$749,000
UNDER CONTRACT

104 Spruce Ln Ludlow, VT 05149

Estimated payment $4,988/month

2 Beds
2 Baths
1,644 Sq Ft
$456 Price per Sq Ft

Highlights

  • Lake Front
  • Deck
  • Lake, Pond or Stream
  • Water Access
  • Contemporary Architecture
  • Softwood Flooring

About This Home

Discover a rare opportunity with approximately 200 feet of prime lake frontage. This cozy two-bedroom, two-bath home is a blank slate for you to create your dream lakeside escape.

The property is a diamond in the rough! This a large level lot with a gently sloping path to the water, making it easy to enjoy all your favorite lake activities. A spacious garage provides plenty of room for vehicles and storage.

The best part? This property comes with an approved four-bedroom septic permit, giving you the flexibility to finish or expand the existing home. With its easy water access and development potential, this is an ideal property for a buyer looking to invest in a fantastic lakefront location.

Listing Agent

Michael Normyle

Mary W. Davis Realtor & Assoc., Inc. Brokerage Phone: 802-228-8811 Listed on: 09/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,204

Year Built

  • Built in 1988

Lot Details

  • 1 Acre Lot
  • Lake Front
  • Property is zoned Lakes

Parking

  • 2 Car Garage
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Pillar, Post or Pier Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Dining Room
  • Water Views

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Softwood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Nearby Water Access
  • Lake, Pond or Stream
  • Deck
  • Outdoor Storage
  • Porch

Utilities

  • Baseboard Heating
  • Drilled Well
  • Septic Tank
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,204

Year Built

Built in 1988

Lot Details

0

Parking

2

Listing Details

  • Directions: From VT Rte 100 turn onto Red Bridge Rd., and then right on Spruce Lane in approx. 200 yards. House is on the right approx. 150 down the lane.
  • Resort: No
  • Seasonal: No
  • Property Type: Residential
  • Year Built: 1988
  • Display On Internet: Cable Internet
  • Architectural Style: Contemporary, Ranch
  • ResoLotFeatures: Lake Frontage
  • Road Frontage Type: Public Maintained Road
  • PropertySubType: Single Family Residence
  • Attribution Contact: Off: 802-228-8811
  • MLS Status: (31) Under Contract - Active Under Contract
  • Above Grade Finished Sq Ft: 1644.0
  • Reso Interior Features: Wood Fireplace, 1st Floor Laundry, Walkup Attic, Attic with Pulldown
  • Unit Levels: Two
  • ResoPropertyCondition: Existing
  • Flood_Zone: Land Only
  • Foreclosed_Or_Bank_Owned_Or_REO: No
  • Mobile_Home: No
  • Pre_Construction: No
  • Room_1_Type: Kitchen
  • Room_2_Type: Dining Room
  • Room_4_Type: Primary Bedroom
  • Room_5_Type: Bathroom Full
  • Room_6_Type: Bedroom
  • Room_7_Type: Bathroom Full
  • Room_8_Type: Porch
  • Room_9_Type: Other
  • Water_Body_Access: Yes
  • Water_Body_Type: Lake
  • Water_View: Yes
  • Water_Access_Details: Directly Adjoining
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
  • Total Bedrooms: 2
  • Flooring: Carpet, Ceramic Tile, Softwood, Vinyl
  • Basement YN: No
  • Full Bathrooms: 2

Exterior Features

  • Driveway: Gravel
  • Exterior Features: Deck, Screened Porch, Storage
  • Roof: Metal
  • Water Body Name: Lake Pauline
  • Construction Type: Vinyl Siding
  • Waterfront: Yes
  • Exclusions: Owner is taking her primary bedroom furniture, desk in the adjacent reading room and a few pieces or artwork
  • Foundation Details: Pillar/Post/Pier, Poured Concrete

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Driveway, Off Street, Parking Spaces 3

Utilities

  • Electric: 200+ Amp Service
  • Sewer: 1000 Gallon
  • Heating: Propane, Baseboard
  • Cooling: None
  • Utilities: Phone, Cable
  • Water Source: Drilled Well

Lot Info

  • Surveyed: Unknown
  • Zoning: Lakes
  • Lot Size Acres: 1.0
  • Lot Size Sq Ft: 43560.0

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 12203.64

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,120 $528,000 $306,000 $222,000
2023 $8,690 $528,000 $306,000 $222,000
2022 $9,825 $528,000 $306,000 $222,000
2021 $10,021 $528,000 $306,000 $222,000
2020 $7,726 $378,100 $208,100 $170,000
2019 $7,621 $378,100 $208,100 $170,000
2018 $7,508 $378,100 $208,100 $170,000
2016 $7,465 $378,100 $208,100 $170,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/30/2025 09/30/25 For Sale $749,000 -- $456 / Sq Ft
Source: PrimeMLS

Source: PrimeMLS

MLS Number: 5063567

PrimeMLS

APN: 363-112-11302

Vermont Windsor County Ludlow 05149

104 Spruce Ln, Ludlow, VT

This home is located at 104 Spruce Ln, Ludlow, VT 05149 and is currently priced at $749,000, approximately $455 per square foot. This property was built in 1988. 104 Spruce Ln is a home located in Windsor County with nearby schools including Ludlow Elementary School.

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PrimeMLS Copyright 2025 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Michael Normyle
Listing Agent
Michael Normyle
Section Image
Mary W. Davis Realtor & Assoc., Inc.
(802) 755-2530