NOT LISTED FOR SALE

1040 NW Terrace Rd Stuart, FL 34994

North River Shores Neighborhood

Estimated Value: $516,467 - $612,000

3 Beds
2 Baths
1,709 Sq Ft
$333/Sq Ft Est. Value

Sale Details

Date Sold: May 13, 2022

Last sale price $525,000 $307 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $3,646 / mo

80 Days on Market

Highlights

  • Contemporary Architecture
  • Wood Flooring
  • No HOA
  • Felix A. Williams Elementary School Rated A-
  • Attic
  • Screened Porch

About This Home

As of May 2022

New Roof & Hot Water Heater 2022. Wonderful home centrally located between Downtown Stuart and North River Shores in the quaint community of Bahama Terrace.   Enjoy river breezes, colorful sunsets at Oleander Park, walk or ride your bike to the Stuart Riverwalk (1.7mile) or walk to several neighborhood restaurants.  This home features a split floor plan with a large main suite with two walk-in closets, French doors to the porch and large main bath.  The family room offers a vaulted ceiling,plantation shutters and sliders to the screened porch.  AC 2020, dishwasher 2020, refrigerator 2021.  Sold as is with right to inspect.  Ready for your updates, come see today!

Last Agent to Sell the Property

Michael Landry

Berkshire Hathaway Florida Realty License #3245412 Listed on: 02/01/2022

Berkshire Hathaway Florida Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,803

Year Built

  • Built in 1993

Lot Details

  • 9,191 Sq Ft Lot
  • West Facing Home
  • Interior Lot
  • Sprinkler System

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Composition Roof
  • Concrete Siding
  • Block Exterior

Interior Spaces

  • 1,709 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Double Hung Windows
  • Combination Dining and Living Room
  • Screened Porch
  • Pull Down Stairs to Attic
  • Hurricane or Storm Shutters

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Separate Shower

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Schools

  • Felix A Williams Elementary School
  • Stuart Middle School
  • Jensen Beach High School

Additional Features

  • Patio
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,803

Year Built

Built in 1993

Lot Details

9,191 Sq Ft Lot

Listing Details

  • Architectural Style: Contemporary
  • Directions: US1 to NW Fork Rd. Left onto North River Drive, Right onto Terrace, 3rd home on the left.
  • Garage Yn: Yes
  • Lot Size Acres: 0.211
  • Property Attached Yn: No
  • Property Sub Type: Detached
  • Property Sub Type Additional: Detached,Single Family Residence
  • Prop. Type: Residential
  • Building Stories: 1
  • Subdivision Name: Bahama Terrace Sec 04
  • Year Built: 1993
  • Ownership: Fee Simple
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Ceramic Tile, Laminate, Wood
  • Furnished: Unfurnished
  • Interior Amenities: Attic, Breakfast Area, Dual Sinks, Master Downstairs, Living/Dining Room, Pull Down Attic Stairs, Split Bedrooms, Separate Shower, Walk-In Closet(s)
  • Living Area: 1709.0
  • Stories: 1
  • Window Features: Double Hung, Metal
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Block, Concrete
  • Direction Faces: West
  • Exterior Features: Sprinkler/Irrigation, Patio, Storm/Security Shutters
  • Lot Features: Interior Lot, Sprinklers Automatic
  • Patio And Porch Features: Open, Patio, Porch, Screened
  • Pool Private: No
  • Roof: Composition, Shingle
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: Yes
  • Senior Community: No

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Felix A Williams
  • High School: Jensen Beach
  • Middle Or Junior School: Stuart

Lot Info

  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2803.0
  • Tax Year: 2021

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 1, 2022
Closed on
May 13, 2022
Sold by
Bought by
Seller's Agent
Michael Landry
Berkshire Hathaway Florida Realty
List Price
$498,000
Sold Price
$525,000
Premium/Discount to List
$27,000
5.42%
Current Estimated Value
$569,617

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,617
Avg. Annual Appreciation
2.03%
Original Mortgage
$400,000
Outstanding Balance
$380,161
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$189,456

Purchase Details

Closed on
Feb 12, 2010
Sold by
Bought by

Purchase Details

Closed on
Nov 21, 2003
Sold by
Bought by

Purchase Details

Closed on
Mar 2, 1998
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,750
Interest Rate
6.86%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 27, 1993
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,500
Interest Rate
7.21%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$525,000 New Title Company Name
$215,000 --
$215,000 --
$134,500 --
$21,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $400,000
Previous Owner $24,430
Previous Owner $127,750
Previous Owner $103,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/13/2022 05/13/22 Sold $525,000 +3.0% $307 / Sq Ft
04/21/2022 04/21/22 Pending -- -- --
04/04/2022 04/04/22 Price Changed $509,900 +2.4% $298 / Sq Ft
01/31/2022 01/31/22 For Sale $498,000 -- $291 / Sq Ft
Source: Martin County REALTORS® of the Treasure Coast

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,475 $452,040 $210,000 $242,040
2024 $7,321 $446,299 -- --
2023 $7,321 $433,300 $433,300 $223,300
2022 $2,812 $187,342 $0 $0
2021 $2,803 $181,886 $0 $0
2020 $2,774 $179,375 $0 $0
2019 $2,717 $175,342 $0 $0
2018 $2,641 $172,073 $0 $0
2017 $2,345 $168,534 $0 $0
2016 $2,455 $165,068 $0 $0
2015 $2,331 $163,921 $0 $0
2014 $2,331 $162,620 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2022

    Michael Landry

    Berkshire Hathaway Florida Realty

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Map

Source: Martin County REALTORS® of the Treasure Coast

MLS Number: M20032832

Martin County REALTORS® of the Treasure Coast

APN: 32-37-41-002-000-00270-0

Florida Martin County Stuart 34994 North River Shores

1040 NW Terrace Rd, Stuart, FL

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Martin County REALTORS® of the Treasure Coast All listings featuring the MCRTC logo are provided by Martin County REALTORS® of the Treasure Coast, Inc. Multiple Listing Service. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Martin County REALTORS® of the Treasure Coast, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing broker has attempted to offer accurate data, but buyers are advised to confirm all information.

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