Seller's Agent in 2025
Rob Cole
Judy Dempcy Homes Powered by KW Pinnacle
(618) 632-4030
426 in this area
827 Total Sales
104 Ruth Dr O Fallon, IL 62269
2
Beds
3
Baths
1,676
Sq Ft
0.25
Acres Lot
Highlights
- Above Ground Pool
- Deck
- Bonus Room
- Evans Elementary School Rated A-
- Wood Flooring
- 5-minute walk to Thoman Park
About This Home
As of October 2025Welcome to this charming single-story home nestled in the heart of O'Fallon. This meticulously maintained residence features a highly functional main-level floor plan. The home boasts two generously sized bedrooms, a recently converted hall bathroom with a double vanity, a soaking tub, and a separate shower, along with a dedicated laundry nook. The spacious family room is anchored by a brick fireplace and offers seamless access to the back patio. The open-concept kitchen is a chef's delight, showcasing a large countertop with bar seating and an abundance of cabinetry. A convenient half bath and an expansive two-car garage complete the main level. The basement provides a versatile bonus room/office with an en suite half bath, both recently updated with new luxury vinyl plank flooring, a new vanity, a new toilet, and fresh paint. This lower level also presents an excellent opportunity for future expansion and includes ample storage space. The outdoor oasis is perfect for entertaining, offering a fully private, fenced-in yard. You'll find an above-ground pool and an extremely private hot tub area, which thoughtfully separates the two patios. Located just blocks from the vibrant O'Fallon downtown district, this property also has potential for future commercial use, should you desire, while still being an ideal single-family residence.
Last Agent to Sell the Property
Judy Dempcy Homes Powered by KW Pinnacle License #471.020181 Listed on: 09/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,677
Year Built
- Built in 1959
Lot Details
- 10,890 Sq Ft Lot
- Level Lot
Parking
- 2 Car Attached Garage
Home Design
- Brick Exterior Construction
Interior Spaces
- 1-Story Property
- Wood Burning Fireplace
- Living Room
- Dining Room
- Bonus Room
- Partially Finished Basement
Kitchen
- Built-In Oven
- Range
- Dishwasher
Flooring
- Wood
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Soaking Tub
Outdoor Features
- Above Ground Pool
- Deck
- Patio
- Porch
Schools
- Ofallon Dist 90 Elementary And Middle School
- Ofallon High School
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 04-31.0-206-019
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 20, 2025
Closed on
Oct 31, 2025
Sold by
Bought by
Seller's Agent
Rob Cole
Judy Dempcy Homes Powered by KW Pinnacle
Buyer's Agent
Sally Hohn
Coldwell Banker Brown Realtors
List Price
$275,000
Sold Price
$268,500
Premium/Discount to List
-$6,500
-2.36%
Views
277
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,597
Avg. Annual Appreciation
-1.66%
Original Mortgage
$268,500
Outstanding Balance
$268,245
Interest Rate
6.25%
Mortgage Type
VA
Estimated Equity
-$2,342
Purchase Details
Closed on
Sep 16, 2014
Sold by
Bought by
Purchase Details
Closed on
Aug 23, 2011
Sold by
Bought by
Purchase Details
Closed on
Apr 1, 1997
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $268,500 | Community Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $101,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $268,500 | VA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $268,500 | -2.4% | $160 / Sq Ft |
| 09/26/2025 09/26/25 | Pending | -- | -- | -- |
| 09/20/2025 09/20/25 | For Sale | $275,000 | -- | $164 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,698 | $69,552 | $8,818 | $60,734 |
| 2023 | $4,677 | $61,730 | $7,826 | $53,904 |
| 2022 | $3,410 | $56,753 | $7,195 | $49,558 |
| 2021 | $3,158 | $52,778 | $7,218 | $45,560 |
| 2020 | $3,115 | $49,958 | $6,832 | $43,126 |
| 2019 | $3,420 | $49,958 | $6,832 | $43,126 |
| 2018 | $3,313 | $48,508 | $6,634 | $41,874 |
| 2017 | $3,569 | $50,004 | $7,500 | $42,504 |
| 2016 | $3,553 | $48,837 | $7,325 | $41,512 |
| 2014 | $3,269 | $48,272 | $7,240 | $41,032 |
| 2013 | $2,890 | $47,532 | $7,129 | $40,403 |
Source: Public Records
Agents Affiliated with this Home
-
Rob Cole
-
Sally Hohn
Buyer's Agent in 2025
Sally Hohn
Coldwell Banker Brown Realtors
(618) 623-8924
27 in this area
66 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25064671
APN: 04-31.0-206-019
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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