NOT LISTED FOR SALE

1040 Ridgefield Cir Unit 3 Carol Stream, IL 60188

Estimated Value: $320,000 - $338,000

3 Beds
2.5 Baths
1,568 Sq Ft
$209/Sq Ft Est. Value

Last Sold April 06, 2023

Last sale price $285,000 $182 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $2,683/month

50 Days on Market

Highlights

  • Water Views
  • Vaulted Ceiling
  • Formal Dining Room
  • Heritage Lakes Elementary School Rated A-
  • Granite Countertops
  • Stainless Steel Appliances

About This Home

As of April 2023

Welcome to 1040 Ridgefield Cir! This 3 BR, 2 1/2 BA townhome in IMMACULATE CONDITION! Complete renovation in 2015. Features include: Custom cabinets with pull back drawers and slow close doors, Granite counter tops, Stainless Appliances, Hand scraped hardwood-look flooring and a custom fireplace mantel. Master suite has his and hers closets; master bath has dual sinks, skylight, a large shower and linen closet. Wide decorative trim throughout the first and second floors. Handsome 2 panel doors with bronze colored handles and hinges. Attached two-car garage, ground-level patio. Siding new 2021, new service walk! Assoc very well maintained! Nothing to do but move in! Close to shopping, restaurants, interstate, Metra!

Last Agent to Sell the Property

Pasquale Selvaggio

RealtyWorks License #471008406 Listed on: 12/13/2022

Last Buyer's Agent

Bryan Nelson

Baird & Warner License #475170996

Baird & Warner

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $6,223

Year Built

  • Built in 1989

Lot Details

  • 2,614

HOA Fees

  • $290 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,568 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Skylights
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Storage
  • Water Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Dual Sinks
  • No Tub in Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio

Schools

  • Heritage Lakes Elementary School
  • Jay Stream Middle School
  • Glenbard North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 4 Units
  • Lake Homes Of Bennington Manage Association, Phone Number (630) 785-6071
  • Bennington On The Lake Subdivision
  • Property managed by Hillcrest Property Management

Pet Policy

  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$6,223

Year Built

Built in 1989

Lot Details

0

HOA Fees

$290 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: Bennington on the Lake
  • Year Built: 1989
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), First Floor Laundry, Laundry Hook-Up in Unit, Storage, Granite Counters
  • LivingArea: 1568
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 1568
  • Assessed Sq Ft: 1540
  • Basement Description: None
  • Bathroom Amenities: Double Sink,No Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 1568
  • Fireplace Location: Family Room
  • Total Sq Ft: 1568
  • Main Level Sq Ft: 1568
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 284900
  • Lot Features: Water View
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 290
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Hillcrest Property Management
  • Management Contact Name: Lake homes of Bennington Manage
  • Management Phone: 630-785-6071
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Heritage Lakes Elementary School
  • High School: Glenbard North High School
  • Middle/Junior School: Jay Stream Middle School
  • Middle/Junior School District: 93

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 2681
  • Special Assessments: N

Rental Info

  • Board Number: 17
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 6223.12
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 13, 2022
Closed on
Mar 23, 2023
Sold by
Ross Flozier and Ross Angela
Bought by
Olszowska Victoria
Seller's Agent
Pasquale Selvaggio
RealtyWorks
Buyer's Agent
Bryan Nelson
Baird & Warner
List Price
$284,900
Sold Price
$285,000
Premium/Discount to List
$100
0.04%
Total Days on Market
50
Views
244
Current Estimated Value
$328,354

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,354
Avg. Annual Appreciation
6.68%
Original Mortgage
$145,000
Outstanding Balance
$132,205
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$196,149

Purchase Details

Listed on
Aug 30, 2019
Closed on
Oct 17, 2019
Sold by
Cygan Katherine L and Heidel Daniel
Bought by
Ross Flozier and Miulli Angela
Seller's Agent
Sue Kenealy
Baird & Warner
Buyer's Agent
Pasquale Selvaggio
RealtyWorks
List Price
$245,000
Sold Price
$240,000
Premium/Discount to List
-$5,000
-2.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.08%
Original Mortgage
$235,653
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Listed on
Jun 17, 2015
Closed on
Jul 30, 2015
Sold by
Cmls Homes Limited
Bought by
Cygan Katherine L
Seller's Agent
Michael Quaglia
Executive Realty Group LLC
Buyer's Agent
Sue Kenealy
Baird & Warner
List Price
$199,999
Sold Price
$199,000
Premium/Discount to List
-$999
-0.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.54%
Original Mortgage
$159,200
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 17, 2014
Closed on
Mar 23, 2015
Sold by
Secretary Of Housing & Urban Development
Bought by
Cmls Homes Limited
Seller's Agent
John Wright
Keller Williams Premiere Properties
Buyer's Agent
Michael Quaglia
Executive Realty Group LLC
List Price
$166,900
Sold Price
$113,400
Premium/Discount to List
-$53,500
-32.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
398.69%

Purchase Details

Closed on
Sep 19, 2013
Sold by
Ivey R Steven
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
May 30, 2002
Sold by
Quinto Rodolfo and Quinto Teresita
Bought by
Ivey R Steven

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,267
Interest Rate
6.95%
Mortgage Type
FHA

Purchase Details

Closed on
May 27, 1998
Sold by
Quinto Roy
Bought by
Quinto Rodolfo and Quinto Teresita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
7.17%

Purchase Details

Closed on
Nov 13, 1996
Sold by
Fedel Ramona M
Bought by
Quinto Rudolpho and Quinto Teresita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,949
Interest Rate
7.91%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 30, 1994
Sold by
Cizza John A and Cizza Barbara E
Bought by
Fedel Ramona M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,500
Interest Rate
8.12%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Olszowska Victoria $285,000 None Listed On Document
Ross Flozier $240,000 Attorneys Ttl Guaranty Fund
Cygan Katherine L $199,000 Chicago Title Insurance Co
Cmls Homes Limited -- First American Title Ins Co
Secretary Of Housing & Urban Development -- None Available
Ivey R Steven $189,000 First American Title
Quinto Rodolfo -- --
Quinto Rudolpho $128,000 Land Title Group Inc
Fedel Ramona M $122,500 First American Title Ins
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Olszowska Victoria $145,000
Previous Owner Ross Flozier $235,653
Previous Owner Cygan Katherine L $159,200
Previous Owner Ivey R Steven $11,828
Previous Owner Ivey R Steven $186,267
Previous Owner Quinto Rodolfo Agbay $23,250
Previous Owner Quinto Rodolfo $128,000
Previous Owner Quinto Rudolpho $124,949
Previous Owner Fedel Ramona M $47,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/06/2023 04/06/23 Sold $285,000 0.0% $182 / Sq Ft
02/02/2023 02/02/23 Pending -- -- --
12/13/2022 12/13/22 For Sale $284,900 +18.7% $182 / Sq Ft
10/17/2019 10/17/19 Sold $240,000 -2.0% $153 / Sq Ft
09/08/2019 09/08/19 Pending -- -- --
08/30/2019 08/30/19 For Sale $245,000 +23.1% $156 / Sq Ft
07/30/2015 07/30/15 Sold $199,000 -0.5% $127 / Sq Ft
06/22/2015 06/22/15 Pending -- -- --
06/17/2015 06/17/15 For Sale $199,999 +76.4% $128 / Sq Ft
03/23/2015 03/23/15 Sold $113,400 -32.1% $72 / Sq Ft
12/17/2014 12/17/14 Pending -- -- --
09/17/2014 09/17/14 For Sale $166,900 -- $106 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,679 $82,720 $14,630 $68,090
2022 $6,540 $76,880 $13,600 $63,280
2021 $6,223 $72,980 $12,910 $60,070
2020 $6,083 $70,790 $12,520 $58,270
2019 $5,852 $68,260 $12,070 $56,190
2018 $5,212 $62,210 $11,000 $51,210
2017 $5,103 $59,730 $10,560 $49,170
2016 $5,000 $57,060 $10,090 $46,970
2015 $4,950 $54,010 $9,550 $44,460
2014 $4,891 $52,640 $9,310 $43,330
2013 $5,541 $60,530 $9,530 $51,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11687550

Midwest Real Estate Data (MRED)

APN: 01-24-127-029