NOT LISTED FOR SALE

104 Temple St Gardner, MA 01440

Estimated Value: $203,000 - $234,662

3 Beds
1 Bath
1,327 Sq Ft
$164/Sq Ft Est. Value

About This Home

This home is located at 104 Temple St, Gardner, MA 01440 and is currently estimated at $217,416, approximately $163 per square foot. 104 Temple St is a home located in Worcester County with nearby schools including Gardner High School, Holy Family Academy, and Wachusett Hills Christian School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 25, 2025
Sold by
Velvet Inv Group Llc
Bought by
Effa David
Current Estimated Value
$217,416

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Outstanding Balance
$269,057
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
-$51,641

Purchase Details

Closed on
Dec 8, 2023
Sold by
Magpie Investments Llc
Bought by
Velvet Inv Group Llc

Purchase Details

Closed on
Aug 22, 2021
Sold by
Jazz Up Indy Inc
Bought by
Magpie Investments Llc

Purchase Details

Closed on
Aug 3, 2021
Sold by
Rv Holdings 8 Llc
Bought by
Jazz Up Indy Inc

Purchase Details

Closed on
Feb 15, 2012
Sold by
Fnma
Bought by
Rv Holdings Eight Llc

Purchase Details

Closed on
Jan 12, 2012
Sold by
Barnes 2Nd Thomas M and Jp Morgan Chase Bank N
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jun 28, 2007
Sold by
Krnan Viera S and Zilkova Viera S
Bought by
Barnes Shannon L and Barnes Thomas M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,600
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 26, 1991
Sold by
Comeau Raymond G and Comeau Eleanor R
Bought by
Krnan Palo B and Krnan Viera
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Effa David $212,000 --
Effa David $212,000 --
Velvet Inv Group Llc -- None Available
Velvet Inv Group Llc -- None Available
Magpie Investments Llc $40,784 None Available
Magpie Investments Llc $40,784 None Available
Jazz Up Indy Inc $38,987 None Available
Jazz Up Indy Inc $38,987 None Available
Rv Holdings Eight Llc $28,000 --
Rv Holdings Eight Llc $28,000 --
Rv Holdings Eight Llc $28,000 --
Federal National Mortgage Association $212,876 --
Federal National Mortgage Association $212,876 --
Barnes Shannon L $173,600 --
Barnes Shannon L $173,600 --
Barnes Shannon L $173,600 --
Krnan Palo B $80,000 --
Krnan Palo B $80,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Effa David $270,000
Closed Effa David $270,000
Previous Owner Barnes Shannon L $173,600
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,624 $252,400 $76,000 $176,400
2024 $3,568 $238,000 $69,100 $168,900
2023 $3,516 $218,000 $68,100 $149,900
2022 $3,190 $171,600 $51,600 $120,000
2021 $3,058 $152,600 $44,800 $107,800
2020 $2,951 $149,500 $44,800 $104,700
2019 $2,828 $140,400 $44,800 $95,600
2018 $2,639 $130,200 $44,800 $85,400
2017 $2,687 $131,200 $44,800 $86,400
2016 $2,518 $123,000 $44,800 $78,200
2015 $2,418 $121,000 $44,800 $76,200
2014 $2,404 $127,400 $52,100 $75,300
Source: Public Records

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