Seller's Agent in 2025
Colleen Marston
Long & Foster
(540) 204-3417
1 in this area
74 Total Sales
1040 Jefferson Dock Rd Penhook, VA 24137
5
Beds
3
Baths
3,265
Sq Ft
0.75
Acres
Highlights
- Lake Front
- Boat Ramp
- Newly Remodeled
- Docks
- Boat Lift
- Deck
About This Home
As of November 2025: An exquisite waterfront retreat on Smith Mountain Lake awaits at 1040 Jeffferson Dock Rd-a blend of modern comfort, natural beauty, and lake life luxury. Decorated as a 5 bedroom, 3 bathroom home, with 3265 sqft of living space. Built in 2009 sitting on .75 acres of beautifully landscaped land, with mature plantings, wroght iron fencing and a pristine new backyard firepit and patio! Stunning lake and mountain views, tucked just inside a cove off the main Blackwater River channel. Spacious open-plan living with large windows that capture the lake view and fill rooms with natural light. Gourmet kitchen outfitted with granite countertops, high-end stainless steel appliances and thoughtful finishes.Comfortable main-level living with screened porch and full-length decks to enjoy the outdoors from multiple vantage points. Lower level designed for guests and gatherings: roomy areas, high ceilings,great funtionality and flow. Professionally landscaped lot with a paved pathway down to a custom boathouse. Deep water slip+lift+enclosed storage make lake access effortless. Multiple outdoor living spaces:screened porch, decks with newly installed Trex style decking spanning the house,perfect for morning coffee or evening sunsets. Oversized 2-car garage;driveway and lot designed to accomodate convenience and aestectics. Fantastic propane gas firepit and stunning outdoor patio for cozy evenings taking in the fresh lake air and quiet scendery. Heat pump system, well and septic utilities. Modern touches:stainless appliances, EV charging capability in garage, updated systems. If you are craving lakefront serenity without sacraficing comfort or stylye, this home offers the best of both. No ST rental for zoning RC-1 in Franklin County at this time. Rental over 30 days is allowed. Come enjoy this beautiful home at Smith Mountain Lake today!
Last Agent to Sell the Property
Long & Foster REALTORS Brokerage Phone: (540) 204-3417 License #0225226443 Listed on: 09/22/2025
Last Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,789
Year Built
- Built in 2009 | Newly Remodeled
Lot Details
- 0.75 Acre Lot
- Lake Front
- Wrought Iron Fence
- Zoning described as RC-1
Parking
- 2.5 Car Detached Garage
- Driveway
Home Design
- Asphalt Roof
- Wood Siding
Interior Spaces
- 3,265 Sq Ft Home
- 2-Story Property
- Wired For Data
- Built-In Features
- Bookcases
- Ceiling Fan
- Gas Fireplace
- Dining Area
- Basement Fills Entire Space Under The House
- Stacked Washer and Dryer
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- 3 Full Bathrooms
- Double Vanity
Outdoor Features
- Boat Lift
- Boat Ramp
- Docks
- Deck
- Porch
Schools
- Dudley Elementary School
- Ben Franklin Middle School
- None High School
Utilities
- Cooling Available
- Heating System Uses Propane
- Heat Pump System
- Well
- Gas Water Heater
- Water Softener
- Septic Tank
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 11
- Assessor Parcel Number 15902
Community Details
Overview
- Electric Vehicle Charging Station
Recreation
- Community Bulkhead
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 18, 2022
Closed on
Aug 24, 2022
Sold by
Bement Douglas J and Bement Cynthia C
Bought by
Frazier Robert S and Frazer Vickie L
Seller's Agent
Debbie Shelton
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$1,199,900
Sold Price
$1,129,500
Premium/Discount to List
-$70,400
-5.87%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.00%
Original Mortgage
$647,200
Outstanding Balance
$618,903
Interest Rate
5.54%
Mortgage Type
New Conventional
Estimated Equity
$738,916
Purchase Details
Listed on
Jan 29, 2019
Closed on
Nov 7, 2019
Sold by
Granger R Eugene R and Granger Noelle A
Bought by
Bement Douglas J and Bement Cynthia C
Seller's Agent
Bruce Carrington
FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY
Buyer's Agent
Default Agent
Default Office
List Price
$695,000
Sold Price
$625,000
Premium/Discount to List
-$70,000
-10.07%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.63%
Original Mortgage
$500,000
Interest Rate
3.65%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 5, 2011
Sold by
Granger Family Limited Partnership
Bought by
Granger R Eugene and Granger Noelle A
Purchase Details
Closed on
May 6, 2008
Sold by
Geiger Edward T and Geiger Patricia D
Bought by
Granger Family Lp
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,129,500 | -- | |
| Deed | $625,000 | Nationwide Title Clearing | |
| Gift Deed | -- | -- | |
| Deed | $322,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $647,200 | New Conventional | |
| Previous Owner | $500,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/07/2025 11/07/25 | Sold | $1,499,900 | 0.0% | $459 / Sq Ft | |
| 10/08/2025 10/08/25 | Pending | -- | -- | -- | |
| 10/01/2025 10/01/25 | For Sale | $1,499,900 | 0.0% | $459 / Sq Ft | |
| 09/29/2025 09/29/25 | Price Changed | $1,499,900 | +32.8% | $459 / Sq Ft | |
| 08/30/2022 08/30/22 | Sold | $1,129,500 | -5.9% | $346 / Sq Ft | View Prior Sale |
| 07/15/2022 07/15/22 | Pending | -- | -- | -- | |
| 05/18/2022 05/18/22 | For Sale | $1,199,900 | +92.0% | $368 / Sq Ft | |
| 11/15/2019 11/15/19 | Sold | $625,000 | -10.1% | $191 / Sq Ft | View Prior Sale |
| 10/15/2019 10/15/19 | Pending | -- | -- | -- | |
| 01/29/2019 01/29/19 | For Sale | $695,000 | -- | $213 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,789 | $1,113,800 | $222,000 | $891,800 |
| 2023 | $3,809 | $624,400 | $195,000 | $429,400 |
| 2022 | $3,809 | $624,400 | $195,000 | $429,400 |
| 2021 | $3,809 | $624,400 | $195,000 | $429,400 |
| 2020 | $3,809 | $624,400 | $195,000 | $429,400 |
| 2019 | $3,550 | $581,900 | $195,000 | $386,900 |
| 2018 | $3,550 | $581,900 | $195,000 | $386,900 |
| 2017 | $3,200 | $622,100 | $215,000 | $407,100 |
| 2016 | $3,200 | $622,100 | $215,000 | $407,100 |
| 2015 | $3,359 | $622,100 | $215,000 | $407,100 |
| 2014 | $3,359 | $622,100 | $215,000 | $407,100 |
| 2013 | $3,359 | $622,100 | $215,000 | $407,100 |
Source: Public Records
Agents Affiliated with this Home
-
Colleen Marston
-
N
Buyer's Agent in 2025
NON MLS USER MLS
NON MLS OFFICE
-
Debbie Shelton
Seller's Agent in 2022
Debbie Shelton
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
(540) 797-3177
24 in this area
167 Total Sales
-
Bruce Carrington
Seller's Agent in 2019
Bruce Carrington
FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY
(434) 944-2643
9 Total Sales
-
R
Seller Co-Listing Agent in 2019
ROB NELSON
FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY
-
D
Buyer's Agent in 2019
Default Agent
Default Office
Map
Source: Central Virginia Regional MLS
MLS Number: 2526800
APN: 0510501100
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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