1,288 $118,100 $13,900 $104,200
2020 $1,315 $97,630 $10,130 $87,500
2019 $1,315 $97,630 $10,130 $87,500
2018 $602 $97,630 $10,130 $87,500
2017 $1,334 $97,600 $10,100 $87,500
2016 $1,320 $97,630 $10,130 $87,500
2015 $758 $97,630 $10,130 $87,500
2014 $1,032 $84,570 $21,690 $62,880
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4302812

Canopy MLS (Canopy Realtor® Association)

APN: 09-084-018