NOT LISTED FOR SALE

1040 Cove Trail Chesterton, IN 46304

Estimated Value: $259,000 - $328,000

3 Beds
2 Baths
1,434 Sq Ft
$214/Sq Ft Est. Value

Last Sold August 21, 2023

Last sale price $314,500 $219 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,029/month

57 Days on Market

Highlights

  • Deck
  • 2 Car Attached Garage
  • 1-Story Property
  • Newton Yost Elementary School Rated A-
  • Tile Flooring
  • 2-minute walk to Porter Cove Park

About This Home

As of August 2023

You should not wait to see this one! This 3-bedroom, 2 bath, Updated ranch in Porter Cove in Porter/Chesterton won't last long. This fabulous ranch includes a remodeled kitchen and both bathrooms have also been updated. It has had some recent updates all within the last 5 years or less, such as windows, doors, light fixtures. The unfinished basement could be an additional 1434 sq ft of living space. Brand new furnace June 2023. New storage shed and fully fenced yard. The large deck is accessible from the living room sliding door. Duneland schools. Close to the bike trail and just minutes to the Dunes and expressways.

Last Agent to Sell the Property

Marcy Norman

Trendsetters Realty, LLC License #RB14041642 Listed on: 05/26/2023

Trendsetters Realty, LLC

Last Buyer's Agent

Jaclyn D'Andrea

Exclusive REALTORS License #RB19000288

Exclusive REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,918

Year Built

  • Built in 1995

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 75x147
  • Fenced

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Brick Foundation

Interior Spaces

  • 1,434 Sq Ft Home
  • 1-Story Property
  • Natural lighting in basement

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck

Schools

  • Chesterton Middle School
  • Chesterton Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 640603253002000026

Community Details

Overview

  • Property has a Home Owners Association
  • Porter Cove Association, Phone Number (219) 628-4380
  • Porter Cove 01 Subdivision

Amenities

  • Community Storage Space

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,918

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1995
  • Reso Property Sub Type: Single Family Residence
  • ResoLotFeatures: Level, Paved
  • Road Surface Type: Paved
  • Co List Office Mls Id: NRA403
  • Subdivision Name: Porter Cove 01
  • Above Grade Finished Sq Ft: 1434
  • Architectural Style: Bungalow
  • Garage Yn: Yes
  • Unit Levels: One
  • Reso Other Structures: Shed(s), Storage
  • Property Attached Yn: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator
  • Interior Amenities: Primary Downstairs
  • Basement: Daylight, Sump Pump
  • Flooring: Carpet, Tile
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Fencing: Fenced
  • Acres: 0.253
  • Construction Type: Brick, Vinyl Siding
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached, Garage Door Opener, Off Street

Utilities

  • Utilities: Electricity Available, Natural Gas Available
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalks
  • Association Fee: 48.33
  • Association Name: porter cove
  • Phone: 219-628-4380
  • Association: Yes

Schools

  • Junior High Dist: Duneland School Corporation
  • Middle Or Junior School: Chesterton Middle School

Lot Info

  • Lot Dimensions: 75x147
  • Lot Size Sq Ft: 11021
  • Parcel #: 640603253002000026

Tax Info

  • Year: 2022
  • Tax Annual Amount: 2918

MLS Schools

  • HighSchool: Chesterton Senior High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 26, 2023
Closed on
Aug 21, 2023
Sold by
Davis Terri Jean
Bought by
Pierce Nicholas James
Seller's Agent
Marcy Norman
Trendsetters Realty, LLC
Buyer's Agent
Jaclyn D'Andrea
Exclusive REALTORS
List Price
$324,500
Sold Price
$314,500
Premium/Discount to List
-$10,000
-3.08%
Current Estimated Value
$320,647

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,147
Avg. Annual Appreciation
-0.81%
Original Mortgage
$283,050
Outstanding Balance
$277,695
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$31,780

Purchase Details

Listed on
May 28, 2013
Closed on
Jul 19, 2013
Sold by
Paluch Andrew and Paluch Christine
Bought by
Davis Terri Jean
Seller's Agent
Dorothea Snyder
Coldwell Banker Real Estate Gr
Buyer's Agent
Ruth Norlington
McColly Real Estate
List Price
$174,900
Sold Price
$174,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.98%
Original Mortgage
$148,104
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 15, 2009
Sold by
Gersna Joe W and Gersna Sandra Kay
Bought by
Paluch Andrew and Paluch Christine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,100
Interest Rate
5.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 15, 2008
Sold by
Hsbc Mortgage Services Inc
Bought by
Gersna Joe W and Gersna Sandra Kay

Purchase Details

Closed on
Dec 12, 2007
Sold by
Worthington Kelly W and Porter Cove Homeowners Assn In
Bought by
Hsbc Mortgage Services Inc

Purchase Details

Closed on
Oct 11, 2006
Sold by
Worthington Kelly W and Worthington Cindy
Bought by
Worthington Kelly W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,400
Interest Rate
10.14%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pierce Nicholas James $314,500 Chicago Title
Davis Terri Jean -- Chicago Title Insurance Comp
Paluch Andrew -- Ticor Title Insurance Co
Gersna Joe W -- Reo Title Services
Hsbc Mortgage Services Inc $163,800 None Available
Worthington Kelly W -- Indiana Title Network Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pierce Nicholas James $283,050
Previous Owner Steinhubel Terri Jean $10,000
Previous Owner Davis Terri Jean $148,104
Previous Owner Paluch Andrew $152,100
Previous Owner Worthington Kelly W $163,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2023 08/21/23 Sold $314,500 -3.1% $219 / Sq Ft
07/26/2023 07/26/23 Pending -- -- --
05/30/2023 05/30/23 For Sale $324,500 +85.5% $226 / Sq Ft
07/19/2013 07/19/13 Sold $174,900 0.0% $122 / Sq Ft
06/04/2013 06/04/13 Pending -- -- --
05/28/2013 05/28/13 For Sale $174,900 -- $122 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,289 $310,000 $53,600 $256,400
2023 $3,269 $291,500 $49,500 $242,000
2022 $2,918 $263,500 $49,500 $214,000
2021 $2,461 $221,600 $49,500 $172,100
2020 $2,368 $212,600 $45,400 $167,200
2019 $2,270 $204,000 $45,400 $158,600
2018 $2,161 $191,700 $45,400 $146,300
2017 $2,104 $187,000 $45,400 $141,600
2016 $2,061 $183,300 $49,200 $134,100
2014 $1,901 $170,700 $44,400 $126,300
2013 -- $166,600 $45,400 $121,200
Source: Public Records

Agents Affiliated with this Home

  • Marcy Norman

    Seller's Agent in 2023

    Marcy Norman

    Trendsetters Realty, LLC

    (219) 241-2918

    3 in this area

    36 Total Sales

    Section Image
  • Jaclyn D'Andrea

    Buyer's Agent in 2023

    Jaclyn D'Andrea

    Exclusive REALTORS

    (708) 990-5720

    1 in this area

    106 Total Sales

    Section Image
  • Dorothea Snyder

    Seller's Agent in 2013

    Dorothea Snyder

    Coldwell Banker Real Estate Gr

    (219) 510-4277

    36 Total Sales

    Section Image

  • R

    Buyer's Agent in 2013

    Ruth Norlington

    McColly Real Estate

See All Agents

Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 531108

Northwest Indiana Association of REALTORS®

APN: 64-06-03-253-002.000-026

Indiana Porter County Chesterton 46304

1040 Cove Trail, Chesterton, IN

This home is located at 1040 Cove Trail, Chesterton, IN 46304 since 26 May 2023 and is currently estimated at $306,198, approximately $213 per square foot. This property was built in 1995. 1040 Cove Trail is a home located in Porter County with nearby schools including Newton Yost Elementary School, Westchester Intermediate School, and Chesterton Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Indiana Association of REALTORS® Copyright 2025 MuItiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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