104 Temple St Gardner, MA 01440
Estimated Value: $203,000 - $234,662
3
Beds
1
Bath
1,327
Sq Ft
$164/Sq Ft
Est. Value
About This Home
This home is located at 104 Temple St, Gardner, MA 01440 and is currently estimated at $217,416, approximately $163 per square foot. 104 Temple St is a home located in Worcester County with nearby schools including Gardner High School, Holy Family Academy, and Wachusett Hills Christian School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Aug 25, 2025
Sold by
Velvet Inv Group Llc
Bought by
Effa David
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Outstanding Balance
$269,295
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
-$51,879
Purchase Details
Closed on
Dec 8, 2023
Sold by
Magpie Investments Llc
Bought by
Velvet Inv Group Llc
Purchase Details
Closed on
Aug 22, 2021
Sold by
Jazz Up Indy Inc
Bought by
Magpie Investments Llc
Purchase Details
Closed on
Aug 3, 2021
Sold by
Rv Holdings 8 Llc
Bought by
Jazz Up Indy Inc
Purchase Details
Closed on
Feb 15, 2012
Sold by
Fnma
Bought by
Rv Holdings Eight Llc
Purchase Details
Closed on
Jan 12, 2012
Sold by
Barnes 2Nd Thomas M and Jp Morgan Chase Bank N
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Jun 28, 2007
Sold by
Krnan Viera S and Zilkova Viera S
Bought by
Barnes Shannon L and Barnes Thomas M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,600
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 26, 1991
Sold by
Comeau Raymond G and Comeau Eleanor R
Bought by
Krnan Palo B and Krnan Viera
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Effa David | $212,000 | -- | |
| Effa David | $212,000 | -- | |
| Velvet Inv Group Llc | -- | None Available | |
| Velvet Inv Group Llc | -- | None Available | |
| Magpie Investments Llc | $40,784 | None Available | |
| Magpie Investments Llc | $40,784 | None Available | |
| Jazz Up Indy Inc | $38,987 | None Available | |
| Jazz Up Indy Inc | $38,987 | None Available | |
| Rv Holdings Eight Llc | $28,000 | -- | |
| Rv Holdings Eight Llc | $28,000 | -- | |
| Rv Holdings Eight Llc | $28,000 | -- | |
| Federal National Mortgage Association | $212,876 | -- | |
| Federal National Mortgage Association | $212,876 | -- | |
| Barnes Shannon L | $173,600 | -- | |
| Barnes Shannon L | $173,600 | -- | |
| Barnes Shannon L | $173,600 | -- | |
| Krnan Palo B | $80,000 | -- | |
| Krnan Palo B | $80,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Effa David | $270,000 | |
| Closed | Effa David | $270,000 | |
| Previous Owner | Barnes Shannon L | $173,600 |
Source: Public Records
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,624 | $252,400 | $76,000 | $176,400 |
| 2024 | $3,568 | $238,000 | $69,100 | $168,900 |
| 2023 | $3,516 | $218,000 | $68,100 | $149,900 |
| 2022 | $3,190 | $171,600 | $51,600 | $120,000 |
| 2021 | $3,058 | $152,600 | $44,800 | $107,800 |
| 2020 | $2,951 | $149,500 | $44,800 | $104,700 |
| 2019 | $2,828 | $140,400 | $44,800 | $95,600 |
| 2018 | $2,639 | $130,200 | $44,800 | $85,400 |
| 2017 | $2,687 | $131,200 | $44,800 | $86,400 |
| 2016 | $2,518 | $123,000 | $44,800 | $78,200 |
| 2015 | $2,418 | $121,000 | $44,800 | $76,200 |
| 2014 | $2,404 | $127,400 | $52,100 | $75,300 |
Source: Public Records
Map
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