$775,000

104 Heritage Point Rd Deltaville, VA 23043

Estimated payment $4,322/month

Total Views 98
3 Beds
2 Baths
1,650 Sq Ft
$470 Price per Sq Ft

Highlights

  • Pier or Dock
  • Private Water Access
  • Cape Cod Architecture
  • Middlesex High School Rated 9+
  • River View
  • Deck

About This Home

Tucked in the waterfront neighborhood of Heritage Pt. on Sturgeon Creek, this cottage has wide views extending to the Rappahannock River. The large rear deck is perfect for relaxing, dining & entertaining. The moment you step into the foyer, the gorgeous waterviews pull you to the living area. A vaulted ceiling, FP, & accent paneling add warmth & charm. 2 sets of sliding doors open to the deck, extending living space outside. The open-concept creates a spacious dining area filled with light & beautiful waterviews. The kitchen features white cabinetry, a pantry, & ample counterspace for cooking. The dining area can accommodate a large table for family & friends. LVP flooring throughout the main level is ideal for sandy or wet feet. 2 comfortably sized guest bedrooms & a full bath are on the first floor. The private upstairs primary suite features vaulted ceilings, ensuite bath, & spacious balcony. Sliding doors open to sweeping creek views into the river & fill the room with abundant natural light. Imagine waking up to this view every morning, quiet, peaceful, the good life. A deck staircase leads to the water, where the sandy bottom is perfect for swimming & kayaking, & depending on the tide, a small beach area may be along the shoreline. The outdoor shower is a favorite after time on the creek. The garage offers storage & potential for more living space.Memories are waiting to be made:summer days kayaking & fishing,roasting oysters in the fall, or cozy weekends by the fire. Whether for everyday living or a seasonal escape, this property offers a classic Rivah experience.

Listing Agent

McKann Payne

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 License #0225241766 Listed on: 12/11/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,801

Year Built

  • Built in 1989

Lot Details

  • 0.75 Acre Lot
  • River Front

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Cape Cod Architecture
  • HardiePlank Type

Interior Spaces

  • 1,650 Sq Ft Home
  • 1.5-Story Property
  • Sheet Rock Walls or Ceilings
  • Cathedral Ceiling
  • Great Room with Fireplace
  • Dining Area
  • River Views
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Private Water Access
  • Balcony
  • Deck

Utilities

  • Central Air
  • Heating Available
  • Artesian Water
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 40-104-31

Community Details

Overview

  • Heritage Point Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,801

Year Built

Built in 1989

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.75
  • Water Body Name: Rappahannock River
  • Subdivision Name: Heritage Point
  • Architectural Style: Cape Cod
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Year Built: 1989
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Great Room
  • Fireplace: Yes
  • Flooring: Laminate/Wood, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Fireplace, Great Room
  • Living Area: 1650
  • Room Bedroom2 Level: First
  • Dining Room Features: Great Room Combination, Dining Area
  • Room Bedroom3 Level: Second

Exterior Features

  • Lot Features: .5-.9 acre
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: HardiPlank Type, Sheetrock Walls
  • Exterior Features: Balcony/Widow Walk
  • Patio And Porch Features: Deck
  • Roof: Age Unknown

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Attached, Two Car, Elec Garage Door Opener, Natural Driveway
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Artesian

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 32670
  • Zoning Description: R

Tax Info

  • Tax Annual Amount: 2801.12
  • Tax Book Number: D166-807,190-45,267
  • Tax Map Number: 40-104-31

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,801 $459,200 $287,000 $172,200
2024 $2,801 $459,200 $287,000 $172,200
2023 $2,801 $459,200 $287,000 $172,200
2022 $2,801 $459,200 $287,000 $172,200
2021 $2,877 $464,000 $307,500 $156,500
2020 $2,877 $464,000 $307,500 $156,500
2019 $2,877 $464,000 $307,500 $156,500
2018 $2,598 $464,000 $307,500 $156,500
2017 $2,598 $464,000 $307,500 $156,500
2016 $2,456 $463,300 $306,000 $157,300
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/11/2025 12/11/25 For Sale $775,000 -- $470 / Sq Ft
Source: Northern Neck Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed Of Distribution -- None Listed On Document
Deed -- None Available
Source: Public Records

Source: Northern Neck Association of REALTORS®

MLS Number: 119761

APN: 40-104-31