$409,900
PENDING $9K PRICE DROP

104 Temple St Gardner, MA 01440

Estimated payment $2,509/month

Total Views 3,435
3 Beds
2 Baths
1,327 Sq Ft
$309 Price per Sq Ft

Highlights

  • Golf Course Community
  • Cape Cod Architecture
  • No HOA
  • Medical Services
  • Solid Surface Countertops
  • Stainless Steel Appliances

About This Home

Welcome home! An enclosed front porch leads you into this beautifully updated residence. The sun-filled living room features a picture window and a sliding glass door that opens to the backyard—perfect for indoor-outdoor living. The REMODELED KITCHEN boasts STAINLESS FRIDGE, RANGE, MICROWAVE, GRANITE COUNTERS, modern white SHAKER CABINETS, and recessed lighting, flowing seamlessly into the dining area. A convenient storage room with STACKABLE WASHER/DRYER and a full bath complete the first floor. Upstairs, you’ll find three bedrooms and a spacious full bathroom highlighted by recessed lighting and skylights. Outside, enjoy a generous FENCED IN YARD and a detached TWO CAR GARAGE. Don't forget to ask about the many improvements and upgrades. Truly move-in ready—just unpack and enjoy! SELLER CREDIT UP TO $5000 FOR NEW BUYER.

Listing Agent

Jay Johnson

Coldwell Banker Realty - Leominster Listed on: 02/03/2026

Coldwell Banker Realty - Leominster

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,624

Year Built

  • Built in 1900

Lot Details

  • 10,936 Sq Ft Lot
  • Fenced Yard
  • Level Lot
  • Cleared Lot

Parking

  • 2 Car Detached Garage
  • Driveway
  • 4 Open Parking Spaces
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Stone Foundation
  • Frame Construction
  • Blown Fiberglass Insulation
  • Shingle Roof

Interior Spaces

  • 1,327 Sq Ft Home
  • Skylights
  • Recessed Lighting
  • Insulated Windows
  • Sliding Doors
  • Insulated Doors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • 2 Full Bathrooms
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Block Basement Construction

Outdoor Features

  • Bulkhead
  • Enclosed Patio or Porch

Utilities

  • No Cooling
  • 1 Heating Zone
  • Heating System Uses Oil
  • Baseboard Heating
  • 100 Amp Service
  • Water Heater
  • Cable TV Available

Additional Features

  • Energy-Efficient Thermostat
  • Property is near schools

Listing and Financial Details

  • Legal Lot and Block 24 / 14
  • Assessor Parcel Number M:R22 B:14 L:24,3538299

Community Details

Overview

  • No Home Owners Association

Amenities

  • Medical Services
  • Shops

Recreation

  • Golf Course Community
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,624

Year Built

Built in 1900

Lot Details

0.25 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cape
  • Year Built: 1900
  • Year Built Details: Actual,Renovated Since
  • Year Round: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Wood Laminate
  • Door Features: Insulated Doors
  • Fireplace YN: No
  • Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
  • Total Bedrooms: 3
  • Room Bedroom2 Level: Second
  • Room Bedroom2 Features: Closet, Flooring - Vinyl, Cable Hookup
  • Room Bedroom3 Features: Flooring - Vinyl
  • Room Bedroom3 Level: Second
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Room Master Bedroom Features: Closet, Flooring - Vinyl
  • Room Master Bedroom Level: Second
  • Master Bathroom Features: No
  • Bathroom 1 Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl, Countertops - Stone/Granite/Solid, Recessed Lighting
  • Bathroom 1 Level: First
  • Bathroom 2 Level: Second
  • Bathroom 2 Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Skylight, Flooring - Vinyl, Countertops - Stone/Granite/Solid, Recessed Lighting
  • Room Dining Room Features: Flooring - Vinyl, Recessed Lighting
  • Room Dining Room Level: First
  • Room Kitchen Level: First
  • Room Kitchen Features: Flooring - Vinyl, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances
  • Laundry Features: Laundry Closet, Flooring - Vinyl, Electric Dryer Hookup, Washer Hookup, First Floor
  • Room Living Room Level: First
  • Room Living Room Features: Flooring - Vinyl, Exterior Access, Recessed Lighting, Slider
  • Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
  • Above Grade Finished Sq Ft: 1327
  • Living Area: 1327
  • Spa YN: No
  • Window Features: Insulated Windows
  • MAIN LO: AN2314
  • Insulation: Fiberglass

Exterior Features

  • Exterior Features: Porch - Enclosed, Patio, Fenced Yard
  • Construction Materials: Frame
  • Fencing: Fenced
  • Foundation Details: Stone
  • Home Warranty YN: No
  • Patio And Porch Features: Porch - Enclosed, Patio
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage YN: No
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage YN: Yes
  • Open Parking Spaces: 4
  • Open Parking YN: Yes
  • Parking Features: Detached, Paved Drive, Off Street, Paved
  • Total Parking Spaces: 6

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Dryer, Washer Hookup
  • Cooling: None
  • Heating: Baseboard, Oil
  • Cooling Y N: No
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 1
  • COOLING ZONES: 0

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Shopping, Park, Golf, Medical Facility, Public School, University
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:R22 B:14 L:24,3538299
  • Zoning: RES
  • Farm Land Area Units: Square Feet
  • Lot Features: Cleared, Level
  • Lot Size Acres: 0.25
  • Lot Size Sq Ft: 10936
  • Lot Size Units: Acres
  • Property Attached YN: No

Green Features

  • Green Energy Efficient: Thermostat

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3624
  • Tax Block: 14
  • Tax Lot: 24

Multi Family

  • Basement Included Sq Ft: No

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,624 $252,400 $76,000 $176,400
2024 $3,568 $238,000 $69,100 $168,900
2023 $3,516 $218,000 $68,100 $149,900
2022 $3,190 $171,600 $51,600 $120,000
2021 $3,058 $152,600 $44,800 $107,800
2020 $2,951 $149,500 $44,800 $104,700
2019 $2,828 $140,400 $44,800 $95,600
2018 $2,639 $130,200 $44,800 $85,400
2017 $2,687 $131,200 $44,800 $86,400
2016 $2,518 $123,000 $44,800 $78,200
2015 $2,418 $121,000 $44,800 $76,200
2014 $2,404 $127,400 $52,100 $75,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/13/2026 03/13/26 Pending -- -- --
03/13/2026 03/13/26 Price Changed $409,900 -2.2% $309 / Sq Ft
03/09/2026 03/09/26 Price Changed $419,000 -1.2% $316 / Sq Ft
03/02/2026 03/02/26 Price Changed $424,000 0.0% $320 / Sq Ft
03/02/2026 03/02/26 For Sale $424,000 +1.2% $320 / Sq Ft
02/20/2026 02/20/26 Off Market $419,000 -- --
02/09/2026 02/09/26 Pending -- -- --
02/03/2026 02/03/26 For Sale $419,000 -- $316 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $212,000 --
Deed $212,000 --
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed $40,784 None Available
Quit Claim Deed $40,784 None Available
Quit Claim Deed $38,987 None Available
Quit Claim Deed $38,987 None Available
Warranty Deed $28,000 --
Warranty Deed $28,000 --
Warranty Deed $28,000 --
Foreclosure Deed $212,876 --
Foreclosure Deed $212,876 --
Deed $173,600 --
Deed $173,600 --
Deed $173,600 --
Deed $80,000 --
Deed $80,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $270,000 Purchase Money Mortgage
Closed $270,000 New Conventional
Previous Owner $173,600 Purchase Money Mortgage
Source: Public Records

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73473759

MLS Property Information Network (MLS PIN)

APN: GARD-000022R-000014-000024

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