1040 Ridge Ct Carmel, IN 46033
East Carmel NeighborhoodEstimated payment $3,040/month
Highlights
- 0.82 Acre Lot
- Wooded Lot
- Separate Formal Living Room
- Mohawk Trails Elementary School Rated A
- Wood Flooring
- Cul-De-Sac
About This Home
In the established Cool Creek Estates, this spacious Carmel home is tucked on a cul-de-sac on a large 0.82-acre lot with a fenced backyard, mature trees, and a brand-new roof and gutters. With multiple living areas, a finished basement, and several big-ticket updates already completed, the home offers a comfortable blend of space, function, and long-term value in Carmel Clay Schools. Inside, the main level features generous gathering spaces designed for everyday living and easy entertaining. The large family room includes a stone fireplace, built-in shelving, wood beams, and direct backyard access, creating a warm central space at the heart of the home. The kitchen includes newer appliances and connects easily to the dining and living areas, while the newly created laundry room and command center adds valuable storage, organization, and everyday convenience. Upstairs, the primary suite includes a renovated primary bath and expanded primary closet. Additional bedrooms offer flexibility for family, guests, or a home office. The finished basement adds even more usable living space for a rec room, media area, home gym, playroom, or office. Outside, the large fenced backyard is surrounded by mature trees and offers plenty of room for pets, play, gardening, and outdoor entertaining. A patio provides space for outdoor dining or relaxing, while the playset and storage barn add extra function to the backyard. The home is also conveniently located near shopping, dining, parks, and Downtown Carmel. Major updates include roof and gutters in 2026, water heater in 2026, finished basement in 2024, laundry room/command center in 2024, primary bath renovation in 2024, expanded primary closet in 2024, refrigerator in 2025, dishwasher in 2024, kitchen flooring in 2020, garage door and motor in 2020, air conditioner components in 2020, rebuilt chimneys in 2018, and driveway replacement in 2018.
Listing Agent
Berkshire Hathaway Home Brokerage Email: mdeck@bhhsin.com License #RB14023177 Listed on: 07/08/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,326
Year Built
- Built in 1969
Lot Details
- 35,719 Sq Ft Lot
- Cul-De-Sac
- Wooded Lot
HOA Fees
- $8 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Split Level Home
- Brick Exterior Construction
- Block Foundation
- Cedar
Interior Spaces
- 2-Story Property
- Built-In Features
- Wood Burning Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Separate Formal Living Room
Kitchen
- Gas Oven
- Built-In Microwave
- Free-Standing Freezer
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Attic
- Attic Access Panel
- Pull Down Stairs to Attic
Basement
- Partial Basement
- Basement Storage
- Natural lighting in basement
Home Security
- Home Security System
- Fire and Smoke Detector
Outdoor Features
- Patio
- Outdoor Storage
- Porch
Schools
- Mohawk Trails Elementary School
- Clay Middle School
- Carmel High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- Cool Creek Estates Subdivision
- The community has rules related to covenants, conditions, and restrictions
Listing and Financial Details
- Tax Lot 100
- Assessor Parcel Number 291030409002000018
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,243 | $513,000 | $131,800 | $381,200 |
| 2024 | $4,988 | $467,900 | $131,800 | $336,100 |
| 2023 | $4,988 | $459,600 | $97,100 | $362,500 |
| 2022 | $4,432 | $388,500 | $97,100 | $291,400 |
| 2021 | $3,738 | $331,000 | $97,100 | $233,900 |
| 2020 | $3,522 | $312,100 | $97,100 | $215,000 |
| 2019 | $3,371 | $299,000 | $74,500 | $224,500 |
| 2018 | $3,164 | $285,700 | $74,500 | $211,200 |
| 2017 | $2,912 | $269,900 | $74,500 | $195,400 |
| 2016 | $2,316 | $222,900 | $74,500 | $148,400 |
| 2014 | $2,022 | $208,000 | $74,500 | $133,500 |
| 2013 | $2,022 | $218,900 | $74,500 | $144,400 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/13/2026 07/13/26 | Pending | -- | -- | -- | |
| 07/08/2026 07/08/26 | For Sale | $475,000 | +59.4% | $163 / Sq Ft | |
| 10/23/2017 10/23/17 | Sold | $298,000 | -0.7% | $97 / Sq Ft | View Prior Sale |
| 09/09/2017 09/09/17 | Pending | -- | -- | -- | |
| 08/12/2017 08/12/17 | Price Changed | $300,000 | -3.2% | $98 / Sq Ft | |
| 07/26/2017 07/26/17 | Price Changed | $309,900 | -1.6% | $101 / Sq Ft | |
| 07/13/2017 07/13/17 | For Sale | $315,000 | -- | $103 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Vantage Pointt Title Inc | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | Stewart Title Co | |
| Warranty Deed | -- | First American Title Ins Co |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $255,000 | New Conventional | |
| Closed | $253,600 | New Conventional | |
| Closed | $238,400 | New Conventional | |
| Previous Owner | $280,250 | New Conventional | |
| Previous Owner | $200,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $35,000 | Unknown | |
| Previous Owner | $192,500 | Purchase Money Mortgage |
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22112742
APN: 29-10-30-409-002.000-018
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