$1,129,500
SOLD AUG 30, 2022

1040 Jefferson Dock Rd Penhook, VA 24137

5 Beds
3 Baths
3,265 Sq Ft
0.75 Acres

Recently Sold

$346 Per Sq Ft

6% Below List Price

58 Days on Market

Highlights

  • 113 Feet of Waterfront
  • Lake View
  • Ranch Style House
  • 1 Dock Slip
  • Deck
  • No HOA

About This Home

As of August 2022

Waterfront house on Smith Mountain Lake with that ''sweet spot'' location, tucked just inside a cove off the main channel.Views of the water and mountain, but with the privacy and quiet you you desire! Super comfortable home with main level living including a spacious screenedporch and decks spanning the length of the house on both levels. Kitchen has granite countertops, new stainless steel gas range, double ovens and refrigerator.Other recent upgrades include tankless hot water heater and the oversized two car garage has electric sufficient for two car chargers. Lower level has highceilings and plenty of room for guests. Paved pathway to the dock and deep water!

Last Agent to Sell the Property

Debbie Shelton

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225083584 Listed on: 05/18/2022

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,809

Year Built

  • Built in 2009

Lot Details

  • 0.75 Acre Lot
  • 113 Feet of Waterfront
  • Fenced Yard
  • Lot Sloped Down
  • Property is zoned RC1

Parking

  • 2 Car Detached Garage

Property Views

  • Lake
  • Mountain

Home Design

  • Ranch Style House
  • Hardboard

Interior Spaces

  • Gas Log Fireplace
  • Great Room with Fireplace
  • Screened Porch
  • Storage

Kitchen

  • Built-In Oven
  • Gas Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms | 3 Main Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Rip-Rap
  • 1 Dock Slip
  • Deck

Schools

  • Glade Hill Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Humidifier
  • Heat Pump System
  • Underground Utilities
  • Tankless Water Heater
  • Propane Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Harbor Landing Subdivision

Listing and Financial Details

  • Tax Lot 11

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,809

Year Built

Built in 2009

Lot Details

0

Listing Details

  • Interior Features: Gas Log Fireplace, Storage, Walk-in-Closet
  • Heating System: Heat Pump Electric
  • Fireplace(s): Great Room
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Walkout - Full
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Humidifier, Microwave Oven (Built In), Range Gas, Refrigerator, Wall Oven
  • Cooling System: Heat Pump Electric
  • Outside Features: Covered Porch, Deck, Fenced Yard, Paved Driveway, Screened Porch
  • Views: Lake, Mountain, Sunrise
  • BedroomsBREntryLevel: 3
  • BedroomsBRLowerLevel: 2
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1765.00
  • Fireplace Number Fireplaces: 1
  • FullBathsFullBathsEntryLvl: 2
  • FullBathsFullBathsLowerLvl: 1
  • Grand Total Attached S Q F T: 3265
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LengthOfWaterfront: 113.00
  • LowerBelowGrdFin Sq Ft: 1500.00
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBREntryLvl: 1
  • NumberPrimCovSpaces: 2.00
  • Hoa2 Or Poa: No
  • PrimCoveredPrking: Garage Detached
  • RatifiedContractDt: 2022-07-15
  • Residential Type: Detached
  • Style Of House: Ranch
  • SubdivisionMap: Harbor Landing
  • Total Above Grd Fin S Q F T: 1765
  • TotalBdrm: 5
  • TotalBths: 3.00
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 3265.00
  • Water Class: Waterfront Property
  • WaterDetailsNumberCoveredSlips: 1
  • Water Htr Energy: Propane
  • WaterID: Smith Mtn Lake
  • YardSign: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch, Rear Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Private Well
  • Water Heater Type: Tank-less

Association/Amenities

  • Misc Features: Cable TV, Paved Road, Underground Util

Schools

  • Elementary School: Glade Hill
  • Middle School: Ben Franklin Middle
  • High School: Franklin County

Lot Info

  • Lot Description: Down Slope
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.75
  • Lot: 11
  • ZoningCode: RC1

Green Features

  • Water Features: Cove, Riprap Shoreline

Building Info

  • Year Built: 2009

Tax Info

  • Taxes (6 mo): 3809.00
  • FILLTAXID: 0510501100

MLS Schools

  • Elementary School: Glade Hill
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 18, 2022
Closed on
Aug 24, 2022
Sold by
Bement Douglas J and Bement Cynthia C
Bought by
Frazier Robert S and Frazer Vickie L
Seller's Agent
Debbie Shelton
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$1,199,900
Sold Price
$1,129,500
Premium/Discount to List
-$70,400
-5.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.72%
Original Mortgage
$647,200
Outstanding Balance
$618,903
Interest Rate
5.54%
Mortgage Type
New Conventional
Estimated Equity
$645,429

Purchase Details

Listed on
Jan 29, 2019
Closed on
Nov 7, 2019
Sold by
Granger R Eugene R and Granger Noelle A
Bought by
Bement Douglas J and Bement Cynthia C
Seller's Agent
Bruce Carrington
FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY
Buyer's Agent
Default Agent
Default Office
List Price
$695,000
Sold Price
$625,000
Premium/Discount to List
-$70,000
-10.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.63%
Original Mortgage
$500,000
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 5, 2011
Sold by
Granger Family Limited Partnership
Bought by
Granger R Eugene and Granger Noelle A

Purchase Details

Closed on
May 6, 2008
Sold by
Geiger Edward T and Geiger Patricia D
Bought by
Granger Family Lp
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,129,500 --
Deed $625,000 Nationwide Title Clearing
Gift Deed -- --
Deed $322,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $647,200 New Conventional
Previous Owner $500,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/01/2025 10/01/25 For Sale $1,499,900 0.0% $459 / Sq Ft
09/29/2025 09/29/25 Price Changed $1,499,900 +32.8% $459 / Sq Ft
08/30/2022 08/30/22 Sold $1,129,500 -5.9% $346 / Sq Ft
07/15/2022 07/15/22 Pending -- -- --
05/18/2022 05/18/22 For Sale $1,199,900 +92.0% $368 / Sq Ft
11/15/2019 11/15/19 Sold $625,000 -10.1% $191 / Sq Ft View Prior Sale
10/15/2019 10/15/19 Pending -- -- --
01/29/2019 01/29/19 For Sale $695,000 -- $213 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,789 $1,113,800 $222,000 $891,800
2023 $3,809 $624,400 $195,000 $429,400
2022 $3,809 $624,400 $195,000 $429,400
2021 $3,809 $624,400 $195,000 $429,400
2020 $3,809 $624,400 $195,000 $429,400
2019 $3,550 $581,900 $195,000 $386,900
2018 $3,550 $581,900 $195,000 $386,900
2017 $3,200 $622,100 $215,000 $407,100
2016 $3,200 $622,100 $215,000 $407,100
2015 $3,359 $622,100 $215,000 $407,100
2014 $3,359 $622,100 $215,000 $407,100
2013 $3,359 $622,100 $215,000 $407,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 889604

Roanoke Valley Association of REALTORS®

APN: 0510501100