$305,000
SOLD JUL 1, 2025

104 Four Winds Estates Dr Mount Sterling, KY 40353

4 Beds
3 Baths
2,904 Sq Ft
0.5 Acres

Recently Sold

$105 Per Sq Ft

2% Below List Price

19 Days on Market

Highlights

  • View of Trees or Woods
  • Deck
  • Main Floor Primary Bedroom
  • Cape Cod Architecture
  • Wood Flooring
  • Great Room

About This Home

As of July 2025

Thoughtfully designed, this spacious 4 BR + office, 3 full BA home offers the perfect mix of peaceful living and modern convenience with over 2,900 sf of living space. Nestled on a level lot in a serene setting, this home is just minutes from Winchester, Mt. Sterling, and easy access to I-64—close to schools & shopping.

Step inside to find a warm and inviting great room featuring a cozy gas fireplace, built-in shelves, and an abundance of natural light. Modern kitchen equipped with updated appliances, generous counter space, and a walkout to the back deck—perfect for entertaining or enjoying quiet evenings outdoors.

With 2 staircases—one on the west wing and one on the east—this home offers a unique and functional layout & seamless flow. You'll find 2 bedrooms conveniently located on the first floor and 2 spacious bedrooms upstairs, along with a loft area. The 4th BR is smaller but provides an en-suite perfect for a home office & the extra room w/french doors could be an eloquent substitute bedroom if need.

The large fenced-in backyard provides a private space for outdoor gatherings and perfect area for a pool. Move in ready, this home is prime location and a must see!

Last Agent to Sell the Property

Sara Bentley

Keller Williams Commonwealth License #285082 Listed on: 05/04/2025

Keller Williams Commonwealth

Last Buyer's Agent

Sara Bentley

Keller Williams Commonwealth License #285082 Listed on: 05/04/2025

Keller Williams Commonwealth

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1993

Lot Details

  • 0.5 Acre Lot
  • Privacy Fence
  • Wood Fence
  • Wire Fence

Property Views

  • Woods
  • Rural

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Dimensional Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,904 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Blinds
  • Insulated Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Great Room
  • Utility Room
  • Storage In Attic

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck

Schools

  • Camargo Elementary School
  • Mcnabb Middle School
  • Montgomery Co High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Air Source Heat Pump
  • Heating System Powered By Leased Propane
  • Propane
  • Gas Water Heater
  • Septic Tank

Community Details

  • Four Winds Est Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0180000022.30

Home Details

Home Type

Single Family

Year Built

Built in 1993

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Cape Cod
  • Year Built: 1993
  • Above Grade Finished Sq Ft: 2904.0
  • Levels: Two
  • New Construction: No
  • Roof:Dimensional Style: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile2: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • Fencing:Privacy: Yes
  • View:Rural: Yes
  • Fencing:Wood2: Yes
  • Architectural Style:Cape Cod: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Primary Downstairs, Walk-In Closet(s)
  • Flooring: Carpet, Hardwood, Tile
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: No
  • Total Bedrooms: 4
  • Fireplace Features: Family Room, Gas Log
  • Fireplace: Yes
  • LivingArea: 2904.0
  • Lot Size Area: 0.5
  • Window Features: Blinds, Insulated Windows
  • Fireplace Features:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:In-Law Floorplan: Yes

Exterior Features

  • Exterior Features: Other
  • Roof: Composition, Dimensional Style
  • Construction Materials: Vinyl Siding
  • Fencing: Privacy, Wood
  • Foundation Details: Block
  • List Price: 310000.0
  • Patio And Porch Features: Deck
  • Pool Private: No
  • View: Rural, Trees/Woods
  • View YN: Yes
  • Waterfront: No
  • Window Features:Blinds: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Forced Air, Heat Pump, Propane Tank Leased
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Propane Connected, Water Connected
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes
  • Heating:Propane Tank Leased: Yes

Schools

  • Elementary School: Camargo
  • High School: Montgomery Co
  • Middle or Junior School: McNabb

Lot Info

  • Lot Size Acres: 0.5
  • Lot Size Sq Ft: 21780.0
  • Parcel Number: 0180000022.30

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 4, 2025
Closed on
Jul 1, 2025
Sold by
Cheney Kyle A and Cheney Jaimee N
Bought by
Wolfe Jarrod M
Seller's Agent
Sara Bentley
Keller Williams Commonwealth
Buyer's Agent
Sara Bentley
Keller Williams Commonwealth
List Price
$310,000
Sold Price
$305,000
Premium/Discount to List
-$5,000
-1.61%
Views
55
Current Estimated Value
$315,251

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,251
Avg. Annual Appreciation
6.70%
Original Mortgage
$299,475
Outstanding Balance
$298,712
Interest Rate
6.85%
Mortgage Type
Construction
Estimated Equity
$16,539

Purchase Details

Listed on
Sep 6, 2024
Closed on
Oct 2, 2024
Sold by
Baker Wesley and Baker Tamara L
Bought by
Cheney Kyle A
Seller's Agent
Joshua Webb
Real Broker, LLC
Buyer's Agent
Sara Bentley
Keller Williams Commonwealth
List Price
$299,000
Sold Price
$299,000
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.68%
Original Mortgage
$182,000
Interest Rate
0.64%
Mortgage Type
Construction

Purchase Details

Listed on
Apr 10, 2015
Closed on
Aug 13, 2015
Sold by
Tilka Stephen M and Tilka Tracey J
Bought by
Baker Wesley and Baker Tamara L
Seller's Agent
Michael Jehlik HI- 171005
Caswell Prewitt Realty, Inc
Buyer's Agent
Cindy Walker
Sandy Stuart Realty
List Price
$163,000
Sold Price
$163,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.86%

Purchase Details

Closed on
Nov 1, 1996
Bought by
Tilka Stephen M and Tracey Jo
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $305,000 Attorney Only
Deed $299,000 Bluegrass Land Title
Grant Deed $163,000 --
Deed $76,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $299,475 Construction
Previous Owner $182,000 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/01/2025 07/01/25 Sold $305,000 -1.6% $105 / Sq Ft
05/23/2025 05/23/25 Pending -- -- --
05/04/2025 05/04/25 For Sale $310,000 +3.7% $107 / Sq Ft
10/02/2024 10/02/24 Sold $299,000 0.0% $103 / Sq Ft View Prior Sale
09/11/2024 09/11/24 Pending -- -- --
09/06/2024 09/06/24 For Sale $299,000 0.0% $103 / Sq Ft
08/25/2024 08/25/24 Pending -- -- --
08/23/2024 08/23/24 For Sale $299,000 +83.4% $103 / Sq Ft
08/12/2015 08/12/15 Sold $163,000 0.0% $56 / Sq Ft View Prior Sale
07/01/2015 07/01/15 Pending -- -- --
04/10/2015 04/10/15 For Sale $163,000 -- $56 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,749 $160,000 $0 $0
2023 $1,722 $160,000 $0 $0
2022 $1,720 $160,000 $0 $0
2021 $1,731 $160,000 $0 $0
2020 $1,738 $160,000 $0 $0
2019 $1,749 $160,000 $0 $0
2018 -- $160,000 $10,000 $150,000
2017 -- $160,000 $10,000 $150,000
2016 -- $163,000 $10,000 $153,000
2015 -- $126,000 $10,000 $116,000
2014 -- $126,000 $10,000 $116,000
2012 -- $126,000 $10,000 $116,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25009184

ImagineMLS (Bluegrass REALTORS®)

APN: 018-00-00-022.30